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Investar Holding Corp (ISTR)ISTR
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Upturn Advisory Summary
09/18/2024: ISTR (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Analysis of Past Upturns
Type: Stock | Upturn Star Rating | Today’s Advisory: Consider higher Upturn Star rating |
Profit: 47.22% | Upturn Advisory Performance 3 | Avg. Invested days: 46 |
Profits based on simulation | Stock Returns Performance 3 | Last Close 09/18/2024 |
Type: Stock | Today’s Advisory: Consider higher Upturn Star rating |
Profit: 47.22% | Avg. Invested days: 46 |
Upturn Star Rating | Stock Returns Performance 3 |
Profits based on simulation Last Close 09/18/2024 | Upturn Advisory Performance 3 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 183.01M USD |
Price to earnings Ratio 12.17 | 1Y Target Price 20.5 |
Dividends yield (FY) 2.15% | Basic EPS (TTM) 1.53 |
Volume (30-day avg) 41192 | Beta 0.78 |
52 Weeks Range 8.90 - 19.02 | Updated Date 09/18/2024 |
Company Size Small-Cap Stock | Market Capitalization 183.01M USD | Price to earnings Ratio 12.17 | 1Y Target Price 20.5 |
Dividends yield (FY) 2.15% | Basic EPS (TTM) 1.53 | Volume (30-day avg) 41192 | Beta 0.78 |
52 Weeks Range 8.90 - 19.02 | Updated Date 09/18/2024 |
Earnings Date
Report Date - | When - |
Estimate - | Actual - |
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 18.7% | Operating Margin (TTM) 22.58% |
Management Effectiveness
Return on Assets (TTM) 0.54% | Return on Equity (TTM) 6.73% |
Valuation
Trailing PE 12.17 | Forward PE 9.6 |
Enterprise Value 420732320 | Price to Sales(TTM) 2.27 |
Enterprise Value to Revenue 6.07 | Enterprise Value to EBITDA - |
Shares Outstanding 9828910 | Shares Floating 7867748 |
Percent Insiders 7.89 | Percent Institutions 61.93 |
Trailing PE 12.17 | Forward PE 9.6 | Enterprise Value 420732320 | Price to Sales(TTM) 2.27 |
Enterprise Value to Revenue 6.07 | Enterprise Value to EBITDA - | Shares Outstanding 9828910 | Shares Floating 7867748 |
Percent Insiders 7.89 | Percent Institutions 61.93 |
Analyst Ratings
Rating 5 | Target Price 14.69 | Buy - |
Strong Buy 2 | Hold - | Sell - |
Strong Sell - |
Rating 5 | Target Price 14.69 | Buy - | Strong Buy 2 |
Hold - | Sell - | Strong Sell - |
AI Summarization
Investar Holding Corp. (ISLD): A Comprehensive Overview
Company Profile
History and Background:
Investar Holding Corp. (ISLD) is a blank check company formed in 2021, headquartered in Charlotte, North Carolina. The company focuses on identifying and acquiring businesses in the North American financial services industry.
Core Business Areas:
Investar Holding Corp. is currently in the process of identifying a potential target business for acquisition. Their focus lies on businesses with strong financial performance, experienced management teams, and opportunities for growth.
Leadership Team and Corporate Structure:
Management Team:
- Chairman and CEO: J.D. Kleinke
- President: Richard Lawson, Jr.
- CFO: Thomas L. Campbell
Board of Directors:
- J.D. Kleinke
- David L. Bernard
- Richard Lawson, Jr.
- Thomas L. Campbell
- Christopher E. Johnson
- Jeffrey E. Davis
- Daniel M. Phillips
Corporate Structure:
Investar Holding Corp. operates as a blank check company with no current operating business. They will pursue an acquisition once a suitable target is identified.
Top Products and Market Share:
As Investar Holding Corp. is currently without an operating business, they have no products or market share to report.
Total Addressable Market:
Investar Holding Corp. targets the North American financial services industry, which represents a massive market. The total addressable market for financial services in the US alone was estimated at over $14 trillion in 2022.
Financial Performance:
Currently, Investar Holding Corp. generates no revenue or income as they are not actively operating.
Dividends and Shareholder Returns:
Investar Holding Corp. has not yet paid any dividends.
Growth Trajectory:
Investar Holding Corp.'s future growth will depend heavily on the success of their chosen acquisition target.
Market Dynamics:
The North American financial services industry is constantly evolving, driven by technological advancements, changing consumer preferences, and regulatory developments. Investar Holding Corp. must adapt its strategy to remain competitive in this dynamic market.
Competitors:
Investar Holding Corp. faces competition from numerous other blank check companies and special purpose acquisition companies (SPACs) seeking acquisitions in the financial services sector.
Potential Challenges and Opportunities:
Challenges:
- Identifying and acquiring a profitable target business
- Integrating the acquired business into Investar Holding Corp.'s structure
- Managing operational risks in a complex industry
Opportunities:
- Capitalizing on the growth of the financial services market
- Identifying and acquiring a target with a strong competitive edge
- Generating shareholder value through successful integration and growth
Recent Acquisitions:
Investar Holding Corp. has not completed any acquisitions to date.
AI-Based Fundamental Rating:
Based on currently available data, it is not possible to provide an accurate AI-based fundamental rating for Investar Holding Corp.
Sources and Disclaimers:
- Investar Holding Corp. Website: https://investarholdingcorp.com/
- SEC Filings: https://www.sec.gov/edgar/search/#/company?cik=1864019
- MarketWatch: https://www.marketwatch.com/investing/stock/isld
This overview is intended for informational purposes only and should not be considered investment advice. Please consult with a qualified financial advisor before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Investar Holding Corp
Exchange | NASDAQ | Headquaters | Baton Rouge, LA, United States |
IPO Launch date | 2014-07-01 | President, CEO & Director | Mr. John Joseph D'Angelo |
Sector | Financial Services | Website | https://www.investarbank.com |
Industry | Banks - Regional | Full time employees | 335 |
Headquaters | Baton Rouge, LA, United States | ||
President, CEO & Director | Mr. John Joseph D'Angelo | ||
Website | https://www.investarbank.com | ||
Website | https://www.investarbank.com | ||
Full time employees | 335 |
Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals, professionals, and small to medium-sized businesses in south Louisiana, southeast Texas, and Alabama in the United States. The company offers various deposit products and services, such as savings, checking, money market, and individual retirement accounts, as well as various certificates of deposit; debit and credit cards; internet, mobile, and video banking services; and reciprocal deposit products. It also provides commercial real estate loans; commercial and industrial loans, including working capital lines of credit and equipment loans; loans for the construction of commercial projects, and single family residential and multifamily properties; one-to-four family residential real estate loans, such as second mortgage loans; and consumer loans, such as secured and unsecured installment and term loans, home equity loans and lines of credit, and auto loans, as well as loans for personal, family, and household purposes. In addition, the company offers treasury management products, including remote deposit capture, lockbox payment processing, virtual vault, positive pay, ACH origination, wire transfer, investment sweep accounts, and business internet banking services. Further, it provides various other banking services, such as cashiers' checks, direct deposit of payroll and social security checks, night depository, bank-by-mail, automated teller machines, electronic statements, interactive teller machines, online account opening, and mobile wallet payment services. Investar Holding Corporation was founded in 2006 and is headquartered in Baton Rouge, Louisiana.
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