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Upturn AI SWOT - About
Roadzen Inc (RDZNW)
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Upturn Advisory Summary
03/28/2025: RDZNW (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit -75% | Avg. Invested days 20 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  1.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 03/28/2025 |
Key Highlights
Company Size ETF | Market Capitalization 0 USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) 32832 | Beta 0.23 | 52 Weeks Range 0.03 - 0.29 | Updated Date 03/22/2025 |
52 Weeks Range 0.03 - 0.29 | Updated Date 03/22/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) - |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -248.79% | Operating Margin (TTM) -26.22% |
Management Effectiveness
Return on Assets (TTM) -109.89% | Return on Equity (TTM) - |
Valuation
Trailing PE - | Forward PE - | Enterprise Value - | Price to Sales(TTM) - |
Enterprise Value - | Price to Sales(TTM) - | ||
Enterprise Value to Revenue - | Enterprise Value to EBITDA - | Shares Outstanding - | Shares Floating 31146118 |
Shares Outstanding - | Shares Floating 31146118 | ||
Percent Insiders - | Percent Institutions - |
Analyst Ratings
Rating - | Target Price - | Buy - | Strong Buy - |
Buy - | Strong Buy - | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Roadzen Inc
Company Overview
History and Background
Roadzen Inc. is a global insurance technology company focused on transforming the insurance ecosystem with AI-powered solutions. Founded in 2015, Roadzen has grown through strategic acquisitions and partnerships to offer a comprehensive suite of products for insurers and mobility companies. Their focus lies on improving risk management and enhancing customer experiences.
Core Business Areas
- Insurance Platform: Offers a comprehensive suite of AI-powered tools for underwriting, pricing, claims management, and customer engagement.
- Mobility Solutions: Provides data-driven insights and technology solutions for mobility providers, focusing on safety, efficiency, and risk mitigation.
- AI-Powered Risk Intelligence: Uses AI and machine learning to assess and predict risk in the insurance and mobility sectors.
Leadership and Structure
Roadzen is led by Rohan Malhotra (CEO). The company has a global organizational structure with teams focused on product development, sales, marketing, and operations. The board of directors oversees strategic direction and governance.
Top Products and Market Share
Key Offerings
- vRisk: AI-powered risk assessment and underwriting platform for insurers. Market share data is not publicly available. Competitors include CCC Intelligent Solutions, Mitchell International, and LexisNexis Risk Solutions.
- DriveBuddyAI: A driver monitoring system for mobility companies. Market share data is not publicly available. Competitors include Nauto, SmartDrive Systems, and Lytx.
- Open Claims Platform: A claims management platform based on open architecture for faster settlements, fraud detections and customer satisfaction. No market share data is publicly available. The competitors in this space are Guidewire, Duck Creek Technologies and Salesforce.
Market Dynamics
Industry Overview
The insurance technology (Insurtech) industry is experiencing rapid growth driven by digital transformation and increasing demand for personalized insurance products and services. The global market is competitive, with established players and emerging startups vying for market share.
Positioning
Roadzen aims to be a leading provider of AI-powered solutions for the insurance and mobility industries. Its competitive advantage lies in its comprehensive product suite and its ability to leverage AI to improve risk management and customer experience.
Total Addressable Market (TAM)
The TAM for AI in the insurance market is projected to reach billions of dollars in the coming years. Roadzen is positioned to capture a significant portion of this market by offering innovative solutions that address key industry challenges.
Upturn SWOT Analysis
Strengths
- AI-powered technology
- Comprehensive product suite
- Global presence
- Experienced leadership team
- Strategic partnerships
Weaknesses
- Limited brand recognition
- Reliance on key partnerships
- Profitability concerns
- High competition
Opportunities
- Expansion into new markets
- Increased adoption of AI in insurance
- Growing demand for personalized insurance products
- Strategic acquisitions
- Partnerships with leading insurers
Threats
- Intense competition
- Rapid technological change
- Regulatory challenges
- Economic downturn
- Data security breaches
Competitors and Market Share
Key Competitors
- CCC
- GWRE
- SNPS
Competitive Landscape
Roadzen faces intense competition from established players and emerging startups. Its advantages include its AI-powered technology and comprehensive product suite. Disadvantages include its limited brand recognition and reliance on key partnerships.
Major Acquisitions
Vahanalytics
- Year: 2021
- Acquisition Price (USD millions): 8
- Strategic Rationale: Expanded Roadzen's AI and data analytics capabilities in the mobility sector. Enhance Roadzen's data-driven solutions for mobility providers.
Growth Trajectory and Initiatives
Historical Growth: Historical growth data is limited due to the company's relatively recent public listing.
Future Projections: Future growth projections are dependent on market adoption of Roadzen's products and its ability to execute its growth strategy. Analyst estimates are not readily available in a structured format.
Recent Initiatives: Recent initiatives include partnerships with major insurance companies, expansion into new geographic markets, and continued investment in AI research and development.
Summary
Roadzen is an emerging player in the insurtech space with promising AI-driven solutions. The company's strengths lie in its technology and product suite; however, it needs to build brand recognition and achieve profitability. Competition is intense, and successful execution of its growth strategy is critical. Financial transparency and investor relations need improvement.
Similar Companies
- CCC
- GWRE
- SNPS
- ADBE
Sources and Disclaimers
Data Sources:
- Company Website
- Press Releases
- Industry Reports
- Analyst Reports (Limited Publicly Available Data)
Disclaimers:
This analysis is based on limited publicly available information. Market share data is estimated and may not be precise. Financial information may not be the same as reported by the company. This is not investment advice.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Roadzen Inc
Exchange NASDAQ | Headquaters Burlingame, CA, United States | ||
IPO Launch date 2022-01-13 | Founder, CEO & Director Mr. Rohan Malhotra | ||
Sector Technology | Industry Software - Application | Full time employees 368 | Website https://www.roadzen.ai |
Full time employees 368 | Website https://www.roadzen.ai | ||
Roadzen, Inc. operates as an insurance technology company. It focuses on transforming auto insurance using advanced artificial intelligence (AI). The company's clients use its technology to develop and sell new products, sell insurance, process claims, and improve road safety. Its solutions suite includes products that support the insurance lifecycle comprising Via, xClaim, StrandD, Global Distribution Network, Drivebuddy AI, and Good Driving. The company also offers insurance broker services. It serves insurers, carmakers, fleets, automakers, dealerships, brokers, car sales platforms, ridesharing platforms, insurance agents, and other distribution channels. The company was founded in 2015 and is based in Burlingame, California.
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