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Upturn AI SWOT - About
PUK 
Prudential PLC ADR (PUK)
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Upturn Advisory Summary
04/01/2025: PUK (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Analysis of Past Performance
Type Stock | Historic Profit 17.88% | Avg. Invested days 31 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 28.06B USD | Price to earnings Ratio 12.8 | 1Y Target Price 31.86 |
Price to earnings Ratio 12.8 | 1Y Target Price 31.86 | ||
Volume (30-day avg) 930168 | Beta 1.25 | 52 Weeks Range 14.18 - 21.78 | Updated Date 04/1/2025 |
52 Weeks Range 14.18 - 21.78 | Updated Date 04/1/2025 | ||
Dividends yield (FY) 2.15% | Basic EPS (TTM) 1.68 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Geography
Earnings Date
Report Date 2025-03-18 | When - | Estimate - | Actual - |
Profitability
Profit Margin 18.64% | Operating Margin (TTM) 39.76% |
Management Effectiveness
Return on Assets (TTM) 1.47% | Return on Equity (TTM) 13.18% |
Valuation
Trailing PE 12.8 | Forward PE 10.29 | Enterprise Value 30358923148 | Price to Sales(TTM) 2.29 |
Enterprise Value 30358923148 | Price to Sales(TTM) 2.29 | ||
Enterprise Value to Revenue 3.71 | Enterprise Value to EBITDA - | Shares Outstanding 1304720000 | Shares Floating 2454414357 |
Shares Outstanding 1304720000 | Shares Floating 2454414357 | ||
Percent Insiders - | Percent Institutions 1.86 |
Analyst Ratings
Rating 5 | Target Price 28.38 | Buy - | Strong Buy 2 |
Buy - | Strong Buy 2 | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Prudential PLC ADR
Company Overview
History and Background
Prudential PLC was founded in London in 1848. Originally named Prudential Mutual Assurance Investment and Loan Association, it initially focused on providing loans to working-class individuals. Over time, it expanded into life insurance and became a major player in the global financial services industry. In recent years, Prudential has undergone significant restructuring, including separating its UK and European business (M&G Prudential) and focusing on high-growth markets in Asia and Africa. The ADR allows US investors to invest in this non US company.
Core Business Areas
- Asia: Life insurance and asset management products are the core focus in Asia. Provides long-term savings, retirement and healthcare solutions.
- Africa: Focuses on providing affordable life insurance and health solutions across Africa, reaching a broader customer base.
- US (Jackson National Life - Divested): Formerly a major player in the US retirement market, particularly variable annuities, Jackson National Life was divested in 2021.
Leadership and Structure
The CEO is Anil Wadhwani. The organizational structure involves a group-wide structure with regional businesses operating under the Prudential PLC umbrella. The board of directors oversees the overall strategy and governance.
Top Products and Market Share
Key Offerings
- Life Insurance (Asia): Offers a range of life insurance products across Asia, including term life, whole life, and universal life policies. Market share varies by country but is a significant player in many Southeast Asian markets. Competitors include AIA Group, Manulife, and local insurers.
- Market Share (%): 10
- Health Insurance (Asia and Africa): Provides health insurance solutions, including critical illness and hospitalisation plans, in Asia and Africa. A growing area of focus due to rising healthcare costs. Competitors include local and international health insurers.
- Market Share (%): 8
- Market Share (%): 7
- Retirement Solutions (Asia): Offers retirement savings and investment products in Asia, catering to the growing demand for retirement planning. Competitors include asset management firms and other insurers offering retirement solutions.
Market Dynamics
Industry Overview
The insurance industry is characterized by increasing regulatory scrutiny, low interest rates, and rising competition. Digitalization and changing customer preferences are also key trends. Emerging markets in Asia and Africa present significant growth opportunities.
Positioning
Prudential PLC ADR is positioned as a leading provider of life and health insurance in Asia and Africa, leveraging its strong brand reputation and distribution network. Focus is on high-growth markets.
Total Addressable Market (TAM)
The TAM for life and health insurance in Asia and Africa is estimated to be in the hundreds of billions of dollars, growing annually. Prudential PLC ADR holds a small single digit percentage of that market.
Upturn SWOT Analysis
Strengths
- Strong brand recognition in Asia and Africa
- Extensive distribution network
- Diversified product portfolio
- Experienced management team
- Strong capital position
Weaknesses
- Exposure to regulatory changes in multiple jurisdictions
- Currency risks in emerging markets
- Dependence on agency distribution
- Divestment of Jackson impacted total group revenue
- Intense competition from local players
Opportunities
- Growing demand for insurance in Asia and Africa
- Digitalization of insurance products and distribution
- Expansion into new markets and segments
- Partnerships with fintech companies
- Increasing affluence in emerging markets
Threats
- Economic slowdown in key markets
- Increased competition from new entrants
- Changes in regulatory requirements
- Fluctuations in interest rates
- Geopolitical risks
Competitors and Market Share
Key Competitors
- AIA Group (AAGIY)
- Manulife Financial Corp (MFC)
- Ping An Insurance (PNGAY)
Competitive Landscape
Prudential benefits from a strong brand and diversified product portfolio. AIA has a strong foothold in Asia. Manulife focuses on wealth management and insurance. Ping An is a major player in the Chinese market.
Major Acquisitions
Affin-Aviva
- Year: 2022
- Acquisition Price (USD millions): 317
- Strategic Rationale: Affin-Aviva provides health and general insurance to businesses and individuals in Malaysia
Growth Trajectory and Initiatives
Historical Growth: Historical Growth needs to be reviewed in live data.
Future Projections: Future Projections needs to be reviewed in live data.
Recent Initiatives: Recent Initiatives needs to be reviewed in live data.
Summary
Prudential PLC ADR is a global financial services provider with a strong presence in Asia and Africa. The company's focus on high-growth markets and diverse product portfolio positions it well for future growth. The company needs to navigate regulatory complexities and increasing competition. Recent divestitures impact total group revenue.
Similar Companies
MFC
Manulife Financial Corp
MFC
Manulife Financial Corp
Sources and Disclaimers
Data Sources:
- Company Filings
- Industry Reports
- Financial News Outlets
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market data is subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Prudential PLC ADR
Exchange NYSE | Headquaters - | ||
IPO Launch date 1990-07-03 | CEO & Executive Director Mr. Anil Wadhwani | ||
Sector Financial Services | Industry Insurance - Life | Full time employees 15412 | Website https://www.prudentialplc.com |
Full time employees 15412 | Website https://www.prudentialplc.com | ||
Prudential plc, through its subsidiaries, provides life and health insurance, and asset management solutions to individuals in Asia and Africa. It offers savings and investments products; wealth, health, and protection products; and foreign exchange services. The company was founded in 1848 and is headquartered in Central, Hong Kong.
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