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Upturn AI SWOT - About
GOCO 
GoHealth Inc. (GOCO)
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Upturn Advisory Summary
04/04/2025: GOCO (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Analysis of Past Performance
Type Stock | Historic Profit -48.28% | Avg. Invested days 24 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 04/04/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 224.73M USD | Price to earnings Ratio - | 1Y Target Price 26 |
Price to earnings Ratio - | 1Y Target Price 26 | ||
Volume (30-day avg) 73881 | Beta 1.69 | 52 Weeks Range 7.27 - 21.00 | Updated Date 04/6/2025 |
52 Weeks Range 7.27 - 21.00 | Updated Date 04/6/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.66 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date 2025-03-12 | When Before Market | Estimate 0.968 | Actual 1.56 |
Profitability
Profit Margin -0.37% | Operating Margin (TTM) 20.63% |
Management Effectiveness
Return on Assets (TTM) -0.26% | Return on Equity (TTM) -1.6% |
Valuation
Trailing PE - | Forward PE 555.56 | Enterprise Value 642518618 | Price to Sales(TTM) 0.28 |
Enterprise Value 642518618 | Price to Sales(TTM) 0.28 | ||
Enterprise Value to Revenue 0.8 | Enterprise Value to EBITDA 3.7 | Shares Outstanding 10385800 | Shares Floating 5071583 |
Shares Outstanding 10385800 | Shares Floating 5071583 | ||
Percent Insiders 14.8 | Percent Institutions 53.78 |
Analyst Ratings
Rating 4.5 | Target Price 19.5 | Buy - | Strong Buy 3 |
Buy - | Strong Buy 3 | ||
Hold 1 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
GoHealth Inc.
Company Overview
History and Background
GoHealth, Inc. was founded in 2001. It is a health insurance marketplace, connecting consumers with insurance carriers. The company has evolved from a traditional agency to a technology-driven platform.
Core Business Areas
- Medicare: Focuses on connecting individuals eligible for Medicare with suitable health insurance plans.
- Individual and Family Plans (IFP): Offers health insurance plans to individuals and families who are not eligible for Medicare or employer-sponsored plans.
Leadership and Structure
GoHealth's leadership team consists of experienced executives in the insurance and technology industries. The organizational structure is designed to support its technology platform and sales operations.
Top Products and Market Share
Key Offerings
- Medicare Advantage Plans: GoHealth's core product is Medicare Advantage plans. Revenue comes from commissions from insurance carriers for each policy sold. Competitors include eHealth (EHTH) and SelectQuote (SLQT). Market share data is difficult to obtain with precision but GoHealth is a significant player in the Medicare space.
- Medicare Supplement Plans: Medicare Supplement, or Medigap, plans offer supplemental coverage to fill gaps in Original Medicare. Competitors include eHealth (EHTH) and SelectQuote (SLQT).
- Individual and Family Plans: IFP focuses on health insurance plans to individuals and families who are not eligible for Medicare or employer-sponsored plans. Competitors include eHealth (EHTH) and SelectQuote (SLQT).
Market Dynamics
Industry Overview
The health insurance marketplace is competitive and regulated, with increasing demand due to an aging population and the Affordable Care Act. Changing regulations and economic factors heavily impact the market.
Positioning
GoHealth positions itself as a technology-driven platform that simplifies the process of finding and enrolling in health insurance. It emphasizes data analytics and personalized recommendations.
Total Addressable Market (TAM)
The estimated TAM for the health insurance marketplace is estimated to be hundreds of billions of dollars, encompassing both Medicare and individual/family plans. GoHealth is a smaller player, but could grow.
Upturn SWOT Analysis
Strengths
- Technology platform
- Data analytics capabilities
- Experienced sales force
- Partnerships with major insurance carriers
Weaknesses
- High customer acquisition costs
- Dependence on insurance carrier commissions
- Profitability challenges
- Negative Earnings
Opportunities
- Expanding Medicare market
- Increased adoption of online insurance platforms
- Partnerships with healthcare providers
- New product offerings
Threats
- Regulatory changes
- Increased competition
- Economic downturns
- Changes to the Affordable Care Act
Competitors and Market Share
Key Competitors
- EHTH
- SLQT
Competitive Landscape
GoHealth's competitive advantage lies in its technology platform and data analytics. Disadvantages include high customer acquisition costs and dependence on carrier commissions.
Major Acquisitions
Growth Trajectory and Initiatives
Historical Growth: GoHealth's historical growth has been characterized by revenue increases, followed by profitability challenges. Growth has been tied to Medicare market expansion.
Future Projections: Future growth projections vary based on analyst estimates. Check analyst reporting for projected numbers. These numbers depend on market conditions and company performance.
Recent Initiatives: Recent initiatives vary and depend on the period analyzed.
Summary
GoHealth's strengths lie in its technology platform and data analytics capabilities. Its weaknesses include profitability challenges and high customer acquisition costs. The company must manage regulatory risks and competition. Overall GoHealth is a risky stock that relies heavily on the medicare segment and commission rates, so one must be cautious before investing.
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SLQT
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Sources and Disclaimers
Data Sources:
- SEC Filings
- Analyst Reports
- Company Website
- Industry Publications
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made based on individual circumstances and after consulting with a qualified financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About GoHealth Inc.
Exchange NASDAQ | Headquaters Chicago, IL, United States | ||
IPO Launch date 2020-07-15 | CEO & Director Mr. Vijay Kumar Kotte | ||
Sector Financial Services | Industry Insurance Brokers | Full time employees 2261 | Website https://www.gohealth.com |
Full time employees 2261 | Website https://www.gohealth.com | ||
GoHealth, Inc. operates as a health insurance marketplace and Medicare-focused digital health company in the United States. The company operates a technology platform that leverages machine-learning algorithms of insurance purchasing behavior to reimagine the process of matching a health plan for a consumer's specific needs. It also provides Medicare plans, including Medicare advantage, Medicare supplement, prescription drug plans, and special needs plans. In addition, the company offers partner marketing services. It sells its products through internal and external agencies, as well as its platform. The company was founded in 2001 and is headquartered in Chicago, Illinois.
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