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Upturn AI SWOT - About
LPLA 
LPL Financial Holdings Inc (LPLA)
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Upturn Advisory Summary
04/01/2025: LPLA (4-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
AI Based Fundamental Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Analysis of Past Performance
Type Stock | Historic Profit 9.8% | Avg. Invested days 43 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 24.97B USD | Price to earnings Ratio 23.86 | 1Y Target Price 411.67 |
Price to earnings Ratio 23.86 | 1Y Target Price 411.67 | ||
Volume (30-day avg) 1043004 | Beta 0.82 | 52 Weeks Range 186.55 - 383.67 | Updated Date 04/2/2025 |
52 Weeks Range 186.55 - 383.67 | Updated Date 04/2/2025 | ||
Dividends yield (FY) 0.37% | Basic EPS (TTM) 14.03 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 8.76% | Operating Margin (TTM) 10.9% |
Management Effectiveness
Return on Assets (TTM) 8.93% | Return on Equity (TTM) 42.26% |
Valuation
Trailing PE 23.86 | Forward PE 17.61 | Enterprise Value 29710138568 | Price to Sales(TTM) 2.07 |
Enterprise Value 29710138568 | Price to Sales(TTM) 2.07 | ||
Enterprise Value to Revenue 2.4 | Enterprise Value to EBITDA 14.08 | Shares Outstanding 74583104 | Shares Floating 73988144 |
Shares Outstanding 74583104 | Shares Floating 73988144 | ||
Percent Insiders 0.58 | Percent Institutions 96.7 |
Analyst Ratings
Rating 4.24 | Target Price 382.87 | Buy 6 | Strong Buy 8 |
Buy 6 | Strong Buy 8 | ||
Hold 2 | Sell 1 | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
LPL Financial Holdings Inc
Company Overview
History and Background
LPL Financial was founded in 1968 through the merger of Linsco and Private Ledger. It has grown to become one of the largest independent broker-dealer firms in the United States, providing technology and support to financial advisors.
Core Business Areas
- Independent Broker-Dealer: Provides a platform for independent financial advisors to offer brokerage services, investment advisory services, and other financial products.
- Registered Investment Advisor (RIA) Custody: Offers custody services for advisors who manage assets on a fee-based platform.
- Technology and Support Services: Provides technology solutions, compliance support, marketing assistance, and other resources to help advisors manage their practices.
Leadership and Structure
The leadership team includes the CEO, CFO, and other executive officers. The organizational structure is designed to support the independent advisor model.
Top Products and Market Share
Key Offerings
- Brokerage Services: LPL facilitates the buying and selling of securities, providing access to a wide range of investment products. Competitors include Charles Schwab and Fidelity. Specific market share data for brokerage services attributed solely to LPL is difficult to isolate as it's distributed across advisor activity.
- Investment Advisory Services: Offers fee-based investment management through its advisory platform. This includes asset allocation, portfolio construction, and ongoing management. Competitors include Raymond James and Ameriprise. Again, specific market share is distributed.
- Retirement Planning Services: Helps clients plan for retirement through various strategies and products, including 401(k) plans and IRAs. Competitors are numerous, including major insurance companies and other broker-dealers. Specific market share is broadly dispersed.
Market Dynamics
Industry Overview
The financial advisory industry is characterized by increasing regulation, technological advancements, and a growing demand for personalized financial advice. The industry is competitive, with a mix of large broker-dealers, RIAs, and independent firms.
Positioning
LPL Financial is positioned as a leading independent broker-dealer and RIA custodian, offering a platform for advisors to operate their own businesses. Its competitive advantage lies in its scale, technology, and support services.
Total Addressable Market (TAM)
The TAM for wealth management in the US is estimated to be trillions of dollars. LPL is well-positioned to capture a significant portion of this market through its independent advisor model.
Upturn SWOT Analysis
Strengths
- Large network of independent financial advisors
- Strong technology platform
- Comprehensive support services
- Scalable business model
- Strong reputation in the industry
Weaknesses
- Reliance on independent advisors
- Exposure to regulatory changes
- Potential for advisor misconduct
- Competitive pressure from larger firms
Opportunities
- Growth in the wealth management market
- Increasing demand for independent advice
- Acquisition of smaller firms
- Expansion into new markets
- Further development of technology platform
Threats
- Economic downturn
- Rising interest rates
- Increased regulation
- Cybersecurity threats
- Competition from other firms
Competitors and Market Share
Key Competitors
- SCHW
- RJF
- AMP
Competitive Landscape
LPL Financial competes with other broker-dealers, RIAs, and financial institutions. Its advantages include its independent advisor model, technology platform, and support services. Disadvantages include its reliance on independent advisors and exposure to regulatory changes.
Major Acquisitions
Atria Wealth Solutions
- Year: 2024
- Acquisition Price (USD millions): 805
- Strategic Rationale: Expands LPL's advisor base and increases its scale in the independent broker-dealer market.
Growth Trajectory and Initiatives
Historical Growth: LPL Financial has experienced significant growth in recent years, driven by its ability to attract and retain independent financial advisors.
Future Projections: Analysts project continued growth for LPL Financial, driven by the increasing demand for financial advice and the company's strong competitive position. Specific numerical projections need current data and analyst reports.
Recent Initiatives: Recent initiatives include investments in technology, expansion of its advisory platform, and strategic acquisitions.
Summary
LPL Financial is a strong player in the independent broker-dealer market, supported by its extensive network of advisors and comprehensive technology platform. The company benefits from the increasing demand for financial advice and is well-positioned for future growth. However, LPL needs to manage regulatory risks and competition from larger firms. Its acquisition strategy is a key growth driver.
Similar Companies
AMP
Ameriprise Financial Inc
AMP
Ameriprise Financial Inc
GS
Goldman Sachs Group Inc
GS
Goldman Sachs Group Inc
MS
Morgan Stanley
MS
Morgan Stanley
RJF
Raymond James Financial Inc.
RJF
Raymond James Financial Inc.
SCHW
Charles Schwab Corp
SCHW
Charles Schwab Corp
Sources and Disclaimers
Data Sources:
- Company Filings (SEC), Investor Presentations, Analyst Reports, Industry Reports
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered investment advice. Market share data is approximate. Financial metrics require current data and analyst reports for a complete response. Data may not be perfectly accurate or complete.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About LPL Financial Holdings Inc
Exchange NASDAQ | Headquaters San Diego, CA, United States | ||
IPO Launch date 2010-11-18 | CEO, MD, Chief Growth Officer & Director Mr. Richard Steinmeier | ||
Sector Financial Services | Industry Capital Markets | Full time employees 9000 | Website https://www.lpl.com |
Full time employees 9000 | Website https://www.lpl.com | ||
LPL Financial Holdings Inc., together with its subsidiaries, provides an integrated platform of brokerage and investment advisory services to independent financial advisors and financial advisors at institutions in the United States. The company's brokerage offerings include variable and fixed annuities, mutual funds, equities, fixed income, alternative investments, retirement and 529 education savings plans, and insurance; and client cash programs consist of Federal Deposit Insurance Corporation (FDIC) insured bank sweep vehicles, and a client cash and money market account. It also provides fee-based platforms that provide access to mutual funds, exchange traded funds, stocks, bonds, certain options strategies, unit investment trusts, institutional money managers, and no-load multi-manager variable annuities. In addition, the company offers retirement solutions for commission and fee-based services that allow advisors to provide brokerage services, consultation, and advice to retirement plan sponsors. Further, it provides other services comprising tools and services that enable advisors to maintain and grow their practices; trust, investment management oversight, and custodial services for estates and families; an advisor-facing trading and portfolio rebalancing platform; insurance brokerage general agency services; and technology products, such as proposal generation, investment analytics, and portfolio modeling. The company was formerly known as LPL Investment Holdings Inc. and changed its name to LPL Financial Holdings Inc. in June 2012. LPL Financial Holdings Inc. was founded in 1989 and is based in San Diego, California.
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