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Upturn AI SWOT - About
WRB 
W. R. Berkley Corp (WRB)
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Upturn Advisory Summary
04/01/2025: WRB (3-star) is a STRONG-BUY. BUY since 37 days. Profits (14.36%). Updated daily EoD!
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
AI Based Fundamental Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Analysis of Past Performance
Type Stock | Historic Profit 19.67% | Avg. Invested days 37 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 26.64B USD | Price to earnings Ratio 16.11 | 1Y Target Price 65.32 |
Price to earnings Ratio 16.11 | 1Y Target Price 65.32 | ||
Volume (30-day avg) 1956619 | Beta 0.64 | 52 Weeks Range 49.51 - 76.38 | Updated Date 04/1/2025 |
52 Weeks Range 49.51 - 76.38 | Updated Date 04/1/2025 | ||
Dividends yield (FY) 0.45% | Basic EPS (TTM) 4.36 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 12.88% | Operating Margin (TTM) 19.26% |
Management Effectiveness
Return on Assets (TTM) 3.76% | Return on Equity (TTM) 22.1% |
Valuation
Trailing PE 16.11 | Forward PE 16.03 | Enterprise Value 27925303144 | Price to Sales(TTM) 1.95 |
Enterprise Value 27925303144 | Price to Sales(TTM) 1.95 | ||
Enterprise Value to Revenue 2.04 | Enterprise Value to EBITDA - | Shares Outstanding 379225984 | Shares Floating 296490307 |
Shares Outstanding 379225984 | Shares Floating 296490307 | ||
Percent Insiders 23.24 | Percent Institutions 66.27 |
Analyst Ratings
Rating 3.81 | Target Price 64 | Buy 1 | Strong Buy 7 |
Buy 1 | Strong Buy 7 | ||
Hold 6 | Sell 2 | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
W. R. Berkley Corp
Company Overview
History and Background
W. R. Berkley Corp. was founded in 1967 by William R. Berkley. It has grown from a small investment management firm into a Fortune 500 company specializing in property and casualty insurance.
Core Business Areas
- Commercial Lines: Provides a broad range of insurance products and services to businesses, including property, casualty, and liability coverage.
- Specialty Lines: Offers specialized insurance products and services for specific industries or risks, such as professional liability, surety, and excess casualty.
- Reinsurance: Provides reinsurance coverage to other insurance companies, helping them manage their risk portfolios.
- Alternative Risk: Focuses on risk management and risk transfer solutions that depart from traditional insurance, like captive insurance solutions
Leadership and Structure
W. Robert Berkley, Jr. is the President and Chief Executive Officer. The company operates under a decentralized model, with individual operating units having significant autonomy. W.R. Berkley is the Executive Chairman.
Top Products and Market Share
Key Offerings
- Commercial Auto Insurance: Provides coverage for businesses that own or use vehicles. Market share is fragmented, with competition from Progressive, Travelers, and Liberty Mutual. Hard to get specific data, though W.R. Berkley is a major player in this segment.
- General Liability Insurance: Protects businesses from financial losses resulting from bodily injury or property damage. Competitors include Chubb, AIG, and Hartford Financial Services. Market share figures aren't explicitly given by the company. It's a major player in this space.
- Professional Liability Insurance: Offers coverage for professionals against claims of negligence or malpractice. Competitors include CNA Financial, Beazley and Allianz.
Market Dynamics
Industry Overview
The property and casualty (P&C) insurance industry is characterized by cyclical pricing, regulatory oversight, and competition from numerous players. Factors such as economic conditions, catastrophic events, and interest rates can significantly impact profitability.
Positioning
W. R. Berkley Corp. is a well-established player in the P&C insurance market, known for its decentralized operating model and focus on specialized insurance products. This allows it to quickly respond to changing market conditions and capitalize on niche opportunities.
Total Addressable Market (TAM)
The global property and casualty insurance market is estimated to be in the trillions of dollars. W. R. Berkley's specialized focus and strong underwriting capabilities position it to capture a significant portion of this market.
Upturn SWOT Analysis
Strengths
- Decentralized operating model
- Strong underwriting expertise
- Focus on specialty lines
- Experienced management team
- Solid financial position
Weaknesses
- Exposure to catastrophic losses
- Susceptibility to cyclical pricing pressures
- Reliance on independent agents and brokers
- Decentralization may lead to inconsistent performance across units
Opportunities
- Expansion into new geographic markets
- Increased demand for specialized insurance products
- Technological advancements in underwriting and claims processing
- Acquisitions of complementary businesses
Threats
- Increased competition from larger insurers
- Rising claims costs due to inflation and social inflation
- Changes in regulatory requirements
- Economic downturns
Competitors and Market Share
Key Competitors
- Travelers Companies Inc. (TRV)
- Chubb Limited (CB)
- The Hartford Financial Services Group, Inc. (HIG)
Competitive Landscape
W. R. Berkley Corp. differentiates itself through its decentralized operating model and focus on specialized insurance products. It competes with larger insurers on price and product offerings, but its expertise in niche markets provides a competitive advantage.
Major Acquisitions
Nautilus Insurance Group
- Year: 2000
- Acquisition Price (USD millions):
- Strategic Rationale: Strengthened Berkley's position in the small to medium-sized business market and added specialized underwriting expertise.
Growth Trajectory and Initiatives
Historical Growth: W. R. Berkley Corp. has demonstrated steady growth over the years through organic expansion and strategic acquisitions.
Future Projections: Analyst estimates project continued growth for W. R. Berkley Corp., driven by its strong market position and focus on specialty lines.
Recent Initiatives: Recent initiatives include investments in technology to improve underwriting efficiency and expansion into new insurance lines.
Summary
W. R. Berkley Corp. is a strong player in the property and casualty insurance market, known for its decentralized operations and focus on specialty lines. Its strengths include strong underwriting and experienced management, while weaknesses include susceptibility to catastrophic losses and cyclical pricing pressures. The company has growth opportunities through expansion and technology, but faces threats from competition and rising claims costs. Its decentralized structure allows it to adapt quickly, but maintaining consistent performance across units remains a challenge.
Similar Companies
AFG
American Financial Group Inc
AFG
American Financial Group Inc
CB
Chubb Ltd
CB
Chubb Ltd
HIG
Hartford Financial Services Group
HIG
Hartford Financial Services Group
TRV
The Travelers Companies Inc
TRV
The Travelers Companies Inc
Sources and Disclaimers
Data Sources:
- Company Website
- Financial News Articles
- SEC Filings
- Industry Reports
Disclaimers:
This analysis is based on publicly available information and is for informational purposes only. It is not investment advice. Market share data is approximate and based on available reports and estimates. Financial data may be outdated.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About W. R. Berkley Corp
Exchange NYSE | Headquaters Greenwich, CT, United States | ||
IPO Launch date 1984-09-07 | President, CEO & Director Mr. William Robert Berkley Jr. | ||
Sector Financial Services | Industry Insurance - Property & Casualty | Full time employees 8606 | Website https://www.berkley.com |
Full time employees 8606 | Website https://www.berkley.com | ||
W. R. Berkley Corporation, an insurance holding company, operates as a commercial line writer worldwide. The company operates in two segments, Insurance, and Reinsurance & Monoline Excess. The Insurance segment underwrites commercial insurance business, including excess and surplus lines, admitted lines, and specialty personal lines. This segment also provides accident and health insurance and reinsurance products; insurance for commercial risks; casualty and specialty environmental products; insurance coverages for fine arts and jewelry exposures; excess liability and inland marine coverage for small to medium-sized insureds; and commercial general liability, umbrella, professional liability, directors and officers, commercial property, and surety products, as well as products for technology, and life sciences and travel industries. In addition, it offers cyber risk solutions; crime and fidelity insurance products; medical professional coverages; workers' compensation insurance products; management liability and general insurance products; personal lines insurance solutions, including home, condo/co-op, auto, fine arts and collectibles, liability, collector vehicle, and recreational marine; law enforcement, public officials and educator's legal, and employment practices liability, as well as incidental medical, property, and crime insurance products; at-risk and alternative risk insurance program management services; professional liability; energy and marine risks; and insurance products to the Lloyd's marketplace. The Reinsurance & Monoline Excess segment provides treaty and facultative reinsurance solutions; property and casualty reinsurance products; facultative reinsurance products include automatic, semi-automatic, and individual risk assumed reinsurance; and turnkey products, such as cyber, employment practices liability insurance, liquor liability insurance and violent events. The company was founded in 1967 and is headquartered in Greenwich, Connecticut.
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