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Upturn AI SWOT - About
Paysafe Ltd (PSFE)
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Upturn Advisory Summary
04/01/2025: PSFE (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Analysis of Past Performance
Type Stock | Historic Profit -44.29% | Avg. Invested days 30 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 964.20M USD | Price to earnings Ratio 44.83 | 1Y Target Price 18.17 |
Price to earnings Ratio 44.83 | 1Y Target Price 18.17 | ||
Volume (30-day avg) 389679 | Beta 1.88 | 52 Weeks Range 14.06 - 26.25 | Updated Date 04/1/2025 |
52 Weeks Range 14.06 - 26.25 | Updated Date 04/1/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 0.35 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2025-03-04 | When - | Estimate 0.7011 | Actual 0.48 |
Profitability
Profit Margin 1.3% | Operating Margin (TTM) 7.5% |
Management Effectiveness
Return on Assets (TTM) 1.71% | Return on Equity (TTM) 2.52% |
Valuation
Trailing PE 44.83 | Forward PE 6.55 | Enterprise Value 3129738489 | Price to Sales(TTM) 0.57 |
Enterprise Value 3129738489 | Price to Sales(TTM) 0.57 | ||
Enterprise Value to Revenue 1.84 | Enterprise Value to EBITDA 7.29 | Shares Outstanding 59888300 | Shares Floating 34335761 |
Shares Outstanding 59888300 | Shares Floating 34335761 | ||
Percent Insiders 24.44 | Percent Institutions 58.84 |
Analyst Ratings
Rating 2.86 | Target Price 21.17 | Buy - | Strong Buy 1 |
Buy - | Strong Buy 1 | ||
Hold 4 | Sell 1 | Strong Sell 1 | |
Strong Sell 1 |
Upturn AI SWOT
Paysafe Ltd
Company Overview
History and Background
Paysafe Ltd was founded in 1996. Initially known as Optimal Payments, it rebranded to Paysafe in 2015. Key milestones include acquisitions of Skrill and NETELLER, expanding its payment solutions portfolio and geographic reach.
Core Business Areas
- Integrated Payment Processing: Provides payment gateway services, merchant acquiring, and other payment processing solutions to businesses of all sizes.
- Digital Wallet: Offers digital wallet services under the Skrill and NETELLER brands, enabling users to make online payments, transfer money, and manage their funds.
- eCash Solutions: Provides alternative payment methods like paysafecard, which allow users to make online purchases without a bank account or credit card.
Leadership and Structure
Paysafe has a Chief Executive Officer (CEO), a Chief Financial Officer (CFO), and a board of directors. The company operates with a functional organizational structure, with departments for technology, finance, marketing, and operations.
Top Products and Market Share
Key Offerings
- Skrill: A digital wallet service that facilitates online payments and money transfers. Competitors include PayPal (PYPL) and Wise (WISE). Specific market share data is difficult to ascertain, but Skrill has a significant presence in online gaming and gambling markets. Revenue data is not publicly broken down specifically for Skrill.
- NETELLER: Another digital wallet service, similar to Skrill, but often used in different geographies and industries, particularly online gaming and trading. Competitors include PayPal (PYPL) and ecoPayz. Specific market share data is also difficult to obtain, as it is reported as part of Paysafe overall figures. Revenue data is not publicly broken down specifically for NETELLER.
- paysafecard: A prepaid online payment method allowing users to make purchases without a bank account or credit card. Competitors include Neosurf and VanillaDirect. Paysafe reports that paysafecard is used in over 50 countries at more than 650,000 points of sale.
Market Dynamics
Industry Overview
The payment processing industry is experiencing growth driven by increased e-commerce activity and the adoption of digital payment methods. The market is competitive, with many established players and emerging fintech companies.
Positioning
Paysafe positions itself as a specialized payment solutions provider with a focus on high-growth verticals like online gaming, gambling, and e-commerce. Its competitive advantage lies in its expertise in these niche markets and its global reach.
Total Addressable Market (TAM)
The global digital payments market is expected to reach trillions of dollars. Paysafe aims to capture a significant portion of this TAM by focusing on specialized solutions and expanding into new markets.
Upturn SWOT Analysis
Strengths
- Strong presence in niche markets (e.g., online gaming and gambling)
- Diverse payment solutions portfolio
- Global reach and established partnerships
- Recognized Brand
Weaknesses
- Dependence on specific industries
- Regulatory scrutiny in some markets
- Relatively smaller scale compared to major payment processors
- Historical performance issues
Opportunities
- Expansion into new geographic markets
- Growth in e-commerce and online gaming
- Partnerships with other technology companies
- Adoption of new payment technologies
Threats
- Intense competition from established players and fintech companies
- Changes in regulations and compliance requirements
- Cybersecurity risks and fraud
- Economic downturns affecting consumer spending
Competitors and Market Share
Key Competitors
- PYPL
- SQ
- GPN
Competitive Landscape
Paysafe faces intense competition from larger and more established payment processors like PayPal and Global Payments, as well as emerging fintech companies. Paysafe focuses on specialization in niche markets, unlike many of their larger competitors.
Major Acquisitions
Openbucks
- Year: 2015
- Acquisition Price (USD millions): 0
- Strategic Rationale: Expand Paysafe's pre-paid offering and to enhance the company's position as a leading payment provider in the online gaming vertical. Specific acquisition price is not available
Growth Trajectory and Initiatives
Historical Growth: Historical growth analysis necessitates access to past financial records, which are not included in this document.
Future Projections: Future growth projections require access to analyst estimates, which are not provided in this document.
Recent Initiatives: Recent initiatives include focusing on expanding into new high-growth markets and improving partnerships with companies.
Summary
Paysafe is a payment solutions provider with a presence in niche markets, notably online gaming. The company possesses a portfolio of diverse payment methods. Intense competition and regulatory concerns provide headwinds, however the company is expanding into new areas. Its future trajectory depends on effective execution of its strategies and managing competitive pressures.
Similar Companies
FISV
Fiserv Inc.
FISV
Fiserv Inc.
GPN
Global Payments Inc
GPN
Global Payments Inc
PYPL
PayPal Holdings Inc
PYPL
PayPal Holdings Inc
Sources and Disclaimers
Data Sources:
- Company Filings
- Industry Reports
- Market Analysis Reports
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market share data is approximate and may vary depending on the source. Financial data needs to be updated. Do your own research before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Paysafe Ltd
Exchange NYSE | Headquaters - | ||
IPO Launch date 2020-10-09 | CEO & Executive Director Mr. Bruce F. Lowthers CPA | ||
Sector Technology | Industry Software - Infrastructure | Full time employees 3300 | Website https://www.paysafe.com |
Full time employees 3300 | Website https://www.paysafe.com | ||
Paysafe Limited provides end-to-end payment solutions in the United States, Germany, the United Kingdom, and internationally. The company operates through two segments, Merchant Solutions and Digital Wallets. Its payments platform offers a range of payment solutions comprising credit and debit card processing, digital wallet, eCash, and real-time banking solutions for entertainment verticals, such as iGaming, including online betting related to sports, e-sports, fantasy sports, poker, and other casino games, as well as travel, streaming/video gaming, retail/hospitality, and digital assets. The Merchant Solutions segment offers PCI-compliant payment acceptance and transaction processing solutions for merchants and integrated service providers, including merchant acquiring, transaction processing, gateway solutions, fraud and risk management tools, data and analytics, point of sale systems, and merchant financing solutions, as well as comprehensive support services under the Paysafe and Petroleum Card Services brands. The Digital Wallets segment offers digital wallet solutions under the Skrill, NETELLER, paysafecard, and Paysafecash brands; and pay-by-bank solutions under the Rapid Transfer brand. It provides eCash solutions under the paysafecard and Paysafecash brands; paysafecard prepaid Mastercard that can be linked to a digital paysafecard account and used to make purchases; Safetypay, a platform that enables eCommerce transactions; and PagoEfectivo, an alternative payment platform. The company is based in London, the United Kingdom.
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