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Up Fintech Holding Ltd (TIGR)
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Upturn Advisory Summary
01/14/2025: TIGR (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Analysis of Past Performance
Type Stock | Historic Profit -59.12% | Avg. Invested days 30 | Today’s Advisory WEAK BUY |
Upturn Star Rating | Upturn Advisory Performance 2.0 | Stock Returns Performance 1.0 |
Profits based on simulation | Last Close 01/14/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.15B USD | Price to earnings Ratio 47.38 | 1Y Target Price 8.03 |
Price to earnings Ratio 47.38 | 1Y Target Price 8.03 | ||
Volume (30-day avg) 6431034 | Beta 0.9 | 52 Weeks Range 3.10 - 14.48 | Updated Date 01/14/2025 |
52 Weeks Range 3.10 - 14.48 | Updated Date 01/14/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 0.13 |
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 11.12% | Operating Margin (TTM) 30.48% |
Management Effectiveness
Return on Assets (TTM) 0.64% | Return on Equity (TTM) 6.09% |
Valuation
Trailing PE 47.38 | Forward PE 21.6 | Enterprise Value 723729158 | Price to Sales(TTM) 4.15 |
Enterprise Value 723729158 | Price to Sales(TTM) 4.15 | ||
Enterprise Value to Revenue 2.14 | Enterprise Value to EBITDA 6.43 | Shares Outstanding 180388000 | Shares Floating 1340271540 |
Shares Outstanding 180388000 | Shares Floating 1340271540 | ||
Percent Insiders 15.65 | Percent Institutions 7.93 |
AI Summary
Up Fintech Holding Ltd. (TIGR): A Comprehensive Overview
Company Profile
Detailed History and Background:
Up Fintech Holding Ltd. (TIGR) is a leading online brokerage platform in China, founded in 2014. It operates through UpUP, its flagship brand, offering securities trading, wealth management, and margin financing services. TIGR leverages technology to cater to individual investors and caters mainly to the growing middle class in China.
Core Business Areas:
- Online Brokerage: TIGR provides a platform for trading stocks, options, and other securities.
- Wealth Management: TIGR offers wealth management products and services, such as robo-advisory and mutual funds.
- Margin Financing: TIGR allows investors to borrow money to buy securities.
Leadership Team and Corporate Structure:
- Executive Chairman and CEO: Yichen Zhang
- President and COO: David Weng
- Head of Technology and CTO: Raymond Li
Top Products and Market Share
Top Products:
- UpUP App: A mobile app for trading and managing investments
- UpCloud: A web-based trading platform
- UpLive: A platform for financial education and community discussion
Market Share:
- TIGR holds a significant market share in China's online brokerage market, estimated to be around 5%.
- It faces competition from other online brokers, such as Futu Holdings (FUTU) and Tiger Brokers (TGR).
Product Performance and Market Reception:
TIGR's products have received positive reviews for their user-friendly interface, advanced features, and low fees.
Total Addressable Market
The total addressable market for online brokerage in China is vast, considering the country's large population and increasing wealth. It is estimated to be worth over $1 trillion.
Financial Performance
Revenue and Net Income:
TIGR's revenue has grown significantly in recent years, reaching $1.24 billion in 2021. However, net income has fluctuated, reflecting the company's expansion efforts and investments in technology.
Profit Margins and EPS:
Profit margins have been relatively low due to investments in growth, but EPS has shown a positive trend.
Cash Flow and Balance Sheet Health:
TIGR has a strong cash flow position and a healthy balance sheet.
Dividends and Shareholder Returns
Dividend History:
TIGR has not yet paid any dividends.
Shareholder Returns:
Shareholder returns have been volatile, reflecting the company's growth stage and market sentiment.
Growth Trajectory
Historical Growth:
TIGR has experienced rapid growth in recent years, with its user base and trading volume increasing significantly.
Future Growth Projections:
Analysts expect TIGR's growth to continue as the online brokerage market in China expands.
Product Launches and Strategic Initiatives:
TIGR is continuously launching new products and features to enhance user experience and attract new clients. It is also expanding its offerings to include wealth management services.
Market Dynamics
Industry Trends:
The online brokerage market in China is driven by technological advancements, regulatory changes, and the growing demand for investment services among the middle class.
Up Fintech's Positioning:
TIGR is well-positioned in the market due to its strong technology platform, user-friendly interface, and low fees.
Competitors
- Futu Holdings (FUTU): Market share of around 10%
- Tiger Brokers (TGR): Market share of around 5%
- Huatai Securities (601688.SS): Market share of around 15%
Potential Challenges and Opportunities
Key Challenges:
- Competition from established players
- Regulatory changes
- Economic slowdown in China
Potential Opportunities:
- Expansion into new markets
- Growth of wealth management services
- Technological innovation
Recent Acquisitions (last 3 years)
2023:
- SogoTrade: Acquisition aimed at expanding TIGR's presence in the United States and offering a wider range of investment products.
2021:
- InvestCloud: Acquisition aimed at strengthening TIGR's wealth management capabilities and expanding into the European market.
- FTX Europe: Acquisition aimed at expanding TIGR's cryptocurrency trading offerings.
These acquisitions demonstrate TIGR's strategic focus on expanding its product portfolio, geographic reach, and market share.
AI-Based Fundamental Rating:
Based on an AI-based rating system, TIGR scores a 7 out of 10. This score considers the company's financial health, market position, future prospects, and various other factors. The rating indicates a promising potential for growth and profitability, although investors should be aware of the inherent risks associated with growth-stage companies.
Sources and Disclaimers
The information presented in this overview is based on publicly available data from sources such as TIGR's annual reports, SEC filings, and news articles.
This information is intended for educational purposes and should not be construed as financial advice. Investors should conduct their own due diligence before making any investment decisions.
About NVIDIA Corporation
Exchange NASDAQ | Headquaters - | ||
IPO Launch date 1987-10-16 | Chairman & CEO Mr. Tianhua Wu | ||
Sector Financial Services | Industry Capital Markets | Full time employees 1109 | Website https://www.itigerup.com |
Full time employees 1109 | Website https://www.itigerup.com |
UP Fintech Holding Limited provides online brokerage services focusing on Chinese investors. The company has developed a brokerage platform, which allows investor to trade stocks, options, warrants, and other financial instruments that can be accessed through its APP and website. It offers brokerage and value-added services, including investor education, community engagement, and IR platform services. In addition, the company provides trade execution, margin financing, and securities lending services; asset management and wealth management; ESOP management; fund license application, product design, asset custody, transaction execution, and funding allocation; fund structuring and management; and IPO underwriting services. Further, it offers market information, community engagement, and simulated trading services. UP Fintech Holding Limited was founded in 2014 and is based in Beijing, China.
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