Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
- Analyst Ratings
Upturn AI SWOT - About
GWRE 
Guidewire Software Inc (GWRE)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
03/27/2025: GWRE (4-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
AI Based Fundamental Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Analysis of Past Performance
Type Stock | Historic Profit 48.74% | Avg. Invested days 65 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 03/27/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 15.73B USD | Price to earnings Ratio - | 1Y Target Price 210.92 |
Price to earnings Ratio - | 1Y Target Price 210.92 | ||
Volume (30-day avg) 1082353 | Beta 1.31 | 52 Weeks Range 107.00 - 219.59 | Updated Date 03/30/2025 |
52 Weeks Range 107.00 - 219.59 | Updated Date 03/30/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.21 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2025-03-05 | When Before Market | Estimate 0.5148 | Actual 0.51 |
Profitability
Profit Margin -1.55% | Operating Margin (TTM) 4.05% |
Management Effectiveness
Return on Assets (TTM) - | Return on Equity (TTM) -1.34% |
Valuation
Trailing PE - | Forward PE 87.72 | Enterprise Value 15441933078 | Price to Sales(TTM) 14.5 |
Enterprise Value 15441933078 | Price to Sales(TTM) 14.5 | ||
Enterprise Value to Revenue 14.24 | Enterprise Value to EBITDA 6310.47 | Shares Outstanding 83880704 | Shares Floating 83364007 |
Shares Outstanding 83880704 | Shares Floating 83364007 | ||
Percent Insiders 0.42 | Percent Institutions 100.83 |
Analyst Ratings
Rating 3.93 | Target Price 210.55 | Buy 5 | Strong Buy 6 |
Buy 5 | Strong Buy 6 | ||
Hold 2 | Sell 1 | Strong Sell 1 | |
Strong Sell 1 |
Upturn AI SWOT
Guidewire Software Inc
Company Overview
History and Background
Guidewire Software, Inc. was founded in 2001. It provides software to the property and casualty (P&C) insurance industry. Over time, Guidewire has evolved from offering core systems to a broader platform including analytics and digital engagement capabilities.
Core Business Areas
- Core Systems: Provides core operational systems for P&C insurers, including policy administration, billing, and claims management.
- Data and Analytics: Offers data and analytics solutions to help insurers make better decisions and improve their business performance.
- Digital Engagement: Provides digital engagement tools to enable insurers to interact with their customers and partners more effectively.
- Cloud: Offers Guidewire InsuranceSuite in the cloud, providing increased flexibility and scalability.
Leadership and Structure
The leadership team includes the CEO, CFO, and other key executives. The organizational structure is based on functional areas such as product development, sales, marketing, and customer success.
Top Products and Market Share
Key Offerings
- InsuranceSuite Cloud: Cloud-based platform offering policy, billing, and claims management. Guidewire has a significant share of the P&C insurance core systems market. Competitors include Duck Creek Technologies, Sapiens, and Majesco. It is very difficult to find a direct revenue share of this product.
- Analytics Products: Includes Guidewire Predict, Explore, and Live Analytics, providing data-driven insights. Market share data specific to Guidewire's analytics products is not widely available. Competitors include Verisk Analytics and LexisNexis Risk Solutions. It is very difficult to find a direct revenue share of this product.
Market Dynamics
Industry Overview
The property and casualty (P&C) insurance industry is undergoing digital transformation, driven by the need to improve efficiency, enhance customer experience, and adapt to changing market conditions.
Positioning
Guidewire is a leading provider of software solutions for the P&C insurance industry. Its competitive advantages include a comprehensive product suite, deep industry expertise, and a strong customer base.
Total Addressable Market (TAM)
The TAM for P&C insurance software is estimated to be in the billions of dollars. Guidewire is well-positioned to capture a significant share of this market.
Upturn SWOT Analysis
Strengths
- Strong market position
- Comprehensive product suite
- Deep industry expertise
- Large customer base
- Cloud adoption driving growth
Weaknesses
- High implementation costs
- Complex product architecture
- Customer lock-in
- Integration with legacy systems can be challenging
Opportunities
- Growing demand for cloud-based solutions
- Expansion into new markets
- Development of new products and services
- Increased adoption of data analytics
Threats
- Competition from other software vendors
- Economic downturn
- Changes in regulatory requirements
- Cybersecurity threats
Competitors and Market Share
Key Competitors
- DUCK
- SNPS
- MJCO
Competitive Landscape
Guidewire faces competition from other software vendors, including Duck Creek Technologies, Sapiens, and Majesco. Guidewire's advantages include a comprehensive product suite and deep industry expertise. Disadvantages include higher implementation costs.
Major Acquisitions
HazardHub
- Year: 2021
- Acquisition Price (USD millions):
- Strategic Rationale: To enhance Guidewire's data and analytics capabilities.
Growth Trajectory and Initiatives
Historical Growth: Guidewire has experienced significant growth over the past several years, driven by its strong market position and the increasing demand for its software solutions.
Future Projections: Future growth will depend on factors such as market conditions, competition, and the company's ability to execute its strategic plan. Analyst estimates are needed for accurate data.
Recent Initiatives: Recent initiatives include the launch of new cloud-based products and services, expansion into new markets, and strategic acquisitions.
Summary
Guidewire Software is a leading provider of core insurance software, especially within the P&C sector. The company benefits from a strong market presence and cloud transition. High implementation costs remain a weakness, and competition needs to be closely watched. Overall, Guidewire is well-positioned for continued growth but must effectively manage its challenges.
Similar Companies
- DUCK
- SNPS
- MJCO
- ACN
- INFY
Sources and Disclaimers
Data Sources:
- Company Financials
- Industry Reports
- Analyst Estimates
- Third-party Market Research
Disclaimers:
The information provided is for informational purposes only and should not be considered investment advice. Market data is dynamic and may change rapidly.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Guidewire Software Inc
Exchange NYSE | Headquaters San Mateo, CA, United States | ||
IPO Launch date 2012-01-25 | CEO & Director Mr. Michael George Rosenbaum | ||
Sector Technology | Industry Software - Application | Full time employees 3507 | Website https://www.guidewire.com |
Full time employees 3507 | Website https://www.guidewire.com | ||
Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers worldwide. The company offers Guidewire InsuranceSuite Cloud, such as PolicyCenter Cloud, BillingCenter Cloud, and ClaimCenter Cloud applications. It also provides Guidewire InsuranceNow, a cloud-based application that offers policy, billing, and claims management functionality plus pre-integrated document production, analytics, and other capabilities; and Guidewire InsuranceSuite for Self-Managed. The company offers Guidewire Rating Management to manage the pricing of insurance products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management that helps P&C insurers to capitalize on customer information; Guidewire Advanced Product Designer, a cloud-native application for insurance product design and management; Guidewire Product Content Management provides software tools and standards-based, line-of-business templates; Guidewire Underwriting Management, a cloud-based integrated business application; Guidewire AppReader, a submission intake management solution; and Guidewire ClaimCenter Package for the London market supports the claims workflow used by London Market insurers and brokers. It also provides Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences; Guidewire Predict, a P&C-specific machine-learning platform; Guidewire HazardHub that allows insurers to understand, assess, price, and manage property risk; Guidewire Canvas, Guidewire Compare, and Guidewire Explore, an cloud-native applications; Guidewire Cyence, a cyber-risk economic modeling product; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse for P&C insurers . The company was incorporated in 2001 and is headquartered in San Mateo, California.
Upturn is now on iOS and Android!
Experience Upturn on your mobile. Install it now!
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.