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Upturn AI SWOT - About
MFA 
MFA Financial Inc (MFA)
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Upturn Advisory Summary
04/01/2025: MFA (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Analysis of Past Performance
Type Stock | Historic Profit -14.24% | Avg. Invested days 35 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.05B USD | Price to earnings Ratio 12.55 | 1Y Target Price 14.54 |
Price to earnings Ratio 12.55 | 1Y Target Price 14.54 | ||
Volume (30-day avg) 1179579 | Beta 2.23 | 52 Weeks Range 8.96 - 12.20 | Updated Date 04/2/2025 |
52 Weeks Range 8.96 - 12.20 | Updated Date 04/2/2025 | ||
Dividends yield (FY) 13.91% | Basic EPS (TTM) 0.82 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 42.65% | Operating Margin (TTM) 8.25% |
Management Effectiveness
Return on Assets (TTM) 1.08% | Return on Equity (TTM) 6.37% |
Valuation
Trailing PE 12.55 | Forward PE 6.87 | Enterprise Value 9918892032 | Price to Sales(TTM) 3.77 |
Enterprise Value 9918892032 | Price to Sales(TTM) 3.77 | ||
Enterprise Value to Revenue 28 | Enterprise Value to EBITDA - | Shares Outstanding 102524000 | Shares Floating 101279181 |
Shares Outstanding 102524000 | Shares Floating 101279181 | ||
Percent Insiders 1.07 | Percent Institutions 67.09 |
Analyst Ratings
Rating 3.78 | Target Price 15.41 | Buy 3 | Strong Buy 2 |
Buy 3 | Strong Buy 2 | ||
Hold 4 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
MFA Financial Inc
Company Overview
History and Background
MFA Financial, Inc. was founded in 1997. It is a real estate investment trust (REIT) focused on investing in and managing residential mortgage assets. The company has evolved over time by adjusting its investment strategies to adapt to changing market conditions.
Core Business Areas
- Residential Whole Loans: Investing in and managing residential whole loans, including purchased credit deteriorated (PCD) and non-PCD loans.
- Mortgage Servicing Rights (MSRs): Investing in MSRs, which represent the right to service mortgage loans on behalf of investors.
- Securitized Debt: Investing in securitized debt, primarily residential mortgage-backed securities (RMBS).
Leadership and Structure
MFA Financial Inc.'s leadership team includes the CEO, CFO, and other key executives. The company has a board of directors responsible for overall governance. The organizational structure consists of various departments including investment management, finance, and operations.
Top Products and Market Share
Key Offerings
- Competitors: Annaly Capital Management (NLY), AGNC Investment Corp. (AGNC), Blackstone (BX), Apollo Global Management (APO)
- Residential Whole Loans: MFA invests in and manages residential whole loans, including both performing and non-performing loans. Data on specific market share or loan volumes attributable solely to MFA is limited. Competitors include other REITs and private equity firms that invest in distressed or non-performing loans.
- Competitors: New Residential Investment Corp. (NRZ), PennyMac Financial Services (PFSI)
- Mortgage Servicing Rights (MSRs): MFA invests in MSRs, which generate income from servicing fees. Detailed market share information is not readily available. Competitors include other REITs and specialized MSR investors.
- Competitors: Annaly Capital Management (NLY), AGNC Investment Corp. (AGNC)
- Securitized Debt: MFA invests in securitized residential mortgage-backed securities (RMBS). Detailed market share information is not readily available. Competitors include other REITs and hedge funds.
Market Dynamics
Industry Overview
The industry in which MFA Financial Inc. operates is the mortgage REIT (mREIT) sector. This sector is sensitive to interest rate changes, credit spreads, and housing market conditions.
Positioning
MFA Financial Inc. positions itself as a specialist in residential mortgage assets, focusing on credit-sensitive strategies. Its competitive advantage lies in its expertise in managing and valuing complex mortgage-related assets.
Total Addressable Market (TAM)
The total addressable market includes the entire residential mortgage market and associated securitization and servicing activities, valued in the trillions of dollars. MFA's position involves capturing a portion of this market through targeted investments.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Expertise in credit-sensitive mortgage assets
- Diversified investment portfolio
- Access to capital markets
Weaknesses
- Sensitivity to interest rate volatility
- Reliance on external financing
- Complexity of mortgage asset valuation
- Credit risk associated with loan portfolio
Opportunities
- Expansion of investment strategies into related asset classes
- Increased demand for residential mortgage credit
- Potential for higher yields in a rising interest rate environment (hedged properly)
- Acquisition opportunities of distressed assets
Threats
- Rising interest rates
- Economic recession
- Increased competition from other REITs
- Changes in government regulations
Competitors and Market Share
Key Competitors
- NLY
- AGNC
- IVR
Competitive Landscape
MFA Financial Inc. faces competition from other mREITs, hedge funds, and private equity firms. Its competitive advantage is its specialized expertise in managing credit-sensitive mortgage assets.
Major Acquisitions
Growth Trajectory and Initiatives
Historical Growth: MFA Financial Inc.'s historical growth has been driven by its ability to identify and capitalize on opportunities in the residential mortgage market.
Future Projections: Future growth projections depend on analysts' estimates of interest rates, housing market conditions, and the company's investment strategies. Analysts ratings on MFA can be gathered from public websites.
Recent Initiatives: Recent initiatives include adjusting its investment portfolio to mitigate interest rate risk and increase exposure to high-quality assets.
Summary
MFA Financial Inc. is a REIT specializing in residential mortgage assets. Its strengths lie in its expertise and diversified portfolio, but it faces challenges related to interest rate volatility and credit risk. The company's success depends on its ability to navigate these challenges and capitalize on opportunities in the mortgage market. Future projections are linked to the interest rates and housing market conditions.
Similar Companies
AGNC
AGNC Investment Corp
AGNC
AGNC Investment Corp
IVR
Invesco Mortgage Capital Inc
IVR
Invesco Mortgage Capital Inc
NLY
Annaly Capital Management Inc
NLY
Annaly Capital Management Inc
TWO
Two Harbors Investments Corp
TWO
Two Harbors Investments Corp
Sources and Disclaimers
Data Sources:
- Company Filings (10-K, 10-Q), Investor Presentations, Analyst Reports, Public news sources
Disclaimers:
The data provided is for informational purposes only and should not be considered financial advice. Market share estimates are approximations and may not reflect precise figures. This analysis relies on publicly available information and is subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About MFA Financial Inc
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 1998-04-13 | CEO & Director Mr. Craig L. Knutson | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 348 | Website https://www.mfafinancial.com |
Full time employees 348 | Website https://www.mfafinancial.com | ||
MFA Financial, Inc., together with its subsidiaries, operates as a real estate investment trust in the United States. It invests in residential mortgage securities, including non-agency mortgage-backed securities, agency MBS, and credit risk transfer securities; residential whole loans, including purchased performing loans, purchased credit deteriorated, and non-performing loans; and mortgage servicing rights related assets. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. MFA Financial, Inc. was incorporated in 1997 and is based in New York, New York.
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