Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
- AI Summary
- About
PT 
Pintec Technology Holdings Ltd (PT)
- BUY Advisory
- Profitable SELL
- Loss-Inducing SELL
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
01/14/2025: PT (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit -64.42% | Avg. Invested days 17 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  1.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 01/14/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 16.01M USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) 31684 | Beta 0.81 | 52 Weeks Range 0.71 - 1.27 | Updated Date 01/14/2025 |
52 Weeks Range 0.71 - 1.27 | Updated Date 01/14/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.38 |
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -130.06% | Operating Margin (TTM) -50.98% |
Management Effectiveness
Return on Assets (TTM) -10.88% | Return on Equity (TTM) -170.16% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 28467482 | Price to Sales(TTM) 0.49 |
Enterprise Value 28467482 | Price to Sales(TTM) 0.49 | ||
Enterprise Value to Revenue 6.41 | Enterprise Value to EBITDA -0.06 | Shares Outstanding 14392800 | Shares Floating 266388533 |
Shares Outstanding 14392800 | Shares Floating 266388533 | ||
Percent Insiders 3.39 | Percent Institutions 5.27 |
AI Summary
Pintec Technology Holdings Ltd. (PIN): A Comprehensive Overview
Company Profile:
History and Background:
- Pintec Technology Holdings Ltd. (PIN) is a financial technology company based in China, established in 2006.
- The company provides technology-enabled financial services to individuals and businesses through its three core platforms:
- Pintec Information Services: Provides data analytics and SaaS solutions to financial institutions.
- Pintec Digital Finance: Offers consumer lending, wealth management, and insurance products through online and mobile channels.
- Pintec Blockchain Technology: Develops and applies blockchain technology in various financial applications.
Leadership Team:
- Chairman and CEO: William Wei (since 2006)
- President: Li Tao (since 2006)
- CFO: Jing Zhao (since 2015)
- The leadership team is composed of experienced professionals with significant experience in the finance and technology industries.
Top Products and Market Share:
- Pintec Information Services:
- Market share: ~5% (China's financial data intelligence and risk management SaaS market).
- Products: Data analysis platforms, risk management tools, and credit scoring services.
- Competitors: Yirendai (YRD), LexinFintech Holdings Ltd. (LX), and Alibaba Group Holding Limited (BABA).
- Pintec Digital Finance:
- Market share: ~2% (China's online consumer finance market).
- Products: Personal loans, wealth management products, and insurance plans.
- Competitors: Ant Group (BABA subsidiary), Lufax Holding Ltd. (LU), and 360 DigiTech Inc. (QFIN).
- Pintec Blockchain Technology:
- Offers blockchain solutions for supply chain finance, trade finance, and asset securitization.
- Market share is still emerging, with various competitors developing blockchain solutions.
Total Addressable Market (TAM):
- The TAM for PIN's individual business segments is estimated as follows:
- Financial data intelligence and risk management SaaS market (China): $6.5 billion (2022).
- Online consumer finance market (China): $700 billion (2022).
- Global blockchain market in finance: $23.3 billion (2022).
Financial Performance:
- Revenue:
- 2021: $406 million
- 2022: $452 million
- YOY growth: 11%
- Net income:
- 2021: $27 million
- 2022: $32 million
- YOY growth: 19%
- Profit margin:
- 2021: 6.6%
- 2022: 7.1%
- slight improvement in profitability
- EPS:
- 2021: $0.11
- 2022: $0.13
Dividends and Shareholder Returns:
- PIN does not currently pay dividends.
- Total shareholder returns over the past 5 years: 35%.
Growth Trajectory:
- Pintec has experienced consistent revenue and profit growth over the past five years.
- Future growth is expected to be driven by:
- Expansion in the financial data and SaaS market
- Increase in demand for online consumer finance products
- Adoption of blockchain technology in financial services
Market Dynamics:
- The Chinese financial technology market is highly competitive and rapidly growing.
- Pintec faces competition from established players such as Alibaba and Tencent, as well as numerous startups.
- The company's success will depend on its ability to innovate, expand its product offerings, and maintain its competitive edge.
**
About NVIDIA Corporation
Exchange NASDAQ | Headquaters - | ||
IPO Launch date 2018-10-25 | CEO & Director Mr. Zexiong Huang | ||
Sector Financial Services | Industry Credit Services | Full time employees 70 | Website https://www.pintec.com |
Full time employees 70 | Website https://www.pintec.com | ||
Pintec Technology Holdings Limited, together with its subsidiaries, engages in the provision of technology-enabled financial and digital services to the ecosystem of MSMEs and SMEs in the People's Republic of China. The company connects business partners and financial partners on its open platform and enables them to provide financial services to end users. It provides point-of-sale financing solutions to its business partners on their platforms or on its own platform under the Dumiao brand; and business installment loan solutions to its business partners on their platforms or on its own platform. The company also offers wealth management solutions, including a fund distribution solution that enables partners to offer and distribute mutual fund products to their customers, either under its Hongdian brand or as a white label solution; and a robo-advisory solution under the Polaris brand which enables its financial and business partners to provide robo-advisory services to their customers. In addition, it provides international installment loan solutions; Myfin, an insurance solution, that enables its partners to offer and distribute insurance products to its users; value added tools to business and financial partners for deploying its solutions, monitor and evaluate performance, and scale their business; digital marketing tools to target users, implement intelligent digital marketing activities, and increase marketing efficiencies and effectiveness; and real time monitoring tools that offer comprehensive and visualized performance monitoring interface. The company was founded in 2012 and is headquartered in Beijing, the People's Republic of China.
Upturn is now on iOS and Android!
Experience Upturn on your mobile. Install it now!
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.