Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial - Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
- About
PSFE 
Paysafe Ltd (PSFE)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- 1Y
- 1M
- 1W
Upturn Advisory Summary
01/09/2026: PSFE (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
7 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $9.27
1 Year Target Price $9.27
| 1 | Strong Buy |
| 0 | Buy |
| 5 | Hold |
| 0 | Sell |
| 1 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -61.52% | Avg. Invested days 27 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 01/09/2026 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 496.08M USD | Price to earnings Ratio - | 1Y Target Price 9.27 |
Price to earnings Ratio - | 1Y Target Price 9.27 | ||
Volume (30-day avg) 7 | Beta 1.74 | 52 Weeks Range 6.43 - 24.11 | Updated Date 01/9/2026 |
52 Weeks Range 6.43 - 24.11 | Updated Date 01/9/2026 | ||
Dividends yield (FY) - | Basic EPS (TTM) -2.12 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -7.35% | Operating Margin (TTM) 12.02% |
Management Effectiveness
Return on Assets (TTM) 1.7% | Return on Equity (TTM) -15.59% |
Valuation
Trailing PE - | Forward PE 3.8 | Enterprise Value 2774984474 | Price to Sales(TTM) 0.29 |
Enterprise Value 2774984474 | Price to Sales(TTM) 0.29 | ||
Enterprise Value to Revenue 1.65 | Enterprise Value to EBITDA 7.2 | Shares Outstanding 57462927 | Shares Floating 31863768 |
Shares Outstanding 57462927 | Shares Floating 31863768 | ||
Percent Insiders 25.47 | Percent Institutions 53.42 |
Upturn AI SWOT
Paysafe Ltd
Company Overview
History and Background
Paysafe Ltd. was formed in 2015 through the merger of Optimal Payments and Skrill Group. It operates as a digital payments platform. Significant milestones include its IPO via a SPAC merger in September 2021.
Core Business Areas
- Digital Wallets: Offers consumer-facing digital wallets (e.g., Skrill, NETELLER) that enable users to make online payments, transfers, and access prepaid solutions.
- Payment Processing: Provides merchant services, including payment gateway solutions, acquiring services, and fraud prevention tools for businesses to accept online payments.
- Prepaid Solutions: Develops and distributes prepaid cards and vouchers (e.g., paysafecard) for online and offline purchases, catering to users seeking alternative payment methods.
Leadership and Structure
Paysafe is led by a management team with extensive experience in the payments and technology sectors. The company is structured around its core business segments to drive innovation and market penetration.
Top Products and Market Share
Key Offerings
- Skrill: A global digital wallet service allowing users to send, receive, and hold money online. It serves both consumers and businesses. Competitors include PayPal, Neteller, and other digital payment platforms. Specific market share data for Skrill is not publicly disclosed separately but contributes to Paysafe's overall digital wallet segment.
- NETELLER: Another prominent digital wallet from Paysafe, offering similar services to Skrill. It's particularly popular in online gaming and forex trading sectors. Competitors include Skrill, PayPal, and other e-money institutions. Market share data is not publicly disclosed separately.
- paysafecard: A prepaid payment method that allows users to pay online without needing a bank account or credit card, using a voucher system. It's widely used for online gaming and entertainment. Competitors include other prepaid voucher providers and alternative payment methods. Market share data is not publicly disclosed separately.
- Paysafe Payment Gateway: A comprehensive payment processing solution for merchants, offering fraud prevention, multi-currency support, and various payment methods. Competitors include Stripe, PayPal Checkout, Adyen, and Square. Specific revenue or market share attributed to this product is not broken out publicly.
Market Dynamics
Industry Overview
The digital payments industry is experiencing rapid growth driven by the increasing adoption of e-commerce, mobile payments, and the demand for convenient and secure transaction methods. The sector is highly competitive with continuous innovation in payment technologies and a focus on regulatory compliance.
Positioning
Paysafe is positioned as a global leader in online and mobile payment solutions, focusing on specific niches like digital wallets, prepaid services, and merchant services for online businesses. Its strengths lie in its established brands, broad product portfolio, and global reach, particularly in regulated markets.
Total Addressable Market (TAM)
The global digital payments market is estimated to be in the trillions of dollars and is projected to continue growing significantly. Paysafe operates within various segments of this TAM, including online payment processing, digital wallets, and prepaid solutions. Its positioning is strong in serving segments that require specialized payment solutions and a global presence.
Upturn SWOT Analysis
Strengths
- Strong brand recognition with established digital wallets (Skrill, NETELLER) and prepaid solutions (paysafecard).
- Global operational reach and diverse customer base across various industries.
- Diversified revenue streams from both consumer and merchant services.
- Expertise in regulated markets and compliance.
Weaknesses
- Reliance on a few key product lines for revenue generation.
- Intense competition from larger, more established players and agile fintech startups.
- Integration challenges and potential underperformance of acquired entities.
- Perception of being less innovative compared to some newer fintech competitors.
Opportunities
- Expansion into emerging markets with growing e-commerce penetration.
- Further development and adoption of Buy Now, Pay Later (BNPL) solutions.
- Leveraging its existing customer base for cross-selling opportunities.
- Strategic partnerships and acquisitions to enhance product offerings and market access.
Threats
- Increasing regulatory scrutiny and compliance costs.
- Rapid technological advancements by competitors.
- Cybersecurity threats and data breaches.
- Economic downturns impacting consumer spending and merchant volumes.
Competitors and Market Share
Key Competitors
- PayPal Holdings, Inc. (PYPL)
- Block, Inc. (SQ)
- Adyen N.V. (ADYEN.AS)
- Fiserv, Inc. (FI)
- Fidelity National Information Services, Inc. (FIS)
Competitive Landscape
Paysafe competes in a dynamic and crowded digital payments landscape. Its advantages lie in its specialized product offerings and established presence in certain verticals. However, it faces strong competition from larger, more diversified payment processors and newer, agile fintech companies that often innovate at a faster pace. Its ability to integrate acquisitions effectively and invest in next-generation payment technologies will be crucial for sustained competitive advantage.
Major Acquisitions
iGT
- Year: 2021
- Acquisition Price (USD millions): 110
- Strategic Rationale: To enhance its iGaming payment solutions and expand its offering to a broader range of operators and markets.
Thunes
- Year: 2024
- Acquisition Price (USD millions): 660
- Strategic Rationale: To bolster its cross-border payment capabilities and expand its reach into new and emerging markets, particularly for remittances and global payouts.
Growth Trajectory and Initiatives
Historical Growth: Paysafe has demonstrated historical growth through organic expansion of its digital wallet and payment processing services, as well as through strategic acquisitions that have broadened its capabilities and market reach.
Future Projections: Future projections for Paysafe are typically guided by analyst estimates, which often focus on continued growth in e-commerce, digital payments, and the company's ability to capture market share in key segments. Expansion into new geographies and product innovation are key drivers.
Recent Initiatives: Recent initiatives likely include ongoing investment in technology to enhance its payment platforms, expansion of its merchant services, and potential strategic partnerships or acquisitions to bolster its competitive position.
Summary
Paysafe Ltd. is a significant player in the digital payments industry with strong brands in digital wallets and prepaid services. Its diversified offerings and global reach provide a solid foundation. However, it faces intense competition and requires continuous innovation and strategic execution to maintain and grow its market share. Managing integration of acquisitions and adapting to evolving regulatory landscapes are key areas to watch.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Company Investor Relations
- Financial News Outlets
- Market Research Reports
- Industry Analysis Websites
Disclaimers:
This JSON output is generated based on publicly available information and does not constitute financial advice. Market share data and financial figures are estimates and subject to change. Investors should conduct their own due diligence before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Paysafe Ltd
Exchange NYSE | Headquaters - | ||
IPO Launch date 2020-10-09 | CEO - | ||
Sector Technology | Industry Software - Infrastructure | Full time employees 3300 | Website https://www.paysafe.com |
Full time employees 3300 | Website https://www.paysafe.com | ||
Paysafe Limited provides end-to-end payment solutions in the United States, Germany, the United Kingdom, and internationally. The company operates through two segments, Merchant Solutions and Digital Wallets. Its payments platform offers a range of payment solutions comprising credit and debit card processing, digital wallet, eCash, and real-time banking solutions for entertainment verticals, such as iGaming, including online betting related to sports, e-sports, fantasy sports, poker, and other casino games, as well as travel, streaming/video gaming, retail/hospitality, and digital assets. The Merchant Solutions segment offers PCI-compliant payment acceptance and transaction processing solutions for merchants and integrated service providers, including merchant acquiring, transaction processing, gateway solutions, fraud and risk management tools, data and analytics, point of sale systems, and merchant financing solutions, as well as comprehensive support services under the Paysafe and Petroleum Card Services brands. The Digital Wallets segment offers digital wallet solutions under the Skrill, NETELLER, paysafecard, and Paysafecash brands; and pay-by-bank solutions under the Rapid Transfer brand. It provides eCash solutions under the paysafecard and Paysafecash brands; paysafecard prepaid Mastercard that can be linked to a digital paysafecard account and used to make purchases; Safetypay, a platform that enables eCommerce transactions; and PagoEfectivo, an alternative payment platform. The company is based in London, the United Kingdom.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.