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Upturn AI SWOT - About
WF 
Woori Financial Group Inc (WF)
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Upturn Advisory Summary
02/20/2025: WF (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Analysis of Past Performance
Type Stock | Historic Profit 0.86% | Avg. Invested days 35 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 02/20/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 8.21B USD | Price to earnings Ratio 4.13 | 1Y Target Price 51.08 |
Price to earnings Ratio 4.13 | 1Y Target Price 51.08 | ||
Volume (30-day avg) 59246 | Beta 0.49 | 52 Weeks Range 27.84 - 37.64 | Updated Date 04/4/2025 |
52 Weeks Range 27.84 - 37.64 | Updated Date 04/4/2025 | ||
Dividends yield (FY) 7.60% | Basic EPS (TTM) 8.05 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 26.91% | Operating Margin (TTM) 21.43% |
Management Effectiveness
Return on Assets (TTM) 0.62% | Return on Equity (TTM) 9.15% |
Valuation
Trailing PE 4.13 | Forward PE 2.46 | Enterprise Value 48498976227328 | Price to Sales(TTM) - |
Enterprise Value 48498976227328 | Price to Sales(TTM) - | ||
Enterprise Value to Revenue 6.64 | Enterprise Value to EBITDA - | Shares Outstanding 246503008 | Shares Floating 649571854 |
Shares Outstanding 246503008 | Shares Floating 649571854 | ||
Percent Insiders - | Percent Institutions 2.81 |
Analyst Ratings
Rating 5 | Target Price 45.87 | Buy - | Strong Buy 1 |
Buy - | Strong Buy 1 | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Woori Financial Group Inc
Company Overview
History and Background
Woori Financial Group Inc. was founded in 1899 as Daehan Cheonil Bank. It has evolved through various name changes and restructuring, becoming a leading financial institution in South Korea, offering a wide range of banking and financial services.
Core Business Areas
- Commercial Banking: Provides a variety of banking products and services to individuals and businesses, including deposits, loans, and credit cards.
- Investment Banking: Offers investment banking services such as underwriting, M&A advisory, and securities brokerage.
- Asset Management: Manages assets for individual and institutional clients through various investment vehicles.
- Credit Card Services: Provides credit card products and related services.
Leadership and Structure
The company is led by a board of directors and a management team. The organizational structure is divided into business segments, each headed by senior executives.
Top Products and Market Share
Key Offerings
- Loans: Provides various loan products to individuals and businesses, including mortgages, personal loans, and corporate loans. Market share data unavailable. Competitors: KB Financial Group, Shinhan Financial Group.
- Deposits: Offers deposit accounts such as savings accounts, checking accounts, and time deposits. Market share data unavailable. Competitors: KB Financial Group, Shinhan Financial Group.
- Credit Cards: Provides a range of credit card products with various features and benefits. Market share data unavailable. Competitors: Shinhan Card, Samsung Card.
Market Dynamics
Industry Overview
The South Korean financial industry is highly competitive and regulated, with a focus on stability and innovation. Increased competition from fintech companies and evolving customer needs are shaping the industry.
Positioning
Woori Financial Group Inc. is a major player in the South Korean financial industry, with a strong presence in commercial banking. It competes with other large financial groups on service offerings, brand recognition, and customer reach.
Total Addressable Market (TAM)
The TAM for financial services in South Korea is estimated to be in the hundreds of billions of USD. Woori Financial Group Inc. is well-positioned to capture a portion of this market through its diverse product offerings and established customer base.
Upturn SWOT Analysis
Strengths
- Strong brand recognition in South Korea
- Wide range of financial products and services
- Extensive branch network
- Experienced management team
Weaknesses
- Dependence on the South Korean market
- Exposure to regulatory changes
- Vulnerability to economic downturns
- Slower digital transformation compared to competitors
Opportunities
- Expansion into new markets
- Development of new digital products and services
- Strategic acquisitions
- Growing demand for wealth management services
Threats
- Increased competition from fintech companies
- Economic recession
- Rising interest rates
- Regulatory changes
Competitors and Market Share
Key Competitors
- KB Financial Group Inc. (KB)
- Shinhan Financial Group Co., Ltd. (SHG)
- Hana Financial Group Inc. (HNF)
Competitive Landscape
Woori Financial Group Inc. competes with other major financial groups in South Korea. Its strengths include a strong brand and extensive branch network, while weaknesses include slower digital transformation.
Major Acquisitions
Daesung Securities
- Year: 2000
- Acquisition Price (USD millions): 250
- Strategic Rationale: Expansion into securities brokerage and investment banking.
Growth Trajectory and Initiatives
Historical Growth: Historical growth trends can be determined by analyzing the company's revenue, net income, and asset growth over the past years, unavailable in this case.
Future Projections: Future growth projections require analyst estimates and forecasting models, which are unavailable.
Recent Initiatives: Recent initiatives include investments in digital banking platforms and expansion of wealth management services.
Summary
Woori Financial Group Inc. is a well-established financial institution in South Korea with a strong presence in commercial banking. It has a wide range of financial products and services. The company faces increased competition from fintech companies and needs to accelerate its digital transformation. Regulatory changes and economic downturns pose potential risks.
Similar Companies
KB
KB Financial Group Inc
KB
KB Financial Group Inc
SHG
Shinhan Financial Group Co Ltd
SHG
Shinhan Financial Group Co Ltd
Sources and Disclaimers
Data Sources:
- Company Website
- Industry Reports
Disclaimers:
Data may be incomplete or based on estimates due to lack of access to current financial reports. Market share and financial data are estimates.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Woori Financial Group Inc
Exchange NYSE | Headquaters - | ||
IPO Launch date 2003-10-01 | President, CEO & Executive Chairman Mr. Jong-Yong Yim | ||
Sector Financial Services | Industry Banks - Regional | Full time employees - | Website https://www.woorifg.com |
Full time employees - | Website https://www.woorifg.com | ||
Woori Financial Group Inc., together with its subsidiaries, operates as a commercial bank that provides a range of financial services to individual, business, and institutional customers in Korea. It operates through Banking, Credit Card, Capital, Investment Banking, and Others segments. The company offers savings, demand, and installment deposits; time deposits, certificates of deposit, and repurchase instruments; and working capital, facilities, general purpose household, mortgage, and home equity loans. It also offers debit and credit cards, cash services, card loans, and related services; lease financing; and securities operation, sale of financial instruments, project financing, and other related solutions. In addition, the company provides credit purchase, cash advance, credit card loans, foreign exchange services and dealing, import and export-related services, offshore lending, syndicated loans and foreign currency securities investment, investment trust products, bancassurance, and private equity funds. Further, it is involved in the real estate, system software development and maintenance, financing, credit information, securities investment and trading, derivatives trading, asset securitization, investment and international banking, money transfer, and other service. Additionally, the company offers automated telephone, Internet, and mobile banking services; and trust management, trustee, and custodian service. Woori Financial Group Inc. was founded in 1899 and is headquartered in Seoul, South Korea.
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