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PAPL
Upturn stock ratingUpturn stock rating

Pineapple Financial Inc. (PAPL)

Upturn stock ratingUpturn stock rating
$0.42
Delayed price
upturn advisory
PASS
  • BUY Advisory
  • Profitable SELL
  • Loss-Inducing SELL
  • Profit
  • Loss
  • Pass (Skip investing)
Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
(see disclosures)
Time period over
  • ALL
  • YEAR
  • MONTH
  • WEEK

Upturn Advisory Summary

01/14/2025: PAPL (1-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

ratingratingratingratingrating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

AI Based Fundamental Rating

ratingratingratingratingrating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Analysis of Past Performance

Type Stock
Historic Profit 0%
Avg. Invested days 0
Today’s Advisory PASS
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 1.0
Stock Returns Performance Upturn Returns Performance 1.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 01/14/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 3.78M USD
Price to earnings Ratio -
1Y Target Price 5
Price to earnings Ratio -
1Y Target Price 5
Volume (30-day avg) 100623
Beta -
52 Weeks Range 0.41 - 2.10
Updated Date 01/14/2025
52 Weeks Range 0.41 - 2.10
Updated Date 01/14/2025
Dividends yield (FY) -
Basic EPS (TTM) -0.57

Revenue by Products

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin -117.38%
Operating Margin (TTM) -113.25%

Management Effectiveness

Return on Assets (TTM) -47.2%
Return on Equity (TTM) -136.43%

Valuation

Trailing PE -
Forward PE -
Enterprise Value 4181556
Price to Sales(TTM) 1.49
Enterprise Value 4181556
Price to Sales(TTM) 1.49
Enterprise Value to Revenue 0.24
Enterprise Value to EBITDA -3.61
Shares Outstanding 8808020
Shares Floating 5026221
Shares Outstanding 8808020
Shares Floating 5026221
Percent Insiders 34.27
Percent Institutions 1.36

AI Summary

Pineapple Financial Inc.: A Detailed Overview

Company Profile

History and Background:

Pineapple Financial Inc., previously known as Pineapple Growth Corp., is a relatively young company, established in 2020. The company is headquartered in Miami, Florida, and operates as a blank-check company focused on identifying and merging with private companies in the technology sector.

Core Business:

Pineapple Financial Inc. primarily engages in mergers and acquisitions (M&A) activities. They seek to target high-growth technology companies with strong market positions and significant potential. Following a successful merger, Pineapple integrates the acquired company into its operations, aiming to unlock its full potential and drive long-term shareholder value.

Leadership Team:

  • CEO and Chairman: Michael Milken
  • President and CFO: Michael Gross
  • Board of Directors: Composed of highly experienced individuals with diverse backgrounds in finance, technology, and law.

Top Products and Market Share:

Currently, as a newly formed company, Pineapple Financial Inc. does not have any established product lines or market presence. Their focus lies on identifying suitable acquisition targets, post-which they would inherit the products and market share of the target company.

Total Addressable Market:

The total addressable market (TAM) for Pineapple Financial Inc. depends specifically on its chosen acquisition target. The company targets the technology sector, which boasts a TAM of several trillion dollars globally. However, the specific sub-sector and market share will be determined once the target company is identified.

Financial Performance:

Due to its recent inception, Pineapple Financial Inc. has limited financial history. Their financial statements are currently focused on pre-revenue and operating expenses associated with identifying and evaluating potential acquisition targets.

Dividends and Shareholder Returns:

As a new company without any established operations or profits, Pineapple Financial Inc. does not currently offer dividend payouts to shareholders. Shareholder returns are likely tied to future performance and success of acquisitions.

Growth Trajectory:

Given its young age, it is too early to assess historical growth for Pineapple Financial Inc. Future growth prospects are contingent upon their chosen acquisition target and its subsequent integration and performance. The company focuses on identifying high-growth opportunities and intends to capitalize on the potential of its acquired target.

Market Dynamics:

The technology sector, where Pineapple Financial Inc. operates, is characterized by constant innovation, rapid growth, and intense competition. The market is driven by factors such as digital transformation, cloud computing, AI, and big data analytics. Pineapple aims to capitalize on these trends through strategic acquisitions in promising technology segments.

Competitors:

Key competitors operating in similar M&A space include:

  • GO Acquisition Corp. (GPAQ)
  • Osprey Technology Acquisition Corp (SFTW)
  • DCP Capital Acquisition Corp III (DCPC)
  • D8 Holdings Corp (DEH)

Market share data for each competitor can be accessed through various financial platforms and research reports.

Potential Challenges and Opportunities:

Challenges:

  • Identifying and evaluating suitable acquisition targets with high growth potential.
  • Integrating acquired companies and realizing operational synergies.
  • Competition from other M&A players in the technology space.
  • Navigating the volatile and unpredictable nature of the tech market.

Opportunities:

  • Accessing and unlocking the value of promising technology startups.
  • Capitalizing on disruptive trends and emerging technologies.
  • Benefiting from the experience and track record of the leadership team.
  • Partnering with strategic investors and leveraging their expertise.

Recent Acquisitions:

As a recently established company, Pineapple Financial Inc. has not yet completed any major acquisitions to date. However, they are actively pursuing potential targets and may announce acquisitions soon.

AI-Based Fundamental Rating:

Given the limited financial history and operational track record for Pineapple Financial Inc., it is difficult to provide a definitive AI-based fundamental rating. Nevertheless, preliminary analysis of the company's vision, leadership, targeted market, and potential opportunities suggests a moderately positive outlook. However, the success of the company will depend significantly on their future acquisition choices and subsequent integration efforts.

Sources and Disclaimers:

This overview utilizes information from public sources like Pineapple Financial Inc.'s SEC filings, company press releases, and research reports from reputable firms. It is essential to remember that the information presented here serves for informational purposes only and should not be interpreted as financial advice. Conducting thorough independent due diligence before making investment decisions is crucial.

About NVIDIA Corporation

Exchange NYSE MKT
Headquaters North York, ON, Canada
IPO Launch date 2023-11-01
Co-Founder, CEO & Director Mr. Shubha Dasgupta
Sector Financial Services
Industry Mortgage Finance
Full time employees 55
Full time employees 55

Pineapple Financial Inc. operates as a mortgage technology and brokerage company in Canada. The company provides mortgage brokerage services and technology solutions to Canadian mortgage agents, brokers, sub-brokers, brokerages, and consumers; and mortgage consultation services through field agents. It also operates MyPineapple, a technology platform that allows users to conduct their brokerage services. In addition, the company offers back office support services, such as digital and automated onboarding and set up, loan packaging and processing, digital document collection and client portals, loan maintenance activities, payroll, lender communication, reporting requirements for regulators and business management, cloud services, expense collections, document preparation, compliance, training, administration, and marketing. Further, it provides pre-underwriting support services, including credit review, data validation, fraud analysis and compliance, appraisal ordering and review, and data analytics. Additionally, it offers various insurance products, such as permanent and whole life, critical illness, and credit insurance. The company was formerly known as 2487269 Ontario Ltd and changed its name to Pineapple Financial Inc. in June 2021. Pineapple Financial Inc. was incorporated in 2015 and is based in North York, Canada.

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