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Upturn AI SWOT - About
JOE 
St Joe Company (JOE)
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Upturn Advisory Summary
04/01/2025: JOE (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Analysis of Past Performance
Type Stock | Historic Profit 2.47% | Avg. Invested days 35 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 2.72B USD | Price to earnings Ratio 36.65 | 1Y Target Price 19 |
Price to earnings Ratio 36.65 | 1Y Target Price 19 | ||
Volume (30-day avg) 280168 | Beta 1.3 | 52 Weeks Range 42.81 - 64.17 | Updated Date 04/2/2025 |
52 Weeks Range 42.81 - 64.17 | Updated Date 04/2/2025 | ||
Dividends yield (FY) 1.19% | Basic EPS (TTM) 1.27 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 18.42% | Operating Margin (TTM) 24.66% |
Management Effectiveness
Return on Assets (TTM) 3.9% | Return on Equity (TTM) 10.09% |
Valuation
Trailing PE 36.65 | Forward PE - | Enterprise Value 3247353552 | Price to Sales(TTM) 6.74 |
Enterprise Value 3247353552 | Price to Sales(TTM) 6.74 | ||
Enterprise Value to Revenue 8.06 | Enterprise Value to EBITDA 18.21 | Shares Outstanding 58326500 | Shares Floating 56215101 |
Shares Outstanding 58326500 | Shares Floating 56215101 | ||
Percent Insiders 0.31 | Percent Institutions 86.2 |
Analyst Ratings
Rating - | Target Price 19 | Buy - | Strong Buy - |
Buy - | Strong Buy - | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
St Joe Company
Company Overview
History and Background
The St. Joe Company (JOE) was founded in 1936 as a paper and pulp company. It transitioned into real estate development and management, focusing on Northwest Florida. Over time, it has evolved into a major land developer and hospitality provider in the region.
Core Business Areas
- Residential Real Estate: Developing and selling residential properties and homesites in planned communities.
- Commercial Real Estate: Developing and leasing commercial spaces, including retail, office, and hospitality properties.
- Hospitality: Operating hotels, resorts, golf courses, and marinas.
- Forestry: Managing timberlands for sustainable harvesting.
Leadership and Structure
Mark Pacala is the current Chief Executive Officer. The company has a traditional corporate structure with a board of directors and various executive leadership positions overseeing different business segments.
Top Products and Market Share
Key Offerings
- Residential Homesites: The sale of residential homesites is a primary revenue driver. Market share data is fragmented due to the localized nature of the real estate market. Competitors include other regional developers like Kolter Homes and DR Horton, as well as smaller local builders.
- Hotels and Resorts: St. Joe operates several hotels and resorts, including WaterColor Inn & Resort and The Pearl Hotel. Revenue from hospitality contributes significantly to the company's overall financial performance. Competitors include national hotel chains like Marriott and Hilton, as well as independent resorts.
- Commercial Leases: Leasing commercial properties. Revenue data available in financial reports. Competitors include regional commercial property developers.
Market Dynamics
Industry Overview
The real estate industry in Northwest Florida is experiencing growth due to population migration and tourism. Demand for residential and commercial properties is generally strong.
Positioning
St. Joe is a major landowner and developer in Northwest Florida, giving it a competitive advantage in terms of land availability and market presence.
Total Addressable Market (TAM)
The total addressable market is estimated to be in the billions of dollars annually, considering residential real estate, commercial development, and hospitality. St. Joe is positioned to capture a significant portion of this market due to its land holdings and established presence.
Upturn SWOT Analysis
Strengths
- Large land holdings in desirable locations
- Established brand reputation in Northwest Florida
- Diversified revenue streams across real estate, hospitality, and forestry
- Strong management team with local expertise
Weaknesses
- Geographic concentration limits diversification
- Sensitivity to economic cycles in the real estate market
- Capital intensive business model
- Potential environmental concerns related to development
Opportunities
- Increasing population migration to Northwest Florida
- Expanding hospitality offerings to cater to growing tourism
- Developing new communities and commercial projects
- Strategic partnerships to accelerate growth
Threats
- Economic downturn impacting real estate demand
- Increased competition from other developers
- Rising construction costs
- Regulatory changes affecting land development
Competitors and Market Share
Key Competitors
- HOML
- DHI
- LEN
Competitive Landscape
St. Joe's advantage lies in its significant land holdings and regional expertise. It competes with both national homebuilders and smaller local developers. Their competitive advantage is local presence.
Major Acquisitions
Bay Point Marina
- Year: 2019
- Acquisition Price (USD millions): 16
- Strategic Rationale: Expanded hospitality offerings and access to waterfront development opportunities.
Growth Trajectory and Initiatives
Historical Growth: St. Joe's growth has been driven by real estate development and increased tourism in Northwest Florida. Past performance is outlined in SEC filings.
Future Projections: Analyst estimates vary based on market conditions and company strategy. Refer to analyst reports for specific projections.
Recent Initiatives: Recent initiatives include the development of new residential communities, expansion of hospitality offerings, and strategic land acquisitions.
Summary
St. Joe Company holds a dominant position in Northwest Florida real estate and hospitality due to its large land holdings and strong local brand. The company's growth is tied to population trends and tourism in the region, making it susceptible to economic downturns. Recent strategic initiatives focus on expanding its residential and hospitality offerings. Diversification and careful management of market risks are crucial for sustained success.
Similar Companies
DHI
DR Horton Inc
DHI
DR Horton Inc
LEN
Lennar Corporation
LEN
Lennar Corporation
Sources and Disclaimers
Data Sources:
- St. Joe Company Investor Relations
- SEC Filings
- Analyst Reports
- Market Research Reports
Disclaimers:
This analysis is for informational purposes only and does not constitute financial advice. Market conditions can change rapidly, and investment decisions should be based on individual research and consultation with a financial professional.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About St Joe Company
Exchange NYSE | Headquaters Panama City Beach, FL, United States | ||
IPO Launch date 1992-03-10 | President, CEO, COO & Chairman of the Board Mr. Jorge Luis Gonzalez | ||
Sector Real Estate | Industry Real Estate - Diversified | Full time employees 863 | Website https://www.joe.com |
Full time employees 863 | Website https://www.joe.com | ||
The St. Joe Company, together with its subsidiaries, operates as a real estate development, asset management, and operating company in the United States. It operates through three segments: Residential, Hospitality, and Commercial. The Residential segment engages in the development of communities into homesites for sale to homebuilders and on a limited basis to retail customers. This segment primarily sells developed homesites, completed homes, parcels of entitled or undeveloped land or homesites, and a homesite residual on homebuilder, as well as offers title insurance and marketing services. Its Hospitality segment owns and operates a private membership club, golf courses, beach clubs, retail outlets, marinas, and other entertainment assets. This segment also engages in the hotel, food and beverage, and gulf-front vacation rental operations, as well as provides management services. The Commercial segment engages in leasing of commercial property, multi-family, a senior living community, and other assets. This segment also involved in the planning, development, entitlement, management, and sale of commercial and rural land holdings for retail, office, hotel, senior living, multi-family, self-storage, and industrial uses; and grows and sells pulpwood, sawtimber, and other forest products. The St. Joe Company was incorporated in 1936 and is based in Panama City Beach, Florida.
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