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Upturn AI SWOT - About
STC 
Stewart Information Services Corp (STC)
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Upturn Advisory Summary
03/20/2025: STC (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Analysis of Past Performance
Type Stock | Historic Profit 14.57% | Avg. Invested days 40 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 03/20/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 2.01B USD | Price to earnings Ratio 27.34 | 1Y Target Price 79 |
Price to earnings Ratio 27.34 | 1Y Target Price 79 | ||
Volume (30-day avg) 196701 | Beta 1.22 | 52 Weeks Range 56.67 - 77.37 | Updated Date 04/1/2025 |
52 Weeks Range 56.67 - 77.37 | Updated Date 04/1/2025 | ||
Dividends yield (FY) 2.80% | Basic EPS (TTM) 2.61 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 2.95% | Operating Margin (TTM) 5.74% |
Management Effectiveness
Return on Assets (TTM) 3.03% | Return on Equity (TTM) 6.32% |
Valuation
Trailing PE 27.34 | Forward PE - | Enterprise Value 2348041447 | Price to Sales(TTM) 0.81 |
Enterprise Value 2348041447 | Price to Sales(TTM) 0.81 | ||
Enterprise Value to Revenue 0.94 | Enterprise Value to EBITDA - | Shares Outstanding 28026100 | Shares Floating 27295625 |
Shares Outstanding 28026100 | Shares Floating 27295625 | ||
Percent Insiders 1.62 | Percent Institutions 100.94 |
Analyst Ratings
Rating 4 | Target Price 78 | Buy - | Strong Buy 1 |
Buy - | Strong Buy 1 | ||
Hold 1 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Stewart Information Services Corp
Company Overview
History and Background
Stewart Information Services Corp. was founded in 1893 in Galveston, Texas. It began as a small abstract company and has grown into a global real estate services company, providing title insurance and related services.
Core Business Areas
- Title Insurance and Related Services: This segment provides title insurance policies to protect homebuyers and lenders against losses from defects in title. It also offers escrow and closing services, as well as other related services.
- Real Estate Solutions: Offers solutions that include data and analytics, appraisal services, and other real estate related services. Provides support to real estate agents, lenders, and other professionals in the real estate industry.
Leadership and Structure
Stewart Information Services Corp. is led by a board of directors and a senior management team. The organizational structure includes various departments and divisions focused on different aspects of the business, such as title insurance, real estate solutions, and corporate functions.
Top Products and Market Share
Key Offerings
- Title Insurance Policies: Title insurance is the core product, protecting against losses from title defects. Competitors include First American Financial (FAF), Fidelity National Financial (FNF), and Old Republic International (ORI). Market share fluctuates, but Stewart holds a significant portion, estimated around 10-15% nationally.
- Escrow and Closing Services: Facilitates real estate transactions by holding funds and documents in escrow and managing the closing process. Competitors are the same as title insurance. No specific data available.
- Real Estate Data and Analytics: Provides data and analytics solutions for real estate professionals. Competitors include CoreLogic (CLGX), Black Knight (BKI). No specific data available.
Market Dynamics
Industry Overview
The title insurance industry is closely tied to the real estate market. It is influenced by factors such as interest rates, housing inventory, and economic conditions. Consolidation has been a trend, with larger players acquiring smaller ones.
Positioning
Stewart Information Services Corp. is a major player in the title insurance industry, known for its customer service and technological innovations. It faces strong competition from larger companies with greater market share.
Total Addressable Market (TAM)
The total addressable market for title insurance in the US is estimated to be tens of billions of dollars annually. Stewart Information Services Corp captures single-digit market share.
Upturn SWOT Analysis
Strengths
- Established brand reputation
- Strong customer relationships
- Technological innovation in title processes
- Experienced management team
Weaknesses
- Smaller market share compared to larger competitors
- Sensitivity to fluctuations in the real estate market
- High operating expenses
- Dependence on the US real estate market
Opportunities
- Expanding into new geographic markets
- Acquiring smaller title insurance companies
- Developing new products and services
- Leveraging technology to improve efficiency
Threats
- Increased competition from larger players
- Economic downturn impacting the real estate market
- Rising interest rates
- Regulatory changes affecting the title insurance industry
Competitors and Market Share
Key Competitors
- First American Financial (FAF)
- Fidelity National Financial (FNF)
- Old Republic International (ORI)
Competitive Landscape
Stewart is smaller than FNF and FAF but competes effectively through customer service and technology. Their smaller size gives them flexibility but less economies of scale.
Major Acquisitions
Informative Research
- Year: 2021
- Acquisition Price (USD millions): 192
- Strategic Rationale: Acquisition of Informative Research expands Stewart's capabilities in providing data and analytics solutions for the mortgage industry.
Growth Trajectory and Initiatives
Historical Growth: Stewart has grown organically and through acquisitions. Performance mirrors US Real Estate Market health.
Future Projections: To be completed after retrieving data.
Recent Initiatives: Recent initiatives have included investing in technology and expanding into new markets.
Summary
Stewart Information Services Corp is a significant player in the title insurance market, though smaller than its main competitors. It benefits from a strong brand and customer relationships. Sensitivity to the real estate market and competition are key risks, but strategic acquisitions and tech investments offer growth potential.
Similar Companies
- FAF
- FNF
- ORI
- HLI
Sources and Disclaimers
Data Sources:
- Company Filings (SEC)
- Industry Reports
- Analyst Estimates
Disclaimers:
The data provided is for informational purposes only and should not be considered financial advice. Market share data is approximate and may vary depending on the source. Financial data and forecasts should be verified independently.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Stewart Information Services Corp
Exchange NYSE | Headquaters Houston, TX, United States | ||
IPO Launch date 1990-03-28 | CEO & Director Mr. Frederick Henry Eppinger Jr. | ||
Sector Financial Services | Industry Insurance - Property & Casualty | Full time employees 7000 | Website https://www.stewart.com |
Full time employees 7000 | Website https://www.stewart.com | ||
Stewart Information Services Corporation, through its subsidiaries, provides title insurance and real estate transaction related services in the United States and internationally. The company is involved in searching, examining, closing, and insuring the condition of the title to real property. It also offers home and personal insurance services; services for tax-deferred exchanges; and digital customer engagement platform services. In addition, the company provides appraisal management, online notarization and closing, credit and real estate information, and search and valuation management services. It serves homebuyers and sellers, residential and commercial real estate professionals, mortgage lenders and servicers, title agencies and real estate attorneys, and home builders through direct operations, network of independent agencies, and other businesses. Stewart Information Services Corporation was founded in 1893 and is headquartered in Houston, Texas.
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