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Upturn AI SWOT - About
LARK 
Landmark Bancorp Inc (LARK)
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Upturn Advisory Summary
04/01/2025: LARK (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Analysis of Past Performance
Type Stock | Historic Profit 12.23% | Avg. Invested days 37 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 126.53M USD | Price to earnings Ratio 10.22 | 1Y Target Price - |
Price to earnings Ratio 10.22 | 1Y Target Price - | ||
Volume (30-day avg) 20921 | Beta 0.42 | 52 Weeks Range 16.40 - 28.55 | Updated Date 03/30/2025 |
52 Weeks Range 16.40 - 28.55 | Updated Date 03/30/2025 | ||
Dividends yield (FY) 3.62% | Basic EPS (TTM) 2.25 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 21.69% | Operating Margin (TTM) 32.91% |
Management Effectiveness
Return on Assets (TTM) 0.79% | Return on Equity (TTM) 9.92% |
Valuation
Trailing PE 10.22 | Forward PE - | Enterprise Value 224183088 | Price to Sales(TTM) 2.7 |
Enterprise Value 224183088 | Price to Sales(TTM) 2.7 | ||
Enterprise Value to Revenue 3.83 | Enterprise Value to EBITDA - | Shares Outstanding 5501220 | Shares Floating 3929302 |
Shares Outstanding 5501220 | Shares Floating 3929302 | ||
Percent Insiders 27.19 | Percent Institutions 18.57 |
Analyst Ratings
Rating - | Target Price - | Buy - | Strong Buy - |
Buy - | Strong Buy - | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Landmark Bancorp Inc
Company Overview
History and Background
Landmark Bancorp, Inc. operates as the bank holding company for Landmark National Bank that provides various banking products and services to individuals, businesses, and institutions. It was founded in 1907.
Core Business Areas
- Commercial Banking: Offers a range of lending solutions, including commercial real estate loans, equipment financing, and lines of credit for businesses.
- Retail Banking: Provides personal banking services such as checking and savings accounts, mortgage loans, and consumer loans.
- Wealth Management: Offers investment advisory and trust services to individuals and families.
Leadership and Structure
Information on the leadership team and organizational structure is publicly available on Landmark Bancorp's investor relations website.
Top Products and Market Share
Key Offerings
- Commercial Real Estate Loans: Loans secured by commercial properties. Market share information is not readily available for specific loan products. Competitors include other regional and national banks like Commerce Bancshares (CBSH) and UMB Financial Corporation (UMBF).
- Mortgage Loans: Loans for residential real estate purchases. Market share information is not readily available for specific loan products. Competitors include Quicken Loans, Bank of America (BAC), and Wells Fargo (WFC).
- Checking and Savings Accounts: Basic deposit accounts for individuals and businesses. Market share information is not readily available for specific products. Competitors include all other banks and credit unions in the area.
Market Dynamics
Industry Overview
The banking industry is currently facing challenges and opportunities driven by interest rate fluctuations, regulatory changes, technological advancements (fintech), and economic conditions.
Positioning
Landmark Bancorp Inc. is a community bank operating within a competitive regional banking market. Its competitive advantage is likely its focus on personalized customer service and local market knowledge. Its success is linked to the communities it serves.
Total Addressable Market (TAM)
The TAM for community banking in Landmark's service area is dependent on the local economy and population size. Landmark Bancorp's positioning depends on its ability to capture and retain local market share.
Upturn SWOT Analysis
Strengths
- Strong local market presence
- Personalized customer service
- Established community relationships
- Experienced management team
Weaknesses
- Limited geographic reach
- Smaller asset base compared to larger banks
- Dependence on local economy
- Potential for higher operating costs
Opportunities
- Expansion into new markets
- Increased adoption of digital banking technologies
- Growing demand for wealth management services
- Strategic acquisitions
Threats
- Increased competition from larger banks
- Rising interest rates
- Economic downturn
- Regulatory changes
Competitors and Market Share
Key Competitors
- Commerce Bancshares (CBSH)
- UMB Financial Corporation (UMBF)
Competitive Landscape
Landmark Bancorp Inc faces competition from larger regional and national banks with greater resources and broader product offerings. Its advantage lies in its local focus and customer relationships, but it may be challenged by larger banks' scale and technology investments.
Major Acquisitions
Growth Trajectory and Initiatives
Historical Growth: Historical growth trends require real-time financial data.
Future Projections: Future projections require real-time financial data and analyst reports.
Recent Initiatives: Recent strategic initiatives require accessing Landmark Bancorp Inc's latest investor relations releases.
Summary
Landmark Bancorp Inc is a community bank with a strong local presence. Its strengths lie in customer service and community relationships. However, it faces challenges from larger banks and economic factors, and should focus on managing interest rates, diversifying revenue, and consider strategic expansion.
Similar Companies
- CBSH
- UMBF
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings
- Third-Party Financial Data Providers
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Investment decisions should be based on thorough research and consultation with a qualified financial advisor. Market share data are estimates based on available information and may not be precise.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Landmark Bancorp Inc
Exchange NASDAQ | Headquaters Manhattan, KS, United States | ||
IPO Launch date 1994-03-28 | President, CEO & Director Ms. Abigail M. Wendel | ||
Sector Financial Services | Industry Banks - Regional | Full time employees - | Website https://www.banklandmark.com |
Full time employees - | Website https://www.banklandmark.com | ||
Landmark Bancorp, Inc. operates as the financial holding company for Landmark National Bank that provides various financial and banking services to its local communities. It offers non-interest bearing demand, money market, checking, and savings accounts, as well as certificates of deposit. The company also provides one-to-four family residential real estate, construction and land, commercial real estate, commercial, paycheck protection program, municipal, and agriculture loans; and consumer and other loans, such as automobile, boat, and home improvement and home equity loans, as well as insurance, and mobile and online banking services. In addition, the company invests in certain investment and mortgage-related securities. It operates in the eastern, central, southeast, and southwest Kansas. The company was founded in 1885 and is headquartered in Manhattan, Kansas.
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