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MUFG 
Mitsubishi UFJ Financial Group Inc ADR (MUFG)
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Upturn Advisory Summary
04/01/2025: MUFG (3-star) is a REGULAR-BUY. BUY since 113 days. Profits (22.69%). Updated daily EoD!
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
AI Based Fundamental Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Analysis of Past Performance
Type Stock | Historic Profit 50.07% | Avg. Invested days 56 | Today’s Advisory Regular Buy |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 152.12B USD | Price to earnings Ratio 11.91 | 1Y Target Price 13.01 |
Price to earnings Ratio 11.91 | 1Y Target Price 13.01 | ||
Volume (30-day avg) 9995498 | Beta 0.48 | 52 Weeks Range 8.75 - 15.03 | Updated Date 04/2/2025 |
52 Weeks Range 8.75 - 15.03 | Updated Date 04/2/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 1.11 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 28.7% | Operating Margin (TTM) 34.05% |
Management Effectiveness
Return on Assets (TTM) 0.46% | Return on Equity (TTM) 8.91% |
Valuation
Trailing PE 11.91 | Forward PE 11.06 | Enterprise Value -39513162252288 | Price to Sales(TTM) 0.02 |
Enterprise Value -39513162252288 | Price to Sales(TTM) 0.02 | ||
Enterprise Value to Revenue 7.26 | Enterprise Value to EBITDA - | Shares Outstanding 11506499584 | Shares Floating 11449473020 |
Shares Outstanding 11506499584 | Shares Floating 11449473020 | ||
Percent Insiders - | Percent Institutions 2.26 |
Analyst Ratings
Rating 4 | Target Price 12.93 | Buy - | Strong Buy 1 |
Buy - | Strong Buy 1 | ||
Hold 1 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Mitsubishi UFJ Financial Group Inc ADR
Company Overview
History and Background
Mitsubishi UFJ Financial Group (MUFG) was established in 2005 through the merger of Mitsubishi Tokyo Financial Group and UFJ Holdings. The roots trace back to the 19th century with the founding of Mitsubishi Bank and Sanwa Bank. It has grown into one of the world's largest financial institutions.
Core Business Areas
- Commercial Banking: Provides a range of banking services to corporations and individuals, including loans, deposits, and transaction services.
- Trust Banking: Offers trust administration, asset management, and real estate services.
- Securities: Engages in securities underwriting, trading, and investment banking activities through its subsidiaries, including Mitsubishi UFJ Securities Holdings.
- Global Markets: Handles foreign exchange, money market, and derivatives trading.
- Asset Management: Manages assets for institutional and retail clients through its asset management arm.
Leadership and Structure
MUFG operates under a holding company structure. Key leaders include the Group CEO and heads of various business divisions. The board of directors oversees the overall strategy and operations.
Top Products and Market Share
Key Offerings
- Corporate Lending: Provides loans to large corporations, small and medium-sized enterprises (SMEs), and multinational companies. Market share data is complex due to the diverse lending market. Competitors include JPMorgan Chase (JPM), Bank of America (BAC), and Sumitomo Mitsui Financial Group (SMFG).
- Retail Banking: Offers a range of retail banking products, including checking and savings accounts, credit cards, mortgages, and personal loans. Specific market share data varies by region. Competitors include Mizuho Financial Group (MFG) and Resona Holdings.
- Investment Banking: Provides advisory services for mergers and acquisitions (M&A), underwriting, and capital markets transactions. Competitors include Goldman Sachs (GS), Morgan Stanley (MS), and Nomura Holdings (NMR).
- Asset Management: Offers investment management services to institutions and individuals, including mutual funds, ETFs, and private equity. Competitors include BlackRock (BLK), Vanguard, and State Street (STT).
Market Dynamics
Industry Overview
The financial services industry is undergoing significant change due to technological advancements, regulatory changes, and evolving customer preferences. Increased competition from fintech companies is also a key trend.
Positioning
MUFG is a global financial powerhouse with a strong presence in Japan and expanding internationally. It benefits from its size, diverse business lines, and established relationships with major corporations. The fintech revolution presents both opportunities and challenges.
Total Addressable Market (TAM)
The global financial services market is multi-trillion USD. MUFG is positioned to capture a significant share of this TAM through its diverse product offerings and international reach. The estimated total addressable market for financial services is $26.5 trillion in 2024 and is expected to grow.
Upturn SWOT Analysis
Strengths
- Global Presence
- Diversified Business Model
- Strong Capital Base
- Established Corporate Relationships
- Strong Brand Reputation
Weaknesses
- Complex Regulatory Environment
- Exposure to Global Economic Fluctuations
- Potential Cultural Integration Challenges
- Vulnerability to Cyber Security Threats
- Relatively lower digital transformation compared to its peers
Opportunities
- Expansion in Emerging Markets
- Development of Innovative Financial Products
- Strategic Acquisitions
- Enhanced Digital Capabilities
- Partnerships with Fintech Companies
Threats
- Increased Competition from Fintech Companies
- Rising Interest Rates
- Geopolitical Instability
- Economic Downturns
- Regulatory Changes
Competitors and Market Share
Key Competitors
- JPM
- BAC
- HSBC
- SMFG
- MFG
Competitive Landscape
MUFG benefits from its global reach and strong capital base. However, it faces competition from established players and emerging fintech companies. MUFG needs to focus on digital transformation and innovation to maintain its competitive edge.
Major Acquisitions
Dhani Services Limited
- Year: 2022
- Acquisition Price (USD millions): 64
- Strategic Rationale: Expand digital finance footprint, enhancing customer base and offering a wider array of financial solutions.
Growth Trajectory and Initiatives
Historical Growth: MUFG has experienced steady growth in recent years, driven by its diversified business model and international expansion.
Future Projections: Analyst estimates suggest continued growth for MUFG, driven by expansion in emerging markets and development of new financial products. Growth in the digital space and continued strength in the Japanese markets are expected to be key factors.
Recent Initiatives: Recent initiatives include investments in digital transformation, expansion into Southeast Asia, and partnerships with fintech companies.
Summary
Mitsubishi UFJ Financial Group is a global financial services giant with a diversified business model and strong capital base. It benefits from its established corporate relationships and global presence, particularly in Japan. Challenges include increasing competition from fintech companies and global economic uncertainty. MUFG needs to focus on digital transformation and strategic acquisitions to maintain its growth trajectory.
Similar Companies
BAC
Bank of America Corp
BAC
Bank of America Corp
C
Citigroup Inc
C
Citigroup Inc
HSBC
HSBC Holdings PLC ADR
HSBC
HSBC Holdings PLC ADR
JPM
JPMorgan Chase & Co
JPM
JPMorgan Chase & Co
WFC
Wells Fargo & Company
WFC
Wells Fargo & Company
Sources and Disclaimers
Data Sources:
- Company Financial Reports
- Market Research Reports
- Analyst Estimates
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered investment advice. Actual results may vary. Market share data is approximate and based on available information.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Mitsubishi UFJ Financial Group Inc ADR
Exchange NYSE | Headquaters - | ||
IPO Launch date 2001-04-01 | CEO - | ||
Sector Financial Services | Industry Banks - Diversified | Full time employees 140000 | Website https://www.mufg.jp |
Full time employees 140000 | Website https://www.mufg.jp | ||
Mitsubishi UFJ Financial Group, Inc. operates as the bank holding company, that engages in a range of financial businesses in Japan, the United States, Europe, Asia/Oceania, and internationally. It operates through seven segments: Digital Service, Retail & Commercial Banking, Japanese Corporate & Investment Banking, Global Commercial Banking, Asset Management & Investor Services, Global Corporate & Investment Banking, and Global Markets. The company offers commercial banking, trust banking, and securities products and services to retail, and small and medium-sized enterprise customers. It also provides mergers and acquisition, debt and equity issuance, financial advice, and real estate-related services; digital-based financial services; credit cards; and trust banking and securities products and services, as well as engages in the lending, fund settlement, and foreign exchange businesses. In addition, the company offers corporate banking services, such as project export credit agency finance, and financing through asset-backed commercial paper; investment and transaction banking services for corporations, financial institutions, sovereign and multinational organizations, and institutional investors; and asset management and investor services, including pension fund management and administration, pension structure advisory, beneficiary payment, and investment trust services for retail customers. Further, it provides loans, deposits, fund transfers, hedging, and investments services for retail, small and medium-sized enterprise, as well as corporate customers; financing for automotive and consumer goods; sells and trades in fixed income instruments, currencies, equities, and equities; offers investment products comprising mutual funds, structured bonds, and notes; originates and distributes of financial products; and provides insurance and treasury services. The company was founded in 1880 and is headquartered in Tokyo, Japan.
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