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Upturn AI SWOT - About
Lument Finance Trust Inc (LFT)
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Upturn Advisory Summary
04/01/2025: LFT (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Analysis of Past Performance
Type Stock | Historic Profit -14.81% | Avg. Invested days 36 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 136.53M USD | Price to earnings Ratio 7.68 | 1Y Target Price 3 |
Price to earnings Ratio 7.68 | 1Y Target Price 3 | ||
Volume (30-day avg) 91542 | Beta 1.11 | 52 Weeks Range 1.90 - 2.76 | Updated Date 04/2/2025 |
52 Weeks Range 1.90 - 2.76 | Updated Date 04/2/2025 | ||
Dividends yield (FY) 12.26% | Basic EPS (TTM) 0.34 |
Earnings Date
Report Date 2025-03-13 | When After Market | Estimate 0.092 | Actual 0.1 |
Profitability
Profit Margin 62.53% | Operating Margin (TTM) 63.13% |
Management Effectiveness
Return on Assets (TTM) 1.76% | Return on Equity (TTM) 9.46% |
Valuation
Trailing PE 7.68 | Forward PE - | Enterprise Value 1000568320 | Price to Sales(TTM) 3.77 |
Enterprise Value 1000568320 | Price to Sales(TTM) 3.77 | ||
Enterprise Value to Revenue 30.68 | Enterprise Value to EBITDA - | Shares Outstanding 52309200 | Shares Floating 27389625 |
Shares Outstanding 52309200 | Shares Floating 27389625 | ||
Percent Insiders 13.9 | Percent Institutions 45.71 |
Analyst Ratings
Rating 3.2 | Target Price 3 | Buy 1 | Strong Buy - |
Buy 1 | Strong Buy - | ||
Hold 4 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Lument Finance Trust Inc
Company Overview
History and Background
Lument Finance Trust Inc. was formed in 2015 as a real estate investment trust (REIT) focused on originating, acquiring, and managing a portfolio of commercial real estate debt investments.
Core Business Areas
- Commercial Real Estate (CRE) Debt Investments: Primarily originates, acquires, and manages a diversified portfolio of commercial real estate debt, including first mortgage loans, mezzanine loans, and other CRE-related securities.
Leadership and Structure
The company is led by James Flynn (CEO). It operates as a REIT, governed by a board of directors and managed by an external manager.
Top Products and Market Share
Key Offerings
- First Mortgage Loans: Origination and investment in senior secured first mortgage loans secured by commercial properties. Market share data is not readily available, but competes with other REITs and financial institutions offering similar financing. Competitors: Blackstone Mortgage Trust, Starwood Property Trust.
- Mezzanine Loans: Origination and investment in mezzanine loans, which are subordinate to first mortgage loans. Market share data is not readily available. Competitors: Ares Commercial Real Estate, TPG Real Estate Finance Trust.
Market Dynamics
Industry Overview
The commercial real estate debt market is influenced by interest rates, economic growth, and property values. Demand for CRE financing is driven by property acquisitions, refinancing, and development activity.
Positioning
Lument Finance Trust Inc. focuses on middle-market CRE debt, seeking attractive risk-adjusted returns. Their competitive advantage may lie in their sector expertise and origination platform.
Total Addressable Market (TAM)
The total addressable market (TAM) for commercial real estate (CRE) lending in the U.S. is very large (trillions of USD), and is positioned to grow due to the needs to refinance commercial properties. Lument Finance Trust Inc is focused on a niche part of the overall CRE market, thus focusing on middle market.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Focus on middle-market CRE debt
- External management structure can provide scalability
- Diversified portfolio
Weaknesses
- External management structure can lead to conflicts of interest
- Reliance on external capital markets
- Sensitivity to interest rate fluctuations
- Relatively small market capitalization compared to larger peers
Opportunities
- Expansion into new CRE debt strategies
- Growth in middle-market CRE lending
- Increased demand for alternative financing solutions
- Strategic partnerships with other lenders
Threats
- Economic downturn impacting CRE values
- Rising interest rates
- Increased competition from other lenders
- Regulatory changes affecting REITs
Competitors and Market Share
Key Competitors
- BXMT
- STWD
- AREC
- TPG Real Estate Finance Trust (Pending Stock Symbol)
Competitive Landscape
Lument Finance Trust Inc. is smaller than larger REITs like BXMT and STWD, focusing on middle-market CRE debt. Advantages may include specialization and local market expertise, while disadvantages include limited access to capital.
Major Acquisitions
Growth Trajectory and Initiatives
Historical Growth: Historical growth is dependent on macroeconomic trends and market dynamics, as well as the companies performance and strategic partnerships.
Future Projections: Future projections require access to analyst estimates, which may vary.
Recent Initiatives: Recent strategic initiatives depend on company announcements and press releases.
Summary
Lument Finance Trust Inc. is a REIT focused on middle-market CRE debt. It faces risks from interest rate fluctuations and competition but also has opportunities to expand its lending strategies. Its external management structure and smaller size compared to peers present both challenges and opportunities. Overall, they must adapt to the changing market environment to generate competitive risk-adjusted returns.
Similar Companies
BXMT
Blackstone Mortgage Trust Inc
BXMT
Blackstone Mortgage Trust Inc
STWD
Starwood Property Trust Inc
STWD
Starwood Property Trust Inc
Sources and Disclaimers
Data Sources:
- Company filings
- Industry reports
- Financial news sources
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered investment advice. Market share estimates are approximate. Financial data requires real-time updates.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Lument Finance Trust Inc
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 2013-03-22 | CEO & Chairman of the Board Mr. James Peter Flynn J.D. | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees - | Website https://lumentfinancetrust.com |
Full time employees - | Website https://lumentfinancetrust.com | ||
Lument Finance Trust, Inc., a real estate investment trust, focuses on investing in, financing, and managing a portfolio of commercial real estate (CRE) debt investments in the United States. The company primarily invests in transitional floating rate CRE mortgage loans on middle market multi-family assets; and other CRE -related investments, including mezzanine loans, preferred equity, commercial mortgage-backed securities, fixed rate loans, construction loans, and other CRE debt instruments. Lument Finance Trust, Inc. is qualified as a real estate investment trust (REIT) under the Internal Revenue Code of 1986. As a REIT, it would not be subject to federal income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as Hunt Companies Finance Trust, Inc. and changed its name to Lument Finance Trust, Inc. in December 2020. Lument Finance Trust, Inc. was incorporated in 2012 and is headquartered in New York, New York.
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