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Upturn AI SWOT - About
PB Bankshares Inc (PBBK)
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Upturn Advisory Summary
04/01/2025: PBBK (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Analysis of Past Performance
Type Stock | Historic Profit 4.43% | Avg. Invested days 46 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 39.23M USD | Price to earnings Ratio 26.11 | 1Y Target Price - |
Price to earnings Ratio 26.11 | 1Y Target Price - | ||
Volume (30-day avg) 3403 | Beta 0.1 | 52 Weeks Range 11.90 - 17.75 | Updated Date 04/1/2025 |
52 Weeks Range 11.90 - 17.75 | Updated Date 04/1/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 0.63 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 14.24% | Operating Margin (TTM) 24.32% |
Management Effectiveness
Return on Assets (TTM) 0.35% | Return on Equity (TTM) 3.74% |
Valuation
Trailing PE 26.11 | Forward PE - | Enterprise Value 30369660 | Price to Sales(TTM) 3.15 |
Enterprise Value 30369660 | Price to Sales(TTM) 3.15 | ||
Enterprise Value to Revenue 7.16 | Enterprise Value to EBITDA - | Shares Outstanding 2363260 | Shares Floating 1858942 |
Shares Outstanding 2363260 | Shares Floating 1858942 | ||
Percent Insiders 19.31 | Percent Institutions 11.6 |
Analyst Ratings
Rating - | Target Price - | Buy - | Strong Buy - |
Buy - | Strong Buy - | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
PB Bankshares Inc
Company Overview
History and Background
PB Bankshares Inc.'s history and background are not publicly available, lacking specific details about its founding year, significant milestones, and evolution.
Core Business Areas
- Commercial Banking: Provides lending and deposit services to businesses.
- Retail Banking: Offers banking products and services to individual customers.
- Wealth Management: Provides investment and financial planning services.
Leadership and Structure
Details about PB Bankshares Inc.'s leadership team and organizational structure are not readily available.
Top Products and Market Share
Key Offerings
- Commercial Loans: Loans to businesses for various purposes. Market share and revenue data are unavailable. Competitors: Bank of America (BAC), JPMorgan Chase (JPM).
- Mortgages: Residential mortgage loans. Market share and revenue data are unavailable. Competitors: Wells Fargo (WFC), Rocket Companies (RKT).
- Deposit Accounts: Checking, savings, and money market accounts. Market share and revenue data are unavailable. Competitors: Citigroup (C), U.S. Bancorp (USB).
Market Dynamics
Industry Overview
The banking industry is currently characterized by increasing regulatory scrutiny, technological disruption, and fluctuating interest rates.
Positioning
PB Bankshares Inc.'s positioning within the industry cannot be determined without specific information about its market share, customer base, and competitive advantages.
Total Addressable Market (TAM)
The total addressable market for banking services in the US is estimated to be several trillion dollars annually. PB Bankshares Inc.'s TAM penetration is unknown.
Upturn SWOT Analysis
Strengths
- Strong customer relationships (hypothetical)
- Experienced management team (hypothetical)
- Solid capital base (hypothetical)
Weaknesses
- Limited geographic reach (hypothetical)
- Lower brand recognition compared to larger banks (hypothetical)
- Higher operating costs (hypothetical)
Opportunities
- Expansion into new markets (hypothetical)
- Adoption of new technologies to improve efficiency (hypothetical)
- Acquisitions of smaller banks or fintech companies (hypothetical)
Threats
- Increasing competition from online banks (hypothetical)
- Economic downturns (hypothetical)
- Changes in regulatory requirements (hypothetical)
Competitors and Market Share
Key Competitors
- BAC
- JPM
- WFC
Competitive Landscape
A comparative evaluation is not possible without information on PB Bankshares Inc.'s advantages and disadvantages.
Major Acquisitions
Growth Trajectory and Initiatives
Historical Growth: Historical growth data is not available.
Future Projections: Future projections are not available.
Recent Initiatives: Information on recent strategic initiatives is not available.
Summary
Due to lack of data, it is hard to provide a summary on the current standing of PB Bankshares Inc. The data provided is based on comparable company information and trends. The analysis reveals potential strengths like customer relationships and experienced management that need to be verified with actual information. Weaknesses such as limited reach and potential threats of increased competition need to be considered. Access to robust financial data is crucial for an accurate assessment.
Similar Companies
- BAC
- JPM
- WFC
- C
- USB
Sources and Disclaimers
Data Sources:
- Publicly available information, industry reports, competitor analysis.
Disclaimers:
This analysis is based on limited available information and general industry knowledge. Actual performance may vary. This is not financial advice.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About PB Bankshares Inc
Exchange NASDAQ | Headquaters Coatesville, PA, United States | ||
IPO Launch date 2021-07-15 | President, CEO & Director Mr. Janak M. Amin | ||
Sector Financial Services | Industry Banks - Regional | Full time employees - | Website https://www.presencebank.com |
Full time employees - | Website https://www.presencebank.com | ||
PB Bankshares, Inc. operates as the bank holding company for Presence Bank that provides various banking products and services. The company accepts various deposit accounts, including demand deposit accounts, savings accounts, money market accounts, and certificates of deposit accounts. It also provides one- to four-family residential real estate, commercial real estate, commercial and industrial, construction, and consumer loans, as well as home equity lines of credit. In addition, the company offers remote deposit capture, commercial cash management, and mobile deposits; and invests in debt securities. The company was founded in 1919 and is based in Coatesville, Pennsylvania.
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