Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
- Analyst Ratings
Upturn AI SWOT - About
Old National Bancorp (ONB)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
04/07/2025: ONB (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Analysis of Past Performance
Type Stock | Historic Profit -10.91% | Avg. Invested days 32 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 04/07/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 5.79B USD | Price to earnings Ratio 10.8 | 1Y Target Price 27.28 |
Price to earnings Ratio 10.8 | 1Y Target Price 27.28 | ||
Volume (30-day avg) 2765533 | Beta 0.81 | 52 Weeks Range 14.95 - 24.34 | Updated Date 04/7/2025 |
52 Weeks Range 14.95 - 24.34 | Updated Date 04/7/2025 | ||
Dividends yield (FY) 3.12% | Basic EPS (TTM) 1.68 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 30.61% | Operating Margin (TTM) 44.79% |
Management Effectiveness
Return on Assets (TTM) 1.05% | Return on Equity (TTM) 9.06% |
Valuation
Trailing PE 10.8 | Forward PE 8.51 | Enterprise Value 10443953152 | Price to Sales(TTM) 3.28 |
Enterprise Value 10443953152 | Price to Sales(TTM) 3.28 | ||
Enterprise Value to Revenue 5.89 | Enterprise Value to EBITDA - | Shares Outstanding 318975008 | Shares Floating 315699127 |
Shares Outstanding 318975008 | Shares Floating 315699127 | ||
Percent Insiders 0.84 | Percent Institutions 96.75 |
Analyst Ratings
Rating 4.22 | Target Price 26.67 | Buy 3 | Strong Buy 4 |
Buy 3 | Strong Buy 4 | ||
Hold 2 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Old National Bancorp
Company Overview
History and Background
Old National Bancorp was founded in 1834 and has grown through organic expansion and acquisitions, establishing itself as a prominent regional bank in the Midwest.
Core Business Areas
- Commercial Banking: Provides loans, treasury management, and other financial services to businesses.
- Retail Banking: Offers checking and savings accounts, mortgages, and other consumer financial products.
- Wealth Management: Provides investment management, trust, and estate planning services.
Leadership and Structure
The company is led by a Chief Executive Officer and a Board of Directors, with various departments overseeing specific business functions.
Top Products and Market Share
Key Offerings
- Commercial Loans: Loans to businesses for various purposes. Market share data not publicly available. Competitors include Fifth Third Bancorp (FITB), Huntington Bancshares (HBAN), and U.S. Bancorp (USB).
- Mortgages: Residential mortgages for consumers. Market share data not publicly available. Competitors include JPMorgan Chase (JPM), Wells Fargo (WFC), and Bank of America (BAC).
- Wealth Management Services: Investment and financial planning services for high-net-worth individuals. Market share data not publicly available. Competitors include Morgan Stanley (MS), Goldman Sachs (GS) and Charles Schwab (SCHW).
Market Dynamics
Industry Overview
The banking industry is currently facing challenges due to rising interest rates, inflation, and increased regulatory scrutiny, but also benefits from technological advancements and economic growth in certain sectors.
Positioning
Old National Bancorp positions itself as a community-focused regional bank, emphasizing customer service and local market knowledge. It competes with larger national banks and smaller community banks.
Total Addressable Market (TAM)
The total addressable market for banking services in the Midwest is substantial, estimated to be in the hundreds of billions of dollars. Old National Bancorp captures a portion of this TAM through its various business segments.
Upturn SWOT Analysis
Strengths
- Strong regional presence
- Experienced management team
- Diversified revenue streams
- Customer-centric approach
Weaknesses
- Limited geographic reach compared to national banks
- Reliance on traditional banking model
- Susceptibility to interest rate fluctuations
- Smaller scale limits investment in technology
Opportunities
- Expansion into new markets within the Midwest
- Increased adoption of digital banking solutions
- Acquisitions of smaller community banks
- Growth in wealth management services
Threats
- Increased competition from larger banks and fintech companies
- Economic downturn impacting loan demand
- Rising interest rates impacting profitability
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- FITB
- HBAN
- KEY
- RF
- CFG
Competitive Landscape
Old National Bancorp faces competition from larger national banks and smaller community banks. Its competitive advantage lies in its strong regional presence and customer service.
Major Acquisitions
First Midwest Bancorp
- Year: 2022
- Acquisition Price (USD millions): 2500
- Strategic Rationale: Expanded Old National's presence in key Midwest markets and increased its scale.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been driven by acquisitions and organic expansion.
Future Projections: Future growth is projected to be driven by continued expansion and technological advancements. Analyst estimates can be found on financial websites.
Recent Initiatives: Recent initiatives include investments in digital banking and expansion into new markets.
Summary
Old National Bancorp is a regional bank with a solid presence in the Midwest. Its strength lies in its customer-focused approach and diversified revenue streams. The company needs to navigate increased competition and economic uncertainty while also capitalizing on opportunities in digital banking and new market expansion.
Similar Companies
CFG
Citizens Financial Group, Inc.
CFG
Citizens Financial Group, Inc.
FITB
Fifth Third Bancorp
FITB
Fifth Third Bancorp
HBAN
Huntington Bancshares Incorporated
HBAN
Huntington Bancshares Incorporated
KEY
KeyCorp
KEY
KeyCorp
RF
Regions Financial Corporation
RF
Regions Financial Corporation
Sources and Disclaimers
Data Sources:
- Company Filings (10-K, 10-Q)
- Press Releases
- Investor Presentations
- Third-Party Financial Data Providers (Yahoo Finance, etc.)
- Market Research Reports
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market share data is based on estimates and may not be precise. Financial data is subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Old National Bancorp
Exchange NASDAQ | Headquaters Evansville, IN, United States | ||
IPO Launch date 1990-03-26 | CEO & Chairman Mr. James C. Ryan III | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 4066 | Website https://www.oldnational.com |
Full time employees 4066 | Website https://www.oldnational.com | ||
Old National Bancorp operates as the bank holding company for Old National Bank that provides consumer and commercial banking services in the United States. It accepts deposit accounts, such as noninterest-bearing demand, interest-bearing checking and negotiable order of withdrawal, savings and money market, and time deposits. The company also offers loans, including home equity lines of credit, residential real estate loans, and consumer loans, as well as loans to commercial clients comprising commercial loans, commercial real estate loans, agricultural loans, letters of credit, and lease financing. In addition, it provides debit and automated teller machine cards, telephone access and online banking, and other electronic and mobile banking services. Further, the company offers private banking, wealth management, trust, investment advisory, brokerage, and foreign currency services; treasury management, merchant, and capital markets services for businesses; and community development lending and equity investment solutions. Old National Bancorp was founded in 1834 and is headquartered in Evansville, Indiana.
Upturn is now on iOS and Android!
Experience Upturn on your mobile. Install it now!
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.