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Upturn AI SWOT - About
KB 
KB Financial Group Inc (KB)
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Upturn Advisory Summary
04/01/2025: KB (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Analysis of Past Performance
Type Stock | Historic Profit 10.03% | Avg. Invested days 45 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 20.27B USD | Price to earnings Ratio 6.32 | 1Y Target Price 89.51 |
Price to earnings Ratio 6.32 | 1Y Target Price 89.51 | ||
Volume (30-day avg) 178245 | Beta 0.54 | 52 Weeks Range 44.72 - 72.89 | Updated Date 04/2/2025 |
52 Weeks Range 44.72 - 72.89 | Updated Date 04/2/2025 | ||
Dividends yield (FY) 5.19% | Basic EPS (TTM) 8.65 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 33.84% | Operating Margin (TTM) 33.8% |
Management Effectiveness
Return on Assets (TTM) 0.68% | Return on Equity (TTM) 8.49% |
Valuation
Trailing PE 6.32 | Forward PE 3.85 | Enterprise Value 54484755546112 | Price to Sales(TTM) - |
Enterprise Value 54484755546112 | Price to Sales(TTM) - | ||
Enterprise Value to Revenue 7.67 | Enterprise Value to EBITDA - | Shares Outstanding 370900992 | Shares Floating 365403919 |
Shares Outstanding 370900992 | Shares Floating 365403919 | ||
Percent Insiders - | Percent Institutions 5.53 |
Analyst Ratings
Rating 5 | Target Price 81.87 | Buy - | Strong Buy 1 |
Buy - | Strong Buy 1 | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
KB Financial Group Inc
Company Overview
History and Background
KB Financial Group Inc. was established in 2008 as a financial holding company in South Korea. It grew through acquisitions and internal expansion, becoming a leading financial services provider. KB Kookmin Bank is a significant subsidiary.
Core Business Areas
- Banking: KB Kookmin Bank offers retail and corporate banking services, including deposit accounts, loans, and credit cards.
- Securities: KB Securities provides brokerage, investment banking, and asset management services.
- Insurance: KB Insurance offers a range of insurance products, including life, health, and property & casualty insurance.
- Credit Cards: KB Kookmin Card provides credit card services and related products.
Leadership and Structure
The company is led by a Chairman and CEO, supported by a management team. The organizational structure includes various business divisions and support functions.
Top Products and Market Share
Key Offerings
- Retail Banking Products: Deposit accounts, loans, mortgages. Market share data unavailable. Competitors include Shinhan Financial Group and Woori Financial Group.
- Credit Cards: Various credit card products with different features and rewards. Market share data unavailable. Competitors include Shinhan Card and Hyundai Card.
- Insurance Products: Life insurance, health insurance, and property and casualty insurance. Market share data unavailable. Competitors include Samsung Life Insurance and Hanwha Life Insurance.
Market Dynamics
Industry Overview
The South Korean financial services industry is competitive and highly regulated. It is influenced by government policies and economic conditions.
Positioning
KB Financial Group Inc. is one of the largest financial groups in South Korea, with a strong market presence across various segments. It competes with other large financial holding companies.
Total Addressable Market (TAM)
The TAM is the entire South Korean financial services market, valued at hundreds of billions of USD. KB Financial Group Inc. aims to capture a significant share of this market through its diversified offerings.
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Large customer base
- Diversified business portfolio
- Extensive distribution network
Weaknesses
- Exposure to Korean market risks
- Regulatory scrutiny
- Potential for non-performing loans
- Dependence on traditional banking
Opportunities
- Expansion into new markets
- Development of digital banking services
- Growth in wealth management
- Increased demand for insurance products
Threats
- Increased competition
- Economic downturns
- Changes in regulations
- Technological disruptions
Competitors and Market Share
Key Competitors
- SHG (Shinhan Financial Group Co Ltd)
- WB (Woori Financial Group)
Competitive Landscape
KB Financial Group Inc. faces strong competition from other large financial holding companies in South Korea. It needs to differentiate itself through innovation and customer service.
Major Acquisitions
Growth Trajectory and Initiatives
Historical Growth: Historical growth data unavailable.
Future Projections: Future projections data unavailable.
Recent Initiatives: Recent initiatives include focusing on digital transformation and expanding into new business areas.
Summary
KB Financial Group Inc. is a major player in the South Korean financial market with strong brand recognition and a diversified portfolio. However, it faces risks from economic downturns and increased competition. Its focus on digital transformation and new business areas can drive future growth and maintain strong dividends. Its success heavily relies on managing its exposure to risks within the Korean market.
Similar Companies
SHG
Shinhan Financial Group Co Ltd
SHG
Shinhan Financial Group Co Ltd
WB
Weibo Corp
WB
Weibo Corp
Sources and Disclaimers
Data Sources:
- Company reports, industry reports, analyst estimates.
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market share data and other specific financial figures may not be publicly available.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About KB Financial Group Inc
Exchange NYSE | Headquaters - | ||
IPO Launch date 2001-11-12 | CEO - | ||
Sector Financial Services | Industry Banks - Regional | Full time employees - | Website https://www.kbfg.com |
Full time employees - | Website https://www.kbfg.com | ||
KB Financial Group Inc. provides various banking and related financial services to consumers and corporations in South Korea, the United States, New Zealand, China, Cambodia, the United Kingdom, Indonesia, and internationally. It operates through Retail Banking, Corporate Banking, Other Banking Services, Credit Card, Securities, Life Insurance, and Non-Life Insurance segments. The company offers loans, deposit products, and other related financial products and services to large, small, medium-sized enterprises, and small office/home office, as well as individuals and households; investment banking, and brokerage and supporting services; life insurance products; non-life insurance products, including fire, maritime, injury, technology, liability, package, title, guarantee, other special type insurances, automobile, long-term nonlife, property damage, injury, driver, savings, illness, nursing, pension, and others; and credit sale, cash service, card loan, and other supporting services. It also involved in securities and derivatives trading, funding, and other supporting activities. In addition, the company offers foreign exchange transaction; financial investment; credit card and installment financing; financial leasing; auto Installment finance; real estate trust management; capital and collective investment; collection of receivables or credit investigation; software advisory, development, and supply; microfinance; investment advisory; claim; management; savings banking; information and communication; e-commerce; and general advisory services. KB Financial Group Inc. was founded in 1963 and is headquartered in Seoul, South Korea.
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