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Upturn AI SWOT - About
Ryvyl Inc (RVYL)
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Upturn Advisory Summary
03/27/2025: RVYL (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Analysis of Past Performance
Type Stock | Historic Profit -78.32% | Avg. Invested days 27 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 03/27/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 13.66M USD | Price to earnings Ratio - | 1Y Target Price 5 |
Price to earnings Ratio - | 1Y Target Price 5 | ||
Volume (30-day avg) 69524 | Beta 4.34 | 52 Weeks Range 0.69 - 2.76 | Updated Date 04/1/2025 |
52 Weeks Range 0.69 - 2.76 | Updated Date 04/1/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -8.6 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2025-03-12 | When Before Market | Estimate - | Actual - |
Profitability
Profit Margin -70.06% | Operating Margin (TTM) -21.67% |
Management Effectiveness
Return on Assets (TTM) -5.39% | Return on Equity (TTM) -882.45% |
Valuation
Trailing PE - | Forward PE 3.32 | Enterprise Value 25676575 | Price to Sales(TTM) 0.16 |
Enterprise Value 25676575 | Price to Sales(TTM) 0.16 | ||
Enterprise Value to Revenue 0.4 | Enterprise Value to EBITDA -6.08 | Shares Outstanding 6755200 | Shares Floating 4740258 |
Shares Outstanding 6755200 | Shares Floating 4740258 | ||
Percent Insiders 29.83 | Percent Institutions 4.1 |
Analyst Ratings
Rating 3.5 | Target Price 5 | Buy 1 | Strong Buy - |
Buy 1 | Strong Buy - | ||
Hold 1 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Ryvyl Inc
Company Overview
History and Background
Ryvyl Inc, formerly known as SinglePoint Inc, is a technology driven company focused on providing secure, integrated payment solutions. Founded with a vision to streamline digital transactions, the company has evolved to offer diverse fintech solutions.
Core Business Areas
- Payment Solutions: Provides a suite of payment processing technologies including credit card processing, mobile payments, and digital wallets. Offers various payment gateways and API integrations.
- Financial Technology Services: Offers software, services, and hardware solutions to integrate payment processing with other business operations.
- Technology Innovations: Researches and develops new payment technologies, including blockchain and cryptocurrency payment solutions.
Leadership and Structure
Ryvyl Inc's leadership team consists of experienced executives in the fintech industry. The company's organizational structure includes departments dedicated to product development, sales, marketing, and customer support.
Top Products and Market Share
Key Offerings
- Ryvyl Pay: Ryvyl Pay is a payment processing platform that offers secure and efficient payment solutions. It helps businesses streamline transactions, reduce costs, and improve cash flow. Market share data is not readily available. Competitors include PayPal (PYPL), Square (SQ), and Stripe.
- Ryvyl Wallet: A digital wallet solution allowing users to store and manage various cryptocurrencies and traditional currencies. Market share data is not readily available. Competitors include Coinbase (COIN) and Blockchain.com.
Market Dynamics
Industry Overview
The fintech industry is rapidly evolving, driven by advancements in technology and changing consumer preferences. Key trends include the growth of mobile payments, blockchain technology, and digital wallets.
Positioning
Ryvyl Inc is positioned as a fintech company offering diversified payment solutions. Its competitive advantages include its technology integrations and focus on emerging payment technologies.
Total Addressable Market (TAM)
The global fintech market is estimated to reach trillions of dollars. Ryvyl Inc's TAM is tied to the digital payment processing and blockchain sectors within the fintech industry. Their current positioning allows them to address a portion of this TAM, focusing on payment solutions and technology innovations.
Upturn SWOT Analysis
Strengths
- Innovative Technology
- Diversified Product Portfolio
- Experienced Leadership
- Focus on Emerging Markets
Weaknesses
- Limited Brand Recognition
- Small Market Share
- Dependence on Key Partnerships
- Volatile Stock Performance
Opportunities
- Expanding Fintech Market
- Strategic Acquisitions
- Partnerships with Major Players
- Increasing Cryptocurrency Adoption
Threats
- Intense Competition
- Regulatory Changes
- Cybersecurity Risks
- Economic Downturn
Competitors and Market Share
Key Competitors
- PYPL
- SQ
- COIN
Competitive Landscape
Ryvyl Inc faces intense competition from larger, more established companies. Its advantages include specialized technology and focus on emerging markets. Disadvantages include lower brand recognition and financial resources compared to its competitors.
Major Acquisitions
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been inconsistent, with periods of rapid expansion followed by challenges in maintaining momentum.
Future Projections: Future growth projections are uncertain due to financial performance and industry dynamics. Analyst estimates vary widely.
Recent Initiatives: Recent initiatives include launching new payment solutions, expanding into new markets, and forming strategic partnerships.
Summary
Ryvyl Inc is a fintech company with innovative payment solutions, but it faces challenges due to its small market share and volatile financial performance. While the company has the potential to capitalize on the growing fintech market, it needs to improve its brand recognition and manage risks effectively. Recent initiatives and strategic partnerships could drive future growth, but competition remains a significant hurdle. Investor confidence is uncertain at this time.
Similar Companies
- PYPL
- SQ
- COIN
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings
- Market Research Reports
- Financial News Outlets
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market data and financial figures are subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Ryvyl Inc
Exchange NASDAQ | Headquaters San Diego, CA, United States | ||
IPO Launch date 2022-10-24 | Co-Founder, CEO & Director Mr. Fredi Nisan | ||
Sector Technology | Industry Software - Infrastructure | Full time employees - | Website https://www.ryvyl.com |
Full time employees - | Website https://www.ryvyl.com | ||
Ryvyl Inc., a technology company, engages in the development, marketing, and sale of blockchain-based payment solutions in North America, Europe, and Asia. The company's blockchain-based systems facilitate, record, and store a volume of tokenized assets representing cash or data on a blockchain-based ledger. Its products include QuickCard Payment System, a physical and virtual payment card processing management system, including software that facilitates on and off ramp e-wallet management; Coyni, a digital token platform, which offers custodial assurance by utilizing its stable coin and blockchain technology in a closed-loop ecosystem; and ChargeSavvy, an end-to-end POS solution comprising software and hardware for the restaurant and hospitality industry. It serves customers in various industries, including foreign exchange, retail, and e-commerce sectors. The company was formerly known as GreenBox POS and changed its name to Ryvyl Inc. in October 2022. Ryvyl Inc. is based in San Diego, California.
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