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Upturn AI SWOT - About
NLY 
Annaly Capital Management Inc (NLY)
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Upturn Advisory Summary
03/27/2025: NLY (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
AI Based Fundamental Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Analysis of Past Performance
Type Stock | Historic Profit 1.37% | Avg. Invested days 49 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 03/27/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 11.62B USD | Price to earnings Ratio 12.4 | 1Y Target Price 21.18 |
Price to earnings Ratio 12.4 | 1Y Target Price 21.18 | ||
Volume (30-day avg) 8498448 | Beta 1.61 | 52 Weeks Range 15.43 - 21.36 | Updated Date 04/1/2025 |
52 Weeks Range 15.43 - 21.36 | Updated Date 04/1/2025 | ||
Dividends yield (FY) 13.79% | Basic EPS (TTM) 1.62 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 80.29% | Operating Margin (TTM) 89.68% |
Management Effectiveness
Return on Assets (TTM) 1.03% | Return on Equity (TTM) 8.42% |
Valuation
Trailing PE 12.4 | Forward PE 7.27 | Enterprise Value 102426263552 | Price to Sales(TTM) 9.58 |
Enterprise Value 102426263552 | Price to Sales(TTM) 9.58 | ||
Enterprise Value to Revenue 29.15 | Enterprise Value to EBITDA - | Shares Outstanding 578358016 | Shares Floating 577091300 |
Shares Outstanding 578358016 | Shares Floating 577091300 | ||
Percent Insiders 0.17 | Percent Institutions 60.23 |
Analyst Ratings
Rating 4 | Target Price 20.95 | Buy 4 | Strong Buy 5 |
Buy 4 | Strong Buy 5 | ||
Hold 5 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Annaly Capital Management Inc
Company Overview
History and Background
Annaly Capital Management, Inc. was founded in 1997 and is a leading mortgage real estate investment trust (REIT). It invests in mortgage-backed securities, agency mortgage-backed securities, and residential mortgage loans.
Core Business Areas
- Agency: Invests in agency mortgage-backed securities (MBS) collateralized by residential mortgages and guaranteed by government-sponsored enterprises like Fannie Mae and Freddie Mac or government agencies like Ginnie Mae.
- Residential Credit: Invests in non-agency residential mortgage loans and other mortgage-related assets.
- Commercial Real Estate: Invests in commercial real estate debt and equity investments.
Leadership and Structure
The company is led by Serena Owens, CEO. The organizational structure includes various departments focused on investments, risk management, and operations.
Top Products and Market Share
Key Offerings
- Agency MBS: Annaly primarily invests in Agency MBS which have the backing of the U.S. government. These investments are generally considered lower risk and are highly liquid. Market share and revenue depend on the total investment size and yield. Competitors include other large REITs and investment funds investing in agency MBS.
- Residential Credit Assets: These include investments in non-agency residential mortgage loans and securities. Market share is variable and depends on market conditions and investment strategy. Competitors include other REITs and private equity firms that focus on residential credit.
Market Dynamics
Industry Overview
The mortgage REIT industry is highly sensitive to interest rate changes, prepayment speeds, and economic conditions. It involves leveraging capital to invest in mortgage-related assets.
Positioning
Annaly is one of the largest mortgage REITs, with a significant portfolio of agency MBS. Its competitive advantage lies in its scale, established relationships, and expertise in managing interest rate risk.
Total Addressable Market (TAM)
The TAM for mortgage REITs depends on the total value of mortgage-backed securities and other mortgage-related assets. Annaly, as a large player, targets a substantial portion of this market by optimizing portfolio allocation based on risk/reward profiles.
Upturn SWOT Analysis
Strengths
- Large asset base
- Experienced management team
- Diversified investment portfolio
- Access to capital markets
Weaknesses
- High leverage
- Sensitivity to interest rate changes
- Dependence on short-term funding
- Complex regulatory environment
Opportunities
- Expansion into new mortgage-related asset classes
- Increased investment in residential credit assets
- Strategic acquisitions
- Leveraging technology for efficient portfolio management
Threats
- Rising interest rates
- Increased competition
- Economic downturn
- Changes in government regulations
Competitors and Market Share
Key Competitors
- AGNC
- IVR
- TWO
Competitive Landscape
Annaly faces competition from other large mortgage REITs. Annaly's scale and access to capital are advantages, but its sensitivity to interest rate risk is a disadvantage.
Major Acquisitions
CreXus Investment Corp
- Year: 2013
- Acquisition Price (USD millions): 838
- Strategic Rationale: Expanded Annaly's commercial real estate portfolio.
Growth Trajectory and Initiatives
Historical Growth: Growth has been primarily driven by acquisitions and increased investment in mortgage-related assets.
Future Projections: Future growth is dependent on interest rate environment, economic conditions, and the company's ability to effectively manage risk. Analyst estimates fluctuate based on these factors.
Recent Initiatives: Recent initiatives may include portfolio repositioning, cost-cutting measures, and strategic investments in specific asset classes.
Summary
Annaly Capital Management is a large mortgage REIT with a diversified portfolio, benefiting from its scale and established market presence. Its high leverage and interest rate sensitivity, however, pose significant risks. Effectively managing interest rate risk and optimizing portfolio allocation are crucial for the company's success. Annaly should also consider exploring new investment opportunities to improve their dividend yield and market share.
Similar Companies
- AGNC
- IVR
- ARR
- ORC
Sources and Disclaimers
Data Sources:
- Company SEC filings
- Analyst reports
- Industry publications
Disclaimers:
This analysis is for informational purposes only and should not be considered investment advice. Market conditions and company performance can change rapidly.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Annaly Capital Management Inc
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 1997-10-08 | CEO, Co-Chief investment Officer & Director Mr. David L. Finkelstein C.F.A. | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 191 | Website https://www.annaly.com |
Full time employees 191 | Website https://www.annaly.com | ||
Annaly Capital Management, Inc., a diversified capital manager, engages in the mortgage finance business. The company invests in agency mortgage-backed securities collateralized by residential mortgages; non-agency residential whole loans and securitized products within the residential and commercial markets; mortgage servicing rights; agency commercial mortgage-backed securities; to-be-announced forward contracts; residential mortgage loans; and agency or private label credit risk transfer securities. It has elected to be taxed as a real estate investment trust (REIT). As a REIT, it is not subject to federal income tax to the extent that it distributes its taxable income to its shareholders. The company was incorporated in 1996 and is based in New York, New York.
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