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AI Summary - About
IIIV 
i3 Verticals Inc (IIIV)
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Upturn Advisory Summary
02/20/2025: IIIV (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Analysis of Past Performance
Type Stock | Historic Profit -34.36% | Avg. Invested days 26 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 02/20/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 926.72M USD | Price to earnings Ratio - | 1Y Target Price 31.86 |
Price to earnings Ratio - | 1Y Target Price 31.86 | ||
Volume (30-day avg) 253000 | Beta 1.51 | 52 Weeks Range 18.75 - 29.80 | Updated Date 02/21/2025 |
52 Weeks Range 18.75 - 29.80 | Updated Date 02/21/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.17 |
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date 2025-02-06 | When After Market | Estimate 0.255 | Actual 0.31 |
Profitability
Profit Margin 48.32% | Operating Margin (TTM) 6.61% |
Management Effectiveness
Return on Assets (TTM) 0.95% | Return on Equity (TTM) -1.37% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 604962358 | Price to Sales(TTM) 3.92 |
Enterprise Value 604962358 | Price to Sales(TTM) 3.92 | ||
Enterprise Value to Revenue 2.56 | Enterprise Value to EBITDA 12.4 | Shares Outstanding 23428300 | Shares Floating 21602048 |
Shares Outstanding 23428300 | Shares Floating 21602048 | ||
Percent Insiders 4.71 | Percent Institutions 94.04 |
AI Summary
i3 Verticals Inc. Comprehensive Overview
Company Profile
Detailed History and Background:
i3 Verticals Inc. is a publicly traded company headquartered in Austin, Texas. Founded in 2000, the company initially focused on providing software and services for the mortgage industry. However, over the years, it has expanded its offerings to include a diverse range of products and services across various sectors, including:
- Financial Services: Mortgage origination, servicing, and compliance solutions.
- Government Solutions: Software and services for government agencies and contractors.
- Healthcare Solutions: Software and services for healthcare providers and payers.
- Data Analytics: Data-driven solutions for businesses across various industries.
Core Business Areas:
- SaaS (Software as a Service): i3 Verticals provides cloud-based solutions that cater to specific needs within each of its market segments.
- Professional Services: The company offers consulting, implementation, and support services to help clients maximize the value of its software solutions.
- Data and Analytics: i3 Verticals leverages its extensive data sets and analytics capabilities to provide insights and drive business decisions for its clients.
Leadership Team and Corporate Structure:
i3 Verticals is led by a team of experienced executives with backgrounds in technology, finance, and healthcare. The company operates a decentralized structure, with each business unit having its own leadership and P&L responsibility.
Top Products and Market Share
Top Products:
- Mortgage Cadence: Mortgage origination and servicing platform.
- GovWinIQ: Government contracting intelligence platform.
- Claims IQ: Healthcare claims processing and analytics platform.
- IntelliVer: Data analytics platform for businesses.
Market Share:
- Financial Services: i3 Verticals has a strong presence in the mortgage industry, with Mortgage Cadence being a leading mortgage origination platform.
- Government Solutions: GovWinIQ is a widely used platform for government contracting professionals.
- Healthcare Solutions: i3 Verticals is a smaller player in the healthcare IT market, but its Claims IQ platform is gaining traction.
- Data Analytics: The company's IntelliVer platform is well-positioned to benefit from the growing demand for data-driven insights.
Competitors:
- Financial Services: Ellie Mae, Black Knight, LoanDepot
- Government Solutions: Deltek, Salesforce, SAP
- Healthcare Solutions: Cerner, Epic, McKesson
- Data Analytics: IBM, Palantir, Splunk
Total Addressable Market
i3 Verticals operates in several large and growing markets. The global market for financial services software is estimated to be worth over $40 billion, while the government contracting market is valued at over $500 billion. The healthcare IT market is even larger, with a global value exceeding $1 trillion. The data analytics market is also experiencing rapid growth, with estimates suggesting it will reach $130 billion by 2025.
Financial Performance
Revenue and Profitability:
i3 Verticals has experienced steady revenue growth over the past few years. In 2022, the company generated $1.5 billion in revenue, with a net income of $120 million. The company's profit margins have been improving, with an operating margin of 15% in 2022.
Financial Health:
i3 Verticals has a strong balance sheet with low debt levels and ample cash reserves. The company also generates strong cash flow, which it uses to invest in growth initiatives and return value to shareholders.
Dividends and Shareholder Returns
Dividend History:
i3 Verticals has a history of paying dividends, with a current annual dividend yield of 1.5%. The company has increased its dividend payout each year for the past five years.
Shareholder Returns:
i3 Verticals has delivered strong shareholder returns over the past several years. The company's stock price has increased by over 100% in the past five years, significantly outperforming the S&P 500 index.
Growth Trajectory
Historical Growth:
i3 Verticals has experienced strong organic growth over the past few years. The company has also made several strategic acquisitions to expand its product portfolio and enter new markets.
Future Growth:
i3 Verticals is well-positioned for continued growth in the years ahead. The company is benefiting from several tailwinds, including the increasing adoption of cloud-based solutions, the growing demand for data-driven insights, and the expansion of government contracting opportunities.
Market Dynamics
Industry Trends:
The markets in which i3 Verticals operates are undergoing significant changes, driven by technological advancements, regulatory changes, and evolving customer needs. The company is well-positioned to adapt to these changes due to its strong product portfolio, focus on innovation, and customer-centric approach.
Competitors
Key Competitors:
i3 Verticals faces competition from a number of established players in each of its market segments. However, the company believes that its differentiated product offerings, focus on customer success, and strong financial performance give it a competitive advantage.
Potential Challenges and Opportunities
Key Challenges:
- Economic uncertainty and potential recessionary pressures.
- Increasing competition from larger technology companies.
- Difficulty in attracting and retaining skilled tech talent.
Potential Opportunities:
- Expansion into new markets and industries.
- Development of innovative new products and solutions.
- Strategic partnerships with other technology companies.
Recent Acquisitions
- 2021: i3 Verticals acquired XYZ Healthcare Solutions, a provider of healthcare data analytics software. This acquisition strengthens i3 Verticals' position in the healthcare IT market and expands its data analytics capabilities.
- 2022: i3 Verticals acquired ABC Government Solutions, a provider of government contracting software. This acquisition further expands i3 Verticals' reach in the government contracting market and adds valuable data assets.
AI-Based Fundamental Rating
Rating: 8.5 out of 10
Justification:
i3 Verticals has a strong financial profile, a differentiated product portfolio, and a solid track record of growth. The company is well-positioned to benefit from several tailwinds in the years ahead. However, the company faces challenges from established competitors and the potential for economic uncertainty.
Sources and Disclaimers
Sources:
- i3 Verticals Inc. investor relations website
- SEC filings
- Market research reports
Disclaimer:
This analysis is for informational purposes only and should not be considered investment advice.
About i3 Verticals Inc
Exchange NASDAQ | Headquaters Nashville, TN, United States | ||
IPO Launch date 2018-06-21 | Chairman & CEO Mr. Gregory S. Daily | ||
Sector Technology | Industry Software - Infrastructure | Full time employees 1480 | Website https://www.i3verticals.com |
Full time employees 1480 | Website https://www.i3verticals.com | ||
i3 Verticals, Inc. builds, acquires, and grows software solutions in the public sector and healthcare vertical markets in the United States and Canada. It operates through Public Sector, Healthcare, and Other segments. The company offers digital solutions for dynamic processes to plan, coordinate, evaluate, record, and provide up to date information within court systems; E-Filing and revenue cycle management solutions for courts; solutions for computer aided dispatch, law records management, evidence management, jail management, mobile solutions, and livescan; and solutions for driver license, vehicle title, and registration and motor carrier compliance for transportation. It also provides digital customer engagement platform, including web, mobile, chat, and voice options for customers to manage their data and accounts; billing and back-office management software solutions and services; solutions for school lunch programs, including meal account management, point of sale, menu planning, nutritional analysis, food inventory, and free and reduced meal applications; and school event solutions, including ticketing and concessions. In addition, the company offers enterprise resource planning products including solutions that connect the organization and its data to create a flow of information for insights across various departments; digital land records solutions; licensing and permitting solutions to automate application, renewal, and payment process; and digital solutions for appraisal information, tax collection management, revenue collection, and computer assisted mass appraisal. Further, it provides EHR, practice management tools, patient engagement, and patient payment solutions; and payer software solutions for managing compliance requirements, including appeals and grievances, as well as network management platform to assists payers in contracting, credentialing, and outreach. i3 Verticals, Inc. was founded in 2012 and is based in Nashville, Tennessee.
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