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Upturn AI SWOT - About
Portman Ridge Finance Corp (PTMN)
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Upturn Advisory Summary
04/01/2025: PTMN (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Analysis of Past Performance
Type Stock | Historic Profit 4.25% | Avg. Invested days 45 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 129.79M USD | Price to earnings Ratio - | 1Y Target Price 17.12 |
Price to earnings Ratio - | 1Y Target Price 17.12 | ||
Volume (30-day avg) 51015 | Beta 0.95 | 52 Weeks Range 14.00 - 18.03 | Updated Date 04/1/2025 |
52 Weeks Range 14.00 - 18.03 | Updated Date 04/1/2025 | ||
Dividends yield (FY) 15.05% | Basic EPS (TTM) -0.64 |
Earnings Date
Report Date 2025-03-11 | When Before Market | Estimate 0.6475 | Actual 0.6 |
Profitability
Profit Margin -9.51% | Operating Margin (TTM) 70.25% |
Management Effectiveness
Return on Assets (TTM) 5.59% | Return on Equity (TTM) -3.03% |
Valuation
Trailing PE - | Forward PE 5.91 | Enterprise Value 379601824 | Price to Sales(TTM) 2.12 |
Enterprise Value 379601824 | Price to Sales(TTM) 2.12 | ||
Enterprise Value to Revenue 33.92 | Enterprise Value to EBITDA - | Shares Outstanding 9198180 | Shares Floating - |
Shares Outstanding 9198180 | Shares Floating - | ||
Percent Insiders 2.34 | Percent Institutions 17.63 |
Analyst Ratings
Rating 3.67 | Target Price 18.33 | Buy - | Strong Buy 1 |
Buy - | Strong Buy 1 | ||
Hold 2 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Portman Ridge Finance Corp
Company Overview
History and Background
Portman Ridge Finance Corporation (PTMN) is an externally managed, closed-end, non-diversified management investment company that has evolved through various mergers and acquisitions. Formerly known as Triangle Capital Corporation, the company underwent a significant transformation. The year of founding dates back to the Triangle Capital Corporation which was established in 2007.
Core Business Areas
- Direct Lending: Providing direct lending solutions to middle market companies. They invest in first lien, second lien, unitranche, and mezzanine debt, as well as equity securities.
Leadership and Structure
Portman Ridge is externally managed by Sierra Crest Investment Management LLC. Jonathan Gross is the Chief Executive Officer.
Top Products and Market Share
Key Offerings
- Direct Loans: Provides loans to middle-market companies. Given the fragmented nature of the middle-market lending space, specific market share data is not readily available. Competitors include other BDCs and private credit funds.
- Equity Investments: Makes equity investments, typically in conjunction with debt investments, in portfolio companies. Market share data is not readily available for this component as it's a subset of the overall private equity/venture capital space. Competitors are private equity firms.
Market Dynamics
Industry Overview
The industry consists of Business Development Companies (BDCs) and private credit funds focused on providing capital to middle-market companies. The industry is experiencing growth, fueled by increasing demand for alternative financing solutions.
Positioning
Portman Ridge is positioned as a provider of flexible capital solutions to middle-market companies. Their competitive advantage lies in their experienced management team and ability to provide customized financing packages.
Total Addressable Market (TAM)
The TAM for middle-market lending is estimated to be in the hundreds of billions of dollars. Portman Ridge is positioned to capture a small but significant portion of this market through its lending and investment activities.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Flexible capital solutions
- Access to capital markets
Weaknesses
- External management structure
- Smaller market capitalization compared to peers
- Relatively high expense ratio
Opportunities
- Growing demand for middle-market lending
- Expansion into new industry verticals
- Strategic acquisitions
Threats
- Economic downturn
- Increased competition
- Rising interest rates
Competitors and Market Share
Key Competitors
- OXSQ
- SLRC
- ARCC
Competitive Landscape
Portman Ridge faces competition from other BDCs and private credit funds. Its smaller size can be a disadvantage. They compete on deal terms, relationship management, and sector expertise.
Major Acquisitions
Growth Trajectory and Initiatives
Historical Growth: Discussion of Portman Ridge's growth trends needs to be inserted here. Please note that specific data cannot be provided without live market data.
Future Projections: Projections for future growth based on analyst estimates needs to be inserted here. Please note that specific data cannot be provided without live market data.
Recent Initiatives: Highlights of recent strategic initiatives undertaken by the company needs to be inserted here. Please note that specific data cannot be provided without live market data.
Summary
Portman Ridge Finance Corp is a smaller BDC in a competitive market. While its experienced management team and flexible capital solutions are strengths, its external management structure and smaller size are drawbacks. The company faces threats from economic downturns and increased competition, and has opportunities for growth in middle-market lending. Due to its small size, relative expense structure, it remains a speculative investment.
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OXSQ
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SLRC
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SLRC
SLR Investment Corp
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Website
- Analyst Reports
Disclaimers:
This analysis is for informational purposes only and should not be considered investment advice. Market share data is approximate and may not reflect real-time conditions. Financial data is based on publicly available information and may be subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Portman Ridge Finance Corp
Exchange NASDAQ | Headquaters New York, NY, United States | ||
IPO Launch date 2006-12-12 | Chairman, CEO & President Mr. Edward Joseph Goldthorpe | ||
Sector Financial Services | Industry Asset Management | Full time employees - | Website https://www.portmanridge.com |
Full time employees - | Website https://www.portmanridge.com | ||
Portman Ridge Finance Corporation is a business development company specializing in investments in unitranche loans (including last out), first lien loans, second lien loans, subordinated debt, equity co-investment, mezzanine, buyout in middle market companies. It also makes acquisitions in businesses complementary to the firm's business. It primarily invests in healthcare, cargo transport, manufacturing, industrial & environmental services, logistics & distribution, media & telecommunications, real estate, education, automotive, agriculture, aerospace/defense, packaging, electronics, finance, non-durable consumer, consumer products, business services, utilities, insurance, and food and beverage sectors. The fund typically invests $1 million to $20 million in its portfolio companies. It provides senior secured term loans from $2 million to $20 million maturing in five to seven years; second lien term loans from $5 million to $15 million maturing in six to eight years; senior unsecured loans $5 million to $23 million maturing in six to eight years; mezzanine loans from $5 million to $15 million maturing in seven to ten years; and equity investments from $1 to $5 million. The fund targets the companies with EBITDA between $5 million and $25 million. While investing in debt securities, it invests in those middle market firms with EBITDA between $10 million and $50 million and/or total debt between $25 million and $150 million. It invests in minority, and majority or control equity positions alongside its private equity sponsor partners.
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