Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Valuation
- Analyst Ratings
Upturn AI SWOT - About
Roadzen Inc. (RDZN)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
04/01/2025: RDZN (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Analysis of Past Performance
Type Stock | Historic Profit 44.44% | Avg. Invested days 86 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 77.16M USD | Price to earnings Ratio - | 1Y Target Price 5.5 |
Price to earnings Ratio - | 1Y Target Price 5.5 | ||
Volume (30-day avg) 167690 | Beta 0.23 | 52 Weeks Range 0.71 - 6.67 | Updated Date 04/1/2025 |
52 Weeks Range 0.71 - 6.67 | Updated Date 04/1/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -1.5 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -248.79% | Operating Margin (TTM) -26.22% |
Management Effectiveness
Return on Assets (TTM) -109.89% | Return on Equity (TTM) - |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 94791461 | Price to Sales(TTM) 1.8 |
Enterprise Value 94791461 | Price to Sales(TTM) 1.8 | ||
Enterprise Value to Revenue 2.21 | Enterprise Value to EBITDA -4.38 | Shares Outstanding 74191000 | Shares Floating 31146118 |
Shares Outstanding 74191000 | Shares Floating 31146118 | ||
Percent Insiders 51.22 | Percent Institutions 19.74 |
Analyst Ratings
Rating 4.5 | Target Price 6 | Buy 1 | Strong Buy 1 |
Buy 1 | Strong Buy 1 | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Roadzen Inc.
Company Overview
History and Background
Roadzen Inc. was founded in 2015. It focuses on AI-powered insurance technology. It has grown through strategic partnerships and acquisitions to offer comprehensive solutions for the automotive and insurance industries.
Core Business Areas
- AI-Powered Risk Assessment: Uses AI to analyze risk factors in real-time, enabling insurers to make more informed decisions regarding underwriting and pricing.
- Claims Management: Provides a platform for automating and streamlining the claims process, reducing costs and improving customer satisfaction.
- Telematics and Data Analytics: Collects and analyzes telematics data to provide insights into driver behavior and vehicle performance.
Leadership and Structure
Roadzen Inc. is led by Rohan Malhotra (CEO). The organizational structure includes departments for technology, sales, marketing, and finance, all reporting to the executive team.
Top Products and Market Share
Key Offerings
- Deep Learning-Based Risk Scoring Platform: A proprietary AI platform that assesses risk for insurance underwriting and claims processing. Market share data is emerging. Competitors include CCC Intelligent Solutions, Mitchell International, and Snapsheet.
- AI-Powered Claims Automation: Automates various steps in the claims management process, reducing manual intervention and improving efficiency. Roadzen cites reducing claim processing time up to 70%. Competitors include Tractable, Claim Genius and Mitchell International.
Market Dynamics
Industry Overview
The insurance technology (Insurtech) industry is experiencing rapid growth, driven by advancements in AI and the increasing demand for digital insurance solutions.
Positioning
Roadzen Inc. is positioning itself as a leader in AI-powered insurance technology, focusing on providing end-to-end solutions for the automotive and insurance industries.
Total Addressable Market (TAM)
The TAM for AI in insurance is projected to reach billions of dollars. Roadzen is strategically positioned to capture a significant share by offering end-to-end AI solutions for insurance and automotive industries.
Upturn SWOT Analysis
Strengths
- Proprietary AI Technology
- Strong Focus on Innovation
- Strategic Partnerships with Major Insurance Companies
- End-to-End Solutions
Weaknesses
- Limited Brand Recognition compared to larger players
- Reliance on Key Partnerships
- High R&D Expenses
Opportunities
- Expanding into New Geographic Markets
- Developing New AI-Powered Solutions
- Acquiring Complementary Technologies
Threats
- Increasing Competition from Established Insurtech Companies
- Regulatory Changes
- Economic Downturn impacting Insurance Spending
Competitors and Market Share
Key Competitors
- CCC Intelligent Solutions(Privately Held)
- Guidewire Software (GWRE)
- Mitchell International(Privately Held)
Competitive Landscape
Roadzen Inc. faces competition from established players in the insurance technology space. Roadzen distinguishes itself through its AI-driven approach and focus on end-to-end solutions.
Major Acquisitions
Axellience
- Year: 2022
- Acquisition Price (USD millions): 7.1
- Strategic Rationale: Acquisition aimed to enhance Roadzen's technology capabilities and expand its European presence.
Growth Trajectory and Initiatives
Historical Growth: Historical growth data is still limited. The company recently went public via SPAC.
Future Projections: Future projections are dependent on the company's ability to execute its growth strategy and capitalize on market opportunities. Analyst data is still emerging.
Recent Initiatives: Recent initiatives include expanding its AI platform capabilities and forging new partnerships with insurance companies.
Summary
Roadzen Inc. is a relatively new player in the insurtech space with a focus on AI-powered solutions. Its strengths lie in its proprietary technology and partnerships. However, it faces challenges related to brand recognition, competition, and execution risk. Future success depends on successfully scaling its operations and capturing market share.
Similar Companies
ALRM
Alarm.com Holdings Inc
ALRM
Alarm.com Holdings Inc
GWRE
Guidewire Software Inc
GWRE
Guidewire Software Inc
PLTR
Palantir Technologies Inc. Class A Common Stock
PLTR
Palantir Technologies Inc. Class A Common Stock
POR
Portland General Electric Co
POR
Portland General Electric Co
Sources and Disclaimers
Data Sources:
- Company Website
- Press Releases
- Third-party Industry Reports
- SEC Filings
Disclaimers:
This analysis is based on available information and is not financial advice. Market conditions and company performance can change rapidly.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Roadzen Inc.
Exchange NASDAQ | Headquaters Burlingame, CA, United States | ||
IPO Launch date 2023-09-21 | Founder, CEO & Director Mr. Rohan Malhotra | ||
Sector Technology | Industry Software - Application | Full time employees 368 | Website https://www.roadzen.ai |
Full time employees 368 | Website https://www.roadzen.ai | ||
Roadzen, Inc. operates as an insurance technology company. It focuses on transforming auto insurance using advanced artificial intelligence (AI). The company's clients use its technology to develop and sell new products, sell insurance, process claims, and improve road safety. Its solutions suite includes products that support the insurance lifecycle comprising Via, xClaim, StrandD, Global Distribution Network, Drivebuddy AI, and Good Driving. The company also offers insurance broker services. It serves insurers, carmakers, fleets, automakers, dealerships, brokers, car sales platforms, ridesharing platforms, insurance agents, and other distribution channels. The company was founded in 2015 and is based in Burlingame, California.
Upturn is now on iOS and Android!
Experience Upturn on your mobile. Install it now!
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.