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Upturn AI SWOT - About
GPN 
Global Payments Inc (GPN)
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Upturn Advisory Summary
04/01/2025: GPN (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Analysis of Past Performance
Type Stock | Historic Profit -23.21% | Avg. Invested days 35 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 24.49B USD | Price to earnings Ratio 16.17 | 1Y Target Price 131.13 |
Price to earnings Ratio 16.17 | 1Y Target Price 131.13 | ||
Volume (30-day avg) 2396986 | Beta 1.05 | 52 Weeks Range 90.74 - 128.08 | Updated Date 04/2/2025 |
52 Weeks Range 90.74 - 128.08 | Updated Date 04/2/2025 | ||
Dividends yield (FY) 1.02% | Basic EPS (TTM) 6.16 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 15.54% | Operating Margin (TTM) 25.84% |
Management Effectiveness
Return on Assets (TTM) 3.26% | Return on Equity (TTM) 7.03% |
Valuation
Trailing PE 16.17 | Forward PE 7.92 | Enterprise Value 38481025904 | Price to Sales(TTM) 2.42 |
Enterprise Value 38481025904 | Price to Sales(TTM) 2.42 | ||
Enterprise Value to Revenue 3.81 | Enterprise Value to EBITDA 8.82 | Shares Outstanding 245876000 | Shares Floating 245568400 |
Shares Outstanding 245876000 | Shares Floating 245568400 | ||
Percent Insiders 0.91 | Percent Institutions 94.25 |
Analyst Ratings
Rating 3.89 | Target Price 131.85 | Buy 5 | Strong Buy 15 |
Buy 5 | Strong Buy 15 | ||
Hold 14 | Sell 1 | Strong Sell 1 | |
Strong Sell 1 |
Upturn AI SWOT
Global Payments Inc
Company Overview
History and Background
Global Payments Inc. was founded in 2000 as a spinoff from National Data Corporation (NDC). It has grown through acquisitions and organic growth to become a leading provider of payment technology and software solutions.
Core Business Areas
- Merchant Solutions: Provides payment processing and related services to merchants of all sizes, including point-of-sale (POS) systems, online payment gateways, and mobile payment solutions.
- Issuer Solutions: Offers credit, debit, and prepaid card management services to financial institutions, including card issuing, transaction processing, fraud prevention, and loyalty program management.
- Business and Consumer Solutions: This segment offers services focused on improving operational efficiency, data analysis, and consumer engagement for businesses, along with digital solutions for consumers.
Leadership and Structure
Jeffrey S. Sloan is the CEO of Global Payments. The company has a hierarchical organizational structure with various departments and divisions responsible for different aspects of the business. Cameron M. Bready became CEO in 2023.
Top Products and Market Share
Key Offerings
- Payment Processing Services: Offers payment processing services for various payment types, including credit, debit, and mobile payments. Market share data is dynamic and varies by region. Competitors include FIS, Fiserv, and Block (SQ).
- Market Share Data (Estimated): Market share data is dynamic and varies by region. Competitors include FIS, Fiserv, and Block (SQ).
- Point-of-Sale (POS) Systems: Provides POS systems and software solutions for merchants to manage sales, inventory, and customer relationships. Competitors include Square, Clover (Fiserv), and Toast.
- Issuer Processing: Provides services that enable banks and other financial institutions to issue and process payment cards, along with related fraud management and customer service support. Competitors include Fiserv and FIS.
Market Dynamics
Industry Overview
The payments industry is experiencing rapid growth due to the increasing adoption of digital payments, e-commerce, and mobile payment technologies. Consolidation is occurring as companies seek scale and broader service offerings.
Positioning
Global Payments Inc. is a leading player in the payments industry, positioned as a provider of integrated payment technology and software solutions for merchants and financial institutions. Competitive advantages include its global reach, comprehensive product portfolio, and strong relationships with merchants and financial institutions.
Total Addressable Market (TAM)
The global digital payments market is expected to reach trillions of dollars in the coming years. Global Payments Inc. is positioned to capture a significant portion of this TAM through its diversified product portfolio and global presence.
Upturn SWOT Analysis
Strengths
- Global presence and reach
- Comprehensive product portfolio
- Strong relationships with merchants and financial institutions
- Integrated technology platform
- Diversified revenue streams
Weaknesses
- Exposure to economic cycles
- Integration challenges from acquisitions
- Complexity of regulatory landscape
- Dependence on partnerships
- High debt level
Opportunities
- Expanding into new geographic markets
- Developing new payment technologies and solutions
- Acquiring complementary businesses
- Leveraging data analytics to improve customer experience
- Growth of e-commerce and mobile payments
Threats
- Increasing competition from fintech companies
- Cybersecurity risks and data breaches
- Changes in regulations and compliance requirements
- Economic downturns
- Disruptive technologies
Competitors and Market Share
Key Competitors
- FIS
- FISV
- SQ
Competitive Landscape
Global Payments Inc. competes with a variety of companies in the payments industry, including established players like FIS and Fiserv, as well as emerging fintech companies like Square. Global Payments Inc.'s advantages include its global reach, comprehensive product portfolio, and strong relationships with merchants and financial institutions.
Major Acquisitions
TSYS
- Year: 2019
- Acquisition Price (USD millions): 21500
- Strategic Rationale: This acquisition was intended to create a leading payments technology company with expanded scale, geographic reach, and product capabilities.
Growth Trajectory and Initiatives
Historical Growth: Global Payments Inc. has achieved significant growth through acquisitions and organic expansion. Revenue and earnings have grown at a compound annual growth rate (CAGR) of approximately 10% over the past five years.
Future Projections: Analysts project continued growth for Global Payments Inc. in the coming years, driven by the increasing adoption of digital payments and the company's strategic initiatives. Revenue is expected to grow by 8-10% annually.
Recent Initiatives: Recent strategic initiatives include acquisitions of complementary businesses, investments in new technologies, and expansion into new geographic markets.
Summary
Global Payments is a strong player in the payments industry with a global presence. Strategic acquisitions and an integrated technology platform are working well. Increasing competition from fintech companies and cybersecurity threats are potential issues. Global payments Inc has also had a fair bit of debt due to the acquisitions that they have made
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Sources and Disclaimers
Data Sources:
- Company filings
- Industry reports
- Analyst estimates
Disclaimers:
This analysis is based on publicly available information and is not financial advice. Market conditions and company performance are subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Global Payments Inc
Exchange NYSE | Headquaters Atlanta, GA, United States | ||
IPO Launch date 2001-01-16 | CEO & Director Mr. Cameron M. Bready CPA | ||
Sector Industrials | Industry Specialty Business Services | Full time employees 27000 | |
Full time employees 27000 | |||
Global Payments Inc. provides payment technology and software solutions for card, check, and digital-based payments in the Americas, Europe, and the Asia-Pacific. It operates through two segments, Merchant Solutions and Issuer Solutions. The Merchant Solutions segment offers authorization, settlement and funding, customer support, chargeback resolution, reconciliation and dispute management, terminal rental, sales and deployment, payment security, and consolidated billing and reporting services. This segment also provides an array of enterprise software solutions that streamline business operations of its customers in various vertical markets; and value-added solutions and services, such as point-of-sale software, analytics and customer engagement, payroll and reporting, and human capital management. The Issuer Solutions segment offers solutions that enable financial institutions and retailers to manage their card portfolios through a platform; and commercial payments, accounts payables, and electronic payment alternatives solutions for businesses and governments. It markets its products and services through direct sales force, trade associations, agent and enterprise software providers, referral arrangements with value-added resellers, and independent sales organizations. The company was founded in 1967 and is headquartered in Atlanta, Georgia.
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