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Upturn AI SWOT - About
JRVR 
James River Group Holdings Ltd (JRVR)
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Upturn Advisory Summary
04/01/2025: JRVR (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit -60.52% | Avg. Invested days 19 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  1.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 184.40M USD | Price to earnings Ratio - | 1Y Target Price 6.85 |
Price to earnings Ratio - | 1Y Target Price 6.85 | ||
Volume (30-day avg) 421569 | Beta 0.05 | 52 Weeks Range 2.99 - 9.38 | Updated Date 04/4/2025 |
52 Weeks Range 2.99 - 9.38 | Updated Date 04/4/2025 | ||
Dividends yield (FY) 0.99% | Basic EPS (TTM) -2.6 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -11.46% | Operating Margin (TTM) -52.54% |
Management Effectiveness
Return on Assets (TTM) -0.56% | Return on Equity (TTM) -9.97% |
Valuation
Trailing PE - | Forward PE 3.01 | Enterprise Value 260028044 | Price to Sales(TTM) 0.26 |
Enterprise Value 260028044 | Price to Sales(TTM) 0.26 | ||
Enterprise Value to Revenue 0.37 | Enterprise Value to EBITDA - | Shares Outstanding 45644300 | Shares Floating 44925420 |
Shares Outstanding 45644300 | Shares Floating 44925420 | ||
Percent Insiders 7.96 | Percent Institutions 75.59 |
Analyst Ratings
Rating 4 | Target Price 7.55 | Buy 1 | Strong Buy 2 |
Buy 1 | Strong Buy 2 | ||
Hold 2 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
James River Group Holdings Ltd
Company Overview
History and Background
James River Group Holdings Ltd. was founded in 2007. It focuses on specialty insurance markets, aiming to provide coverage in niche areas and evolve by strategic acquisitions.
Core Business Areas
- Specialty Admitted Insurance: Provides primary and excess casualty coverage to niche commercial markets. This segment generates a substantial portion of the company's revenue.
- Excess and Surplus Lines Insurance: Offers casualty and property insurance on a non-admitted basis, targeting underserved or difficult-to-place risks.
- Ceded Reinsurance: Manages and provides reinsurance coverage, helping to mitigate risk and stabilize financial performance.
Leadership and Structure
The company is led by Frank D'Orazio as Chief Executive Officer. The organizational structure includes distinct divisions for specialty admitted, excess and surplus lines, and reinsurance, each with dedicated management teams.
Top Products and Market Share
Key Offerings
- Commercial Auto: Provides insurance coverage for commercial vehicles. Market share information is difficult to pinpoint due to the fragmented nature of the specialty insurance market, but it's a significant revenue driver. Competitors include National Indemnity and Lancer Insurance Company.
- Workers' Compensation: Offers workers' compensation coverage to businesses. Again, precise market share data is limited, but it constitutes a key area. Competitors include AmTrust Financial and The Hartford.
- General Liability: Includes general liability coverage for businesses across various industries. Competitors include Travelers and Liberty Mutual. Market share data are hard to directly determine.
Market Dynamics
Industry Overview
The specialty insurance market is characterized by niche coverage areas, higher risk profiles, and the need for specialized underwriting expertise. It is influenced by regulatory changes, economic cycles, and catastrophic events.
Positioning
James River focuses on underserved markets, providing customized solutions and building strong relationships with brokers and clients. Their competitive advantage lies in their specialization and agility.
Total Addressable Market (TAM)
TAM is estimated to be in the tens of billions of dollars annually. James River is positioned to capture a growing share through targeted underwriting and specialized product offerings.
Upturn SWOT Analysis
Strengths
- Specialized Underwriting Expertise
- Strong Broker Relationships
- Focus on Niche Markets
- Experienced Management Team
Weaknesses
- Sensitivity to Catastrophic Events
- Concentration of Business in Certain Markets
- Potential for Adverse Loss Development
- Reliance on Key Brokers
Opportunities
- Expansion into New Geographies
- Development of Innovative Products
- Strategic Acquisitions
- Growth in Underserved Markets
Threats
- Increased Competition
- Regulatory Changes
- Economic Downturn
- Unexpected Large Losses
Competitors and Market Share
Key Competitors
- AmTrust Financial (private)
- The Hartford (HIG)
- Travelers (TRV)
- Liberty Mutual (private)
Competitive Landscape
James River focuses on specific niches where larger competitors are less active. They emphasize tailored solutions and broker relationships, giving them an advantage in these segments.
Major Acquisitions
JRG Reinsurance Company Ltd.
- Year: 2013
- Acquisition Price (USD millions): 57.5
- Strategic Rationale: Expansion of its reinsurance capabilities and geographic reach.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been driven by organic expansion and strategic acquisitions, but impacted by specific operational events.
Future Projections: Analyst estimates project moderate revenue growth and improved profitability, but estimates vary depending on market conditions.
Recent Initiatives: Recent initiatives include cost-cutting measures, improved risk management, and focus on core business lines.
Summary
James River focuses on specialty insurance markets, which are characterized by unique and underserved risk needs. The firm has faced past challenges with reserves but is currently focusing on core business areas. Their strengths include specialized underwriting and strong broker relations. Threats include competition and economic downturns. Overall they seem stable but require significant financial restucturing and discipline.
Similar Companies
AFG
American Financial Group Inc
AFG
American Financial Group Inc
HIG
Hartford Financial Services Group
HIG
Hartford Financial Services Group
TRV
The Travelers Companies Inc
TRV
The Travelers Companies Inc
WRB
W. R. Berkley Corp
WRB
W. R. Berkley Corp
Sources and Disclaimers
Data Sources:
- Company filings
- Market research reports
- Analyst estimates
Disclaimers:
This analysis is for informational purposes only and should not be considered investment advice. Market share data are estimates and may vary. Financial data are based on available public information. Data are based on information available as of Oct 27 2024. All financial figures are examples.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About James River Group Holdings Ltd
Exchange NASDAQ | Headquaters - | ||
IPO Launch date 2005-08-09 | CEO & Director Mr. Frank N. D'Orazio | ||
Sector Financial Services | Industry Insurance - Specialty | Full time employees 645 | Website https://www.jrvrgroup.com |
Full time employees 645 | Website https://www.jrvrgroup.com | ||
James River Group Holdings, Ltd. provides specialty insurance services. It operates through Excess and Surplus Lines, and Specialty Admitted Insurance segments. The Excess and Surplus Lines segment underwrites liability and property insurance in the United States Puerto Rice, and the United States Virgin Islands. This segment distributes its insurance policies primarily through wholesale insurance brokers. The Specialty Admitted Insurance segment provides insurance for fronting, program administrators, and managing general agents. James River Group Holdings, Ltd. was founded in 2002 and is headquartered in Pembroke, Bermuda.
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