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Upturn AI SWOT - About
LOAN 
Manhattan Bridge Capital Inc (LOAN)
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Upturn Advisory Summary
04/01/2025: LOAN (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Analysis of Past Performance
Type Stock | Historic Profit 4.28% | Avg. Invested days 66 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 67.95M USD | Price to earnings Ratio 12.12 | 1Y Target Price 7 |
Price to earnings Ratio 12.12 | 1Y Target Price 7 | ||
Volume (30-day avg) 14302 | Beta 0.46 | 52 Weeks Range 4.60 - 6.05 | Updated Date 04/2/2025 |
52 Weeks Range 4.60 - 6.05 | Updated Date 04/2/2025 | ||
Dividends yield (FY) 7.73% | Basic EPS (TTM) 0.49 |
Earnings Date
Report Date 2025-03-10 | When Before Market | Estimate 0.12 | Actual 0.12 |
Profitability
Profit Margin 76.05% | Operating Margin (TTM) 70.26% |
Management Effectiveness
Return on Assets (TTM) 7.75% | Return on Equity (TTM) 12.97% |
Valuation
Trailing PE 12.12 | Forward PE - | Enterprise Value 90429968 | Price to Sales(TTM) 9.24 |
Enterprise Value 90429968 | Price to Sales(TTM) 9.24 | ||
Enterprise Value to Revenue 12.3 | Enterprise Value to EBITDA 19.84 | Shares Outstanding 11438700 | Shares Floating 8631720 |
Shares Outstanding 11438700 | Shares Floating 8631720 | ||
Percent Insiders 24.54 | Percent Institutions 30.73 |
Analyst Ratings
Rating 3 | Target Price 7 | Buy - | Strong Buy - |
Buy - | Strong Buy - | ||
Hold 1 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Manhattan Bridge Capital Inc
Company Overview
History and Background
Manhattan Bridge Capital, Inc. (LOAN) was founded in 2007 and is headquartered in Great Neck, New York. The company operates as a real estate finance company, primarily originating, funding, and managing a portfolio of first mortgage loans secured by real estate in the New York metropolitan area.
Core Business Areas
- First Mortgage Lending: Manhattan Bridge Capital's primary business is originating and funding short-term, first mortgage loans secured by commercial and residential real estate. These loans are typically used for bridge financing, construction, renovation, or working capital purposes.
Leadership and Structure
Assaf Ran is the Executive Chairman, President, and CEO. The company has a board of directors and a management team focused on real estate lending and operations.
Top Products and Market Share
Key Offerings
- Short-Term First Mortgage Loans: Manhattan Bridge Capital offers short-term, senior secured, first mortgage loans. The loans are typically for borrowers who need capital quickly and do not qualify for traditional bank financing. Market share data is not publicly available, but competitors include other private real estate lenders and mortgage REITs.
Market Dynamics
Industry Overview
The real estate finance industry is competitive and sensitive to interest rate fluctuations and economic conditions. Demand for alternative financing options remains strong for projects that do not fit traditional lending criteria.
Positioning
Manhattan Bridge Capital focuses on the niche market of short-term, first mortgage loans in the New York metropolitan area. Its competitive advantage lies in its local market expertise and ability to provide quick financing.
Total Addressable Market (TAM)
The TAM for short-term real estate bridge loans in the NY metro area is estimated to be in the billions. LOAN is positioned as a regional player capturing a small percentage of this TAM, leveraging its local expertise.
Upturn SWOT Analysis
Strengths
- Local market expertise
- Quick financing capabilities
- Focus on senior secured loans
- Experienced management team
Weaknesses
- Geographic concentration (New York metropolitan area)
- Reliance on short-term funding
- Smaller scale compared to larger REITs
- Exposure to real estate market fluctuations
Opportunities
- Expansion into other geographic markets
- Diversification of lending products
- Increasing demand for alternative financing
- Potential acquisitions of smaller lenders
Threats
- Increased competition from other lenders
- Rising interest rates
- Economic downturn in the New York metropolitan area
- Regulatory changes affecting real estate lending
Competitors and Market Share
Key Competitors
- BXMT
- ARE
- STWD
Competitive Landscape
Manhattan Bridge Capital competes with larger mortgage REITs and private lenders. Its advantage lies in its local market expertise and quick decision-making.
Major Acquisitions
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been influenced by the real estate market and economic conditions. Check quarterly or annual reports for the exact numbers.
Future Projections: Future growth depends on market conditions and the company's ability to expand and diversify its lending portfolio. Analyst estimates will fluctuate. Consult most recent financial reports for details.
Recent Initiatives: Recent initiatives may include expanding lending activities, diversifying loan products, and managing interest rate risk.
Summary
Manhattan Bridge Capital is a smaller player in the real estate finance market, specializing in short-term mortgages in the New York area. Their local focus provides an edge, but geographic concentration is a risk. Interest rate sensitivity and competition could pose challenges. Recent financials and growth initiatives need to be examined for trajectory. Overall the company appears to be a risker investment due to its size and lack of diversification.
Similar Companies
ARE
Alexandria Real Estate Equities Inc
ARE
Alexandria Real Estate Equities Inc
BXMT
Blackstone Mortgage Trust Inc
BXMT
Blackstone Mortgage Trust Inc
STWD
Starwood Property Trust Inc
STWD
Starwood Property Trust Inc
Sources and Disclaimers
Data Sources:
- Company Filings (10-K, 10-Q)
- Company Website
- Financial News Outlets
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Investment decisions should be based on your own research and due diligence.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Manhattan Bridge Capital Inc
Exchange NASDAQ | Headquaters Great Neck, NY, United States | ||
IPO Launch date 1999-05-13 | Founder, Chairman of the Board, President & CEO Mr. Assaf Ran | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 6 | |
Full time employees 6 | |||
Manhattan Bridge Capital, Inc., a real estate finance company, originates, services, and manages a portfolio of first mortgage loans in the United States. It offers short-term, secured, and non-banking loans to real estate investors to fund acquisition, renovation, rehabilitation, or development of residential or commercial properties. The company's loans are secured by collateral consisting of real estate and accompanied by personal guarantees from the principals of the borrowers. The company has elected to be taxed as a real estate investment trust. As a result, it would not be subject to corporate income tax on that portion of its net income that is distributed to shareholders. The company was founded in 1989 and is headquartered in Great Neck, New York.
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