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Upturn AI SWOT - About
FIS 
Fidelity National Information Services Inc (FIS)
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Upturn Advisory Summary
03/27/2025: FIS (2-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
AI Based Fundamental Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Analysis of Past Performance
Type Stock | Historic Profit -9.55% | Avg. Invested days 47 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 03/27/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 39.01B USD | Price to earnings Ratio 51.87 | 1Y Target Price 84.7 |
Price to earnings Ratio 51.87 | 1Y Target Price 84.7 | ||
Volume (30-day avg) 4038323 | Beta 1.12 | 52 Weeks Range 65.47 - 91.08 | Updated Date 03/30/2025 |
52 Weeks Range 65.47 - 91.08 | Updated Date 03/30/2025 | ||
Dividends yield (FY) 2.17% | Basic EPS (TTM) 1.42 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 14.32% | Operating Margin (TTM) 9.47% |
Management Effectiveness
Return on Assets (TTM) 2.69% | Return on Equity (TTM) 4.55% |
Valuation
Trailing PE 51.87 | Forward PE 12.82 | Enterprise Value 49718785308 | Price to Sales(TTM) 3.85 |
Enterprise Value 49718785308 | Price to Sales(TTM) 3.85 | ||
Enterprise Value to Revenue 4.91 | Enterprise Value to EBITDA 14.69 | Shares Outstanding 529692000 | Shares Floating 528303794 |
Shares Outstanding 529692000 | Shares Floating 528303794 | ||
Percent Insiders 0.13 | Percent Institutions 98.21 |
Analyst Ratings
Rating 3.78 | Target Price 94.44 | Buy 6 | Strong Buy 10 |
Buy 6 | Strong Buy 10 | ||
Hold 15 | Sell 1 | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Fidelity National Information Services Inc
Company Overview
History and Background
Fidelity National Information Services (FIS) was founded in 1968 as Systematics, a data processing service for Arkansas banks. It evolved through mergers and acquisitions, becoming FIS in 2006 after a merger with Certegy. It grew significantly through acquisitions like Metavante in 2009 and Worldpay in 2019. Most recently, it divested a significant portion of Worldpay in 2024.
Core Business Areas
- Banking Solutions: Provides core banking platforms, digital solutions, fraud mitigation, and payment processing for financial institutions.
- Capital Markets Solutions: Offers technology and services for trading, risk management, and post-trade processing to buy-side and sell-side firms.
- Merchant Solutions (Worldpay): Enables merchants to accept payments through various channels, including online, mobile, and in-store. (Divested Portion)
Leadership and Structure
Stephanie Ferris is the current CEO. The company operates with a corporate structure consisting of various business units and support functions.
Top Products and Market Share
Key Offerings
- Modern Banking Platform: A comprehensive suite of core banking solutions. Market share is estimated at 10-15% of the core banking platform market. Competitors include Jack Henry, Fiserv, and Temenos.
- Integrated Payments: Solutions for card issuing, merchant acquiring, and payment processing. (Divested Portion). Competitors included Global Payments, Adyen, and Block.
- Capital Markets Solutions: A suite of solutions for trading, risk management, and post-trade processing. Market share is estimated at 8-12% of the capital markets technology market. Competitors include Broadridge, Charles River Development, and ION.
Market Dynamics
Industry Overview
The financial technology (FinTech) industry is experiencing rapid growth, driven by digitalization, increasing demand for seamless payment experiences, and evolving regulatory landscapes. The industry is highly competitive and subject to disruption from new entrants.
Positioning
FIS is a leading provider of financial technology solutions, particularly in core banking, capital markets, and payments (historically). It possesses a broad range of solutions and a large, established customer base, giving it a competitive advantage. However, it faces competition from both established players and emerging FinTech firms.
Total Addressable Market (TAM)
The total addressable market is estimated to be in the hundreds of billions of dollars. FIS addresses segments within that TAM, with its core banking segment TAM estimated at $20-30 billion and its capital markets segment TAM around $15-20 billion. Post Worldpay, the overall TAM has been reduced but still substantial. FIS is positioned to capture a single-digit percentage of the overall TAM.
Upturn SWOT Analysis
Strengths
- Large, established customer base
- Broad product portfolio
- Global presence
- Deep industry expertise
- Recurring revenue streams
Weaknesses
- Integration challenges from acquisitions
- Slower organic growth compared to some competitors
- High debt load (impacted by Worldpay acquisition, improved with divestiture)
- Complexity of operations
Opportunities
- Growing demand for digital banking solutions
- Expansion into new geographic markets
- Strategic partnerships and acquisitions
- Increased outsourcing of financial technology services
- Leveraging data analytics for new revenue streams
Threats
- Increased competition from FinTech companies
- Evolving regulatory landscape
- Cybersecurity risks
- Economic downturns
- Rapid technological change
Competitors and Market Share
Key Competitors
- FISV
- GPN
- JKHY
- ADYEY
Competitive Landscape
FIS has a broad portfolio and a large customer base but faces competition from specialized FinTech firms and other large players. Its advantage lies in its scale and established relationships, while its disadvantage includes integration challenges and potential bureaucracy.
Major Acquisitions
Worldpay
- Year: 2019
- Acquisition Price (USD millions): 35000
- Strategic Rationale: Expanded FIS's payment processing capabilities and provided access to new merchant segments.
Growth Trajectory and Initiatives
Historical Growth: FIS has grown significantly through acquisitions. Organic growth has been more moderate.
Future Projections: Analysts project moderate revenue growth in the coming years, driven by demand for digital banking and capital markets solutions. Profitability is expected to improve after the Worldpay divestiture.
Recent Initiatives: Recent initiatives include restructuring efforts, cost reduction programs, and investments in new technologies.
Summary
FIS is a significant player in the financial technology sector with a large customer base and broad product portfolio. While it faces integration challenges and competition, its scale and expertise provide a solid foundation. Divestiture of Worldpay allows FIS to refocus and deleverage. Future success depends on innovation, efficient execution, and adapting to the evolving market.
Similar Companies
- FISV
- GPN
- JKHY
- ADYEY
- BR
- CTSH
Sources and Disclaimers
Data Sources:
- Company filings
- Analyst reports
- Industry publications
- Market research reports
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered financial advice. Actual results may vary.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Fidelity National Information Services Inc
Exchange NYSE | Headquaters Jacksonville, FL, United States | ||
IPO Launch date 2001-06-20 | CEO, President & Director Ms. Stephanie L. Ferris | ||
Sector Technology | Industry Information Technology Services | Full time employees 50000 | Website https://www.fisglobal.com |
Full time employees 50000 | Website https://www.fisglobal.com | ||
Fidelity National Information Services, Inc. engages in the provision of financial services technology solutions for financial institutions, businesses, and developers worldwide. It operates through Banking Solutions, Capital Market Solutions, and Corporate and Other segments. The company provides core processing and ancillary applications; mobile and online banking; fraud, risk management, and compliance; card and retail payment; electronic funds transfer and network; wealth and retirement; and item processing and output solutions. It also offers trading and asset, lending, leveraged and syndicated loan markets, and treasury and risk solutions. Fidelity National Information Services, Inc. was founded in 1968 and is headquartered in Jacksonville, Florida.
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