Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
- Analyst Ratings
Upturn AI SWOT - About
Reinsurance Group of America Inc (RZB)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
04/01/2025: RZB (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit -15.25% | Avg. Invested days 36 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  1.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 8.65B USD | Price to earnings Ratio 4.04 | 1Y Target Price - |
Price to earnings Ratio 4.04 | 1Y Target Price - | ||
Volume (30-day avg) 45049 | Beta 0.9 | 52 Weeks Range 23.27 - 26.00 | Updated Date 04/1/2025 |
52 Weeks Range 23.27 - 26.00 | Updated Date 04/1/2025 | ||
Dividends yield (FY) 14.11% | Basic EPS (TTM) 6.09 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 3.24% | Operating Margin (TTM) 5.93% |
Management Effectiveness
Return on Assets (TTM) 0.74% | Return on Equity (TTM) 7.21% |
Valuation
Trailing PE 4.04 | Forward PE - | Enterprise Value 3067861504 | Price to Sales(TTM) 0.39 |
Enterprise Value 3067861504 | Price to Sales(TTM) 0.39 | ||
Enterprise Value to Revenue - | Enterprise Value to EBITDA - | Shares Outstanding 62774700 | Shares Floating 65628958 |
Shares Outstanding 62774700 | Shares Floating 65628958 | ||
Percent Insiders - | Percent Institutions - |
Analyst Ratings
Rating - | Target Price - | Buy - | Strong Buy - |
Buy - | Strong Buy - | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Reinsurance Group of America Inc
Company Overview
History and Background
Reinsurance Group of America (RGA) was founded in 1973 as a subsidiary of General American Life Insurance Company. It became a publicly traded company in 1993, focusing solely on reinsurance solutions. Over time, RGA expanded its global footprint and diversified its product offerings to become a leading global life and health reinsurer.
Core Business Areas
- Individual Life Reinsurance: Provides reinsurance solutions for individual life insurance policies, including term life, universal life, and whole life.
- Group Life and Health Reinsurance: Offers reinsurance for group life, health, and disability insurance products.
- Financial Solutions: Provides solutions related to capital management, risk transfer, and asset-intensive transactions.
- Global Markets: Offers reinsurance solutions tailored to specific regional needs and market conditions globally.
Leadership and Structure
The leadership team consists of Anna Manning (President and CEO) and other key executives overseeing various business segments and functions. RGA operates with a global structure, with regional offices and subsidiaries worldwide.
Top Products and Market Share
Key Offerings
- Individual Life Reinsurance: Reinsures individual life insurance policies. RGA is a leader in this space, though specific market share data fluctuates. Competitors include Swiss Re and Munich Re.
- Group Life and Health Reinsurance: Reinsures group life and health insurance risks. RGA holds a significant portion of the market. Major competitors include Canada Life Reinsurance.
- Financial Solutions: Capital management, risk transfer, and asset-intensive transactions. Market share is difficult to precisely quantify due to the bespoke nature of these solutions. Competitors include Hannover Re and SCOR.
Market Dynamics
Industry Overview
The reinsurance industry is highly competitive and influenced by factors such as mortality rates, interest rates, regulatory changes, and economic conditions. Demand is driven by insurance companies seeking to manage risk and capital.
Positioning
RGA is a leading global life and health reinsurer, known for its expertise, financial strength, and strong client relationships. It differentiates itself through innovation and a comprehensive range of reinsurance solutions.
Total Addressable Market (TAM)
The global reinsurance market is estimated to be in the hundreds of billions of dollars. RGA is well-positioned to capture a significant share of this market with its global presence and comprehensive product offerings.
Upturn SWOT Analysis
Strengths
- Global presence and scale
- Strong financial strength and ratings
- Deep expertise in life and health reinsurance
- Diversified product offerings
- Strong client relationships
Weaknesses
- Exposure to mortality and morbidity risks
- Sensitivity to interest rate fluctuations
- Regulatory complexities
- Reliance on key personnel
- Potential for large claims impacting profitability
Opportunities
- Growth in emerging markets
- Increased demand for reinsurance due to regulatory changes
- Development of new reinsurance solutions
- Strategic acquisitions to expand market share
- Leveraging technology to improve efficiency
Threats
- Increased competition in the reinsurance market
- Adverse mortality or morbidity events
- Economic downturns impacting insurance sales
- Changes in regulatory requirements
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- SWX:SREN
- MUV2.DE
- GWO.TO
Competitive Landscape
RGA's advantages include its global scale, expertise, and strong client relationships. Disadvantages may include exposure to large claims and sensitivity to interest rate fluctuations.
Major Acquisitions
Aurora National Life Assurance Company
- Year: 2003
- Acquisition Price (USD millions): 250
- Strategic Rationale: Expansion of business.
Growth Trajectory and Initiatives
Historical Growth: RGA has historically grown through organic expansion, strategic acquisitions, and product innovation.
Future Projections: Future growth is expected to be driven by increasing demand for reinsurance in emerging markets, the development of new solutions, and strategic acquisitions.
Recent Initiatives: RGA has focused on expanding its presence in Asia, investing in technology, and developing new reinsurance products to address evolving market needs.
Summary
Reinsurance Group of America is a strong player in the global reinsurance market, benefiting from its scale, expertise, and client relationships. Its financial performance is subject to mortality and morbidity risks, interest rate fluctuations, and regulatory changes. RGA is positioned for future growth through expansion in emerging markets and development of new solutions. Monitoring competition and managing risks are crucial for maintaining its market leadership.
Similar Companies
- SWX:SREN
- MUV2.DE
- GWO.TO
- SLF.TO
Sources and Disclaimers
Data Sources:
- Company Website
- Financial Reports
- Industry Analysis Reports
Disclaimers:
The information provided is for informational purposes only and should not be considered as financial advice. Market share data is approximate and may vary based on different sources.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Reinsurance Group of America Inc
Exchange NYSE | Headquaters Chesterfield, MO, United States | ||
IPO Launch date 2016-06-13 | President, CEO & Director Mr. Tony Cheng F.S.A. | ||
Sector - | Industry - | Full time employees 4100 | Website https://www.rgare.com |
Full time employees 4100 | Website https://www.rgare.com | ||
Reinsurance Group of America, Incorporated provides reinsurance and financial solutions. It offers individual and group life and health insurance products, such as term life, credit life, universal life, whole life, group life and health, joint and last survivor insurance, critical illness, disability, and longevity products, as well as asset-intensive and financial reinsurance products; and other capital motivated solutions. The company also provides reinsurance for mortality, morbidity, lapse, and investment-related risk associated with products; and reinsurance for investment-related risks. In addition, the company develops and markets technology solutions; and offers consulting and outsourcing solutions for the insurance and reinsurance industries. It operates in the United States, Latin America, Canada, Europe, the Middle East, Africa, and the Asia Pacific. Reinsurance Group of America, Incorporated was founded in 1973 and is headquartered in Chesterfield, Missouri.
Upturn is now on iOS and Android!
Experience Upturn on your mobile. Install it now!
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.