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Upturn AI SWOT - About
MBI 
MBIA Inc (MBI)
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Upturn Advisory Summary
04/01/2025: MBI (2-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
AI Based Fundamental Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Analysis of Past Performance
Type Stock | Historic Profit 73.97% | Avg. Invested days 43 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  4.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 243.29M USD | Price to earnings Ratio - | 1Y Target Price 8 |
Price to earnings Ratio - | 1Y Target Price 8 | ||
Volume (30-day avg) 385918 | Beta 1.42 | 52 Weeks Range 3.22 - 7.46 | Updated Date 04/2/2025 |
52 Weeks Range 3.22 - 7.46 | Updated Date 04/2/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -9.31 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin - | Operating Margin (TTM) -42.31% |
Management Effectiveness
Return on Assets (TTM) -6.47% | Return on Equity (TTM) - |
Valuation
Trailing PE - | Forward PE 86.96 | Enterprise Value 3375253056 | Price to Sales(TTM) 9.01 |
Enterprise Value 3375253056 | Price to Sales(TTM) 9.01 | ||
Enterprise Value to Revenue 80.36 | Enterprise Value to EBITDA - | Shares Outstanding 50370600 | Shares Floating 41580130 |
Shares Outstanding 50370600 | Shares Floating 41580130 | ||
Percent Insiders 10.35 | Percent Institutions 50.35 |
Analyst Ratings
Rating 3.5 | Target Price 6.75 | Buy 1 | Strong Buy - |
Buy 1 | Strong Buy - | ||
Hold 1 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
MBIA Inc
Company Overview
History and Background
MBIA Inc., formerly Municipal Bond Insurance Association, was founded in 1974. It initially focused on insuring municipal bonds and expanded to include other financial guarantees. The 2008 financial crisis severely impacted MBIA due to its exposure to mortgage-backed securities, leading to restructuring.
Core Business Areas
- Public Finance: MBIA's public finance segment provides financial guarantees for municipal bonds and other public sector obligations. It continues to manage and, where appropriate, commute its legacy insured portfolio.
- Corporate and Structured Finance: This segment includes legacy insurance policies related to structured finance and corporate obligations. MBIA is actively working to reduce its exposure in this segment.
Leadership and Structure
MBIA Inc.'s leadership team consists of a Board of Directors and executive management. The company is structured into segments focused on managing its legacy insurance portfolio.
Top Products and Market Share
Key Offerings
- Financial Guarantees (Legacy Portfolio): MBIA's primary product currently involves managing and commuting its outstanding insurance policies, primarily related to municipal bonds. Market share is not directly applicable as the focus is on managing existing liabilities. Competitors in this space are Assured Guaranty (AGO) and Build America Mutual.
Market Dynamics
Industry Overview
The financial guarantee industry has contracted significantly since the 2008 financial crisis. Companies are focused on managing legacy portfolios and reducing risk.
Positioning
MBIA Inc. is positioned as a company focused on managing its legacy insurance portfolio and resolving outstanding liabilities. Its competitive advantage lies in its experienced team and its efforts to commute policies and reduce risk.
Total Addressable Market (TAM)
The TAM is difficult to quantify given MBIA's focus on legacy liabilities, but represents the outstanding value of insured bonds and other obligations. MBIA aims to optimize value extraction from this existing portfolio.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Significant capital resources
- Active policy commutation program
- Strong legal defense capabilities
Weaknesses
- Large legacy portfolio of insured liabilities
- Exposure to adverse economic conditions
- Potential for further litigation related to insured obligations
- Limited opportunities for new business
Opportunities
- Successful commutation of insured policies
- Favorable outcomes in legal disputes
- Increased interest rates potentially reducing liabilities
- Strategic investments
Threats
- Adverse economic conditions impacting insured obligations
- Unfavorable legal rulings
- Increased interest rates increasing liabilities
- Downgrades to credit ratings
Competitors and Market Share
Key Competitors
- AGO
- BAM
Competitive Landscape
MBIA faces stiff competition from Assured Guaranty (AGO) and Build America Mutual (BAM). MBIA's disadvantage is its legacy portfolio. Its competitive advantage is in the experienced team resolving policies.
Major Acquisitions
Growth Trajectory and Initiatives
Historical Growth: MBIA has not exhibited traditional growth due to its focus on managing legacy liabilities.
Future Projections: Future projections are uncertain and depend on the success of policy commutation efforts and legal outcomes. No analyst estimates are provided.
Recent Initiatives: Recent strategic initiatives include actively pursuing commutation agreements with insured parties to reduce outstanding liabilities and resolving legal disputes.
Summary
MBIA Inc. is working to commute policies and limit their legal liabilities stemming from its past insurance activity. The company's legacy portfolio and outstanding disputes create continued uncertainty. Success hinges on its efficiency in commuting existing policies and successful management of legal challenges. MBIA faces risk from broader economic conditions and unfavorable legal outcomes.
Similar Companies
AGO
Assured Guaranty Ltd
AGO
Assured Guaranty Ltd
BAM
Brookfield Asset Management Inc
BAM
Brookfield Asset Management Inc
Sources and Disclaimers
Data Sources:
- Company filings (10-K, 10-Q), press releases, investor presentations.
Disclaimers:
The information provided is for informational purposes only and does not constitute financial advice. Investment decisions should be made based on individual circumstances and consultation with a qualified financial advisor. Market share data is based on general industry estimates and may not be precise. Actual figures are subject to change. The AI rating is an estimate and shouldn't be fully relied upon.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About MBIA Inc
Exchange NYSE | Headquaters Purchase, NY, United States | ||
IPO Launch date 1987-07-01 | CEO & Director Mr. William Charles Fallon | ||
Sector Financial Services | Industry Insurance - Specialty | Full time employees 57 | Website https://www.mbia.com |
Full time employees 57 | Website https://www.mbia.com | ||
MBIA Inc., together with its subsidiaries, provides financial guarantee insurance services to public finance markets in the United States. It operates through United States (U.S.) Public Finance Insurance, corporate, and International and Structured Finance Insurance segments. The company issues financial guarantees for municipal bonds, including tax-exempt and taxable indebtedness of the U.S. political subdivisions, as well as utility districts, airports, health care institutions, higher educational facilities, housing authorities, and other similar agencies and obligations issued by private entities. It also insures the non-U.S. public finance and global structured finance, including asset-backed obligations; and sovereign-related and sub-sovereign bonds, and privately issued bonds used for the financing for utilities, toll roads, bridges, public transportation facilities, and other types of infrastructure projects, as well as offers third-party reinsurance services. MBIA Inc. was founded in 1973 and is headquartered in Purchase, New York.
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