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Upturn AI SWOT - About
RJF 
Raymond James Financial Inc. (RJF)
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Upturn Advisory Summary
04/01/2025: RJF (3-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
AI Based Fundamental Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Analysis of Past Performance
Type Stock | Historic Profit 24.53% | Avg. Invested days 47 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 28.48B USD | Price to earnings Ratio 13.57 | 1Y Target Price 174.07 |
Price to earnings Ratio 13.57 | 1Y Target Price 174.07 | ||
Volume (30-day avg) 1556878 | Beta 1.05 | 52 Weeks Range 103.52 - 174.32 | Updated Date 04/1/2025 |
52 Weeks Range 103.52 - 174.32 | Updated Date 04/1/2025 | ||
Dividends yield (FY) 1.44% | Basic EPS (TTM) 10.24 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 16.39% | Operating Margin (TTM) 20.05% |
Management Effectiveness
Return on Assets (TTM) 2.67% | Return on Equity (TTM) 19.11% |
Valuation
Trailing PE 13.57 | Forward PE 13.04 | Enterprise Value 17637052416 | Price to Sales(TTM) 2.14 |
Enterprise Value 17637052416 | Price to Sales(TTM) 2.14 | ||
Enterprise Value to Revenue 2.41 | Enterprise Value to EBITDA - | Shares Outstanding 204910000 | Shares Floating 180939658 |
Shares Outstanding 204910000 | Shares Floating 180939658 | ||
Percent Insiders 10.04 | Percent Institutions 76.35 |
Analyst Ratings
Rating 3.69 | Target Price 165.29 | Buy 3 | Strong Buy 4 |
Buy 3 | Strong Buy 4 | ||
Hold 9 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Raymond James Financial Inc.
Company Overview
History and Background
Raymond James Financial Inc. was founded in 1962 by Robert A. James. It began as Robert A. James Investments, Inc., a small firm specializing in fixed-income securities. Over the years, it expanded its services and grew through acquisitions, becoming a diversified financial services company.
Core Business Areas
- Private Client Group: Provides investment services, financial planning, and wealth management solutions to individual investors through a network of financial advisors.
- Capital Markets: Offers investment banking, equity research, institutional sales and trading, and fixed income services to corporations, institutions, and municipalities.
- Asset Management: Provides asset management services to individuals and institutions through various investment strategies and products.
- Bank: Offers commercial and retail banking services, including lending and deposit products.
Leadership and Structure
Paul Reilly serves as the Chairman and CEO. The organizational structure includes various business segments, each headed by senior executives, reporting to the CEO. The company operates with a decentralized model, empowering branch managers and advisors.
Top Products and Market Share
Key Offerings
- Wealth Management: Provides personalized financial advice and investment management to high-net-worth individuals and families. Includes financial planning, retirement planning, and estate planning services. Competitors include Merrill Lynch, Morgan Stanley, and UBS. Market share data not readily available. Revenues are significant but segment details are not broken out explicitly.
- Investment Banking: Offers advisory services for mergers and acquisitions, debt and equity underwriting, and restructuring. Competitors include Goldman Sachs, JP Morgan, and Morgan Stanley. Market share data fluctuates based on deal flow and is not consistently reported publicly. Revenues are correlated to capital markets performance.
- Fixed Income Securities: Offers a wide range of fixed income products and services including trading, underwriting and portfolio management. Competitors include Citadel Securities, Blackrock, and Vanguard. Raymond James is a significant player in this space.
Market Dynamics
Industry Overview
The financial services industry is highly competitive and subject to regulatory changes and market volatility. Key trends include increasing demand for personalized financial advice, the rise of fintech, and growing regulatory scrutiny.
Positioning
Raymond James positions itself as a client-focused, conservative financial services firm. Its competitive advantages include its strong advisor network, diversified business model, and conservative risk management culture.
Total Addressable Market (TAM)
The estimated TAM for wealth management is several trillion dollars globally, and the TAM for investment banking is several hundred billion dollars. Raymond James is well-positioned to capture a portion of this TAM due to its established brand, advisor network, and diversified services. The size is hard to measure precisely, but it can be calculated from financial reports for wealth management based on AUM and the market revenue figures for Investment Banking. Market revenue reports such as those offered by Statista show a healthy TAM for their business areas.
Upturn SWOT Analysis
Strengths
- Strong advisor network
- Diversified revenue streams
- Conservative financial management
- Client-focused culture
- Brand recognition
Weaknesses
- Reliance on advisor productivity
- Exposure to market fluctuations
- Higher expense than competitors
- Reputational risk linked to advisor conduct
- Limited global presence
Opportunities
- Growing demand for wealth management services
- Expansion into new geographic markets
- Acquisition of smaller firms
- Development of new technology platforms
- Increased cross-selling opportunities
Threats
- Increased competition from fintech companies
- Regulatory changes
- Economic downturns
- Interest rate volatility
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- MS
- GS
- UBS
- SCHW
- LPLA
Competitive Landscape
Raymond James competes with both large, global financial institutions and smaller, regional firms. Its strength lies in its client-focused approach and independent advisor network. Its disadvantages include its smaller scale compared to global giants and greater reliance on advisor productivity.
Major Acquisitions
SumRidge Partners
- Year: 2022
- Acquisition Price (USD millions): 400
- Strategic Rationale: Strengthened fixed income capabilities.
TriState Capital Holdings
- Year: 2022
- Acquisition Price (USD millions): 1100
- Strategic Rationale: Expanded banking and wealth management capabilities.
Growth Trajectory and Initiatives
Historical Growth: Discuss Raymond James Financial Inc.'s growth trends over the past years.
Future Projections: Provide projections for Raymond James Financial Inc.'s future growth based on analyst estimates.
Recent Initiatives: Highlight recent strategic initiatives undertaken by Raymond James Financial Inc..
Summary
Raymond James is a well-established financial services company with a strong advisor network and diversified revenue streams. Its client-focused approach and conservative financial management are key strengths. However, it faces competition from larger firms and fintech companies, and it needs to manage regulatory risks and economic downturns effectively. Recent acquisitions have strengthened its capabilities.
Similar Companies
BLK
BlackRock Inc
BLK
BlackRock Inc
GS
Goldman Sachs Group Inc
GS
Goldman Sachs Group Inc
LPLA
LPL Financial Holdings Inc
LPLA
LPL Financial Holdings Inc
MS
Morgan Stanley
MS
Morgan Stanley
SCHW
Charles Schwab Corp
SCHW
Charles Schwab Corp
UBS
UBS Group AG
UBS
UBS Group AG
Sources and Disclaimers
Data Sources:
- Raymond James Financial Inc. Investor Relations
- SEC Filings (10-K, 10-Q)
- Analyst Reports
- Company Press Releases
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market share data is based on available estimates and may not be precise. Investment decisions should be based on your own research and due diligence.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Raymond James Financial Inc.
Exchange NYSE | Headquaters Saint Petersburg, FL, United States | ||
IPO Launch date 1987-12-30 | CEO & Director Mr. Paul Marone Shoukry | ||
Sector Financial Services | Industry Asset Management | Full time employees 19000 | Website https://www.raymondjames.com |
Full time employees 19000 | Website https://www.raymondjames.com | ||
Raymond James Financial, Inc., a diversified financial services company, provides private client group, capital markets, asset management, banking, and other services to individuals, corporations, and municipalities in the United States, Canada, and Europe. The Private Client Group segment offers investment services, portfolio management services, insurance and annuity products, and mutual funds; support to third-party mutual fund and annuity companies, including sales and marketing support, as well as distribution and accounting, and administrative services; margin loans; securities borrowing and lending services; diversification strategies and alternative investment products; and custodial, trade execution, research, and other support and services. The Capital Markets segment provides investment banking services, such as equity and debt underwriting, and merger and acquisition advisory services; and fixed income and equity brokerage services. This segment also offers institutional sales, securities trading, equity research, and the syndication and management of investments in low-income housing funds and funds of a similar nature. The Asset Management segment provides asset management, portfolio management, and related administrative services to retail and institutional clients; and administrative support services, such as record-keeping. The Bank segment offers various types of loans, including securities-based, commercial and industrial, commercial real estate and construction, real estate investment trust, residential mortgage, and tax-exempt loans; insured deposit accounts; retail and corporate deposit; and liquidity management products and services. The Other segment engages in the private equity investments comprising invests in third-party funds. Raymond James Financial, Inc. was founded in 1962 and is headquartered in Saint Petersburg, Florida.
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