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Upturn AI SWOT - About
MRCC 
Monroe Capital Corp (MRCC)
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Upturn Advisory Summary
04/01/2025: MRCC (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Analysis of Past Performance
Type Stock | Historic Profit -2.44% | Avg. Invested days 62 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 165.96M USD | Price to earnings Ratio 17.02 | 1Y Target Price 8.08 |
Price to earnings Ratio 17.02 | 1Y Target Price 8.08 | ||
Volume (30-day avg) 76522 | Beta 1.09 | 52 Weeks Range 6.19 - 8.58 | Updated Date 04/2/2025 |
52 Weeks Range 6.19 - 8.58 | Updated Date 04/2/2025 | ||
Dividends yield (FY) 13.05% | Basic EPS (TTM) 0.45 |
Earnings Date
Report Date 2025-03-10 | When Before Market | Estimate 0.27 | Actual 0.28 |
Profitability
Profit Margin 16.03% | Operating Margin (TTM) 80.57% |
Management Effectiveness
Return on Assets (TTM) 5.84% | Return on Equity (TTM) 4.91% |
Valuation
Trailing PE 17.02 | Forward PE 7.51 | Enterprise Value 448895168 | Price to Sales(TTM) 2.74 |
Enterprise Value 448895168 | Price to Sales(TTM) 2.74 | ||
Enterprise Value to Revenue 31.38 | Enterprise Value to EBITDA 24.25 | Shares Outstanding 21666300 | Shares Floating - |
Shares Outstanding 21666300 | Shares Floating - | ||
Percent Insiders 3.69 | Percent Institutions 17.41 |
Analyst Ratings
Rating 3 | Target Price 8.42 | Buy - | Strong Buy 1 |
Buy - | Strong Buy 1 | ||
Hold 3 | Sell - | Strong Sell 1 | |
Strong Sell 1 |
Upturn AI SWOT
Monroe Capital Corp
Company Overview
History and Background
Monroe Capital Corp. (MRCC) is a specialty finance company founded in 2004. It primarily invests in senior, unitranche and junior secured debt and equity co-investments with middle-market companies.
Core Business Areas
- Direct Lending: Provides customized financing solutions to middle-market businesses, including senior and junior secured debt.
- Opportunistic Credit: Invests in distressed debt and other special situations.
- Real Estate Credit: Originates and invests in commercial real estate debt.
Leadership and Structure
The company is led by Theodore L. Koenig, its Chairman and CEO. It is structured as a publicly traded business development company (BDC).
Top Products and Market Share
Key Offerings
- Senior Secured Debt: Provides first lien loans to middle-market companies. Market share data is difficult to ascertain precisely; BDCs compete on deal-by-deal basis. Competitors include Ares Capital (ARCC) and Golub Capital (GBDC).
- Unitranche Debt: Offers a combination of senior and subordinated debt in a single loan. Market share is fragmented, varying based on deal specifics. Competitors: TSLX and OCSL.
- Junior Secured Debt: Offers mezzanine debt to middle-market companies. Market share is spread across a wide range of firms. Competitors: PNNT and TCPC.
Market Dynamics
Industry Overview
The BDC industry is driven by demand for capital from middle-market companies, which often face challenges accessing traditional bank financing. Interest rate environments heavily impact profitability.
Positioning
Monroe Capital Corp. focuses on the lower end of the middle market, often targeting smaller deals and companies than larger BDCs. Its competitive advantage includes industry specialization and a focus on building long-term relationships.
Total Addressable Market (TAM)
The estimated TAM for private credit to middle-market businesses is in the trillions of dollars. Monroe Capital's positioning enables it to access a portion of this TAM, especially among companies underserved by larger lenders.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Strong origination network
- Disciplined investment approach
- Diversified portfolio
Weaknesses
- Small market capitalization
- Dependence on external financing
- Sensitivity to economic downturns
- High operating costs
Opportunities
- Growing demand for private credit
- Expansion into new sectors
- Strategic acquisitions
- Increasing interest rates
Threats
- Increased competition
- Economic recession
- Regulatory changes
- Rising interest rates impacting borrower default rates
Competitors and Market Share
Key Competitors
- ARCC
- GBDC
- OCSL
- TSLX
- PNNT
Competitive Landscape
Monroe Capital competes effectively through a strong origination network and industry expertise. However, it faces challenges competing with larger BDCs with more resources.
Major Acquisitions
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been tied to expansion in the private credit market and its ability to originate new deals.
Future Projections: Future projections depend on analyst estimates and company guidance. Growth is anticipated to continue, albeit at a moderate pace.
Recent Initiatives: Recent initiatives include expanding its lending platform and exploring new investment opportunities.
Summary
Monroe Capital Corp. is a BDC providing financing to middle-market companies. Its experienced team and focus on smaller deals are strengths. Its small market cap and reliance on external financing are weaknesses, so investors should keep a close eye on the dividend payout ratio. Overall, Monroe Capital Corp appears to be reasonably healthy within its specific niche, with long-term profitability directly tied to the stability of its borrowers. It is vital to monitor economic conditions and their potential impact on borrower default rates.
Similar Companies
- ARCC
- GBDC
- OCSL
- TSLX
- PNNT
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Website
- Analyst Reports
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market share estimates are approximate and based on available industry data.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Monroe Capital Corp
Exchange NASDAQ | Headquaters Chicago, IL, United States | ||
IPO Launch date 2012-10-25 | CEO - | ||
Sector Financial Services | Industry Asset Management | Full time employees - | Website https://www.monroebdc.com |
Full time employees - | Website https://www.monroebdc.com | ||
Monroe Capital Corporation is a business development company specializing in customized financing solutions in senior, unitranche and junior secured debt, subordinated debt financing and to a lesser extent, unsecured debt and equity, including equity co-investments in preferred and common stock and warrants. It also provides financing primarily to leveraged buyouts in lower middle-market companies. It focuses to invest in the United States and Canada. The fund prefers to invest in companies with EBITDA between $3 and $35 million. Its makes minority equity investments.
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