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Upturn AI SWOT - About
ING 
ING Group NV ADR (ING)
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Upturn Advisory Summary
04/01/2025: ING (4-star) is a STRONG-BUY. BUY since 52 days. Profits (19.27%). Updated daily EoD!
Upturn Star Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
AI Based Fundamental Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Analysis of Past Performance
Type Stock | Historic Profit 65.27% | Avg. Invested days 50 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 59.77B USD | Price to earnings Ratio 9.17 | 1Y Target Price 19.4 |
Price to earnings Ratio 9.17 | 1Y Target Price 19.4 | ||
Volume (30-day avg) 3393692 | Beta 1.56 | 52 Weeks Range 14.33 - 20.79 | Updated Date 04/2/2025 |
52 Weeks Range 14.33 - 20.79 | Updated Date 04/2/2025 | ||
Dividends yield (FY) 5.86% | Basic EPS (TTM) 2.14 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 26.6% | Operating Margin (TTM) 18.1% |
Management Effectiveness
Return on Assets (TTM) 0.56% | Return on Equity (TTM) 10.23% |
Valuation
Trailing PE 9.17 | Forward PE 9.02 | Enterprise Value 157814226944 | Price to Sales(TTM) 2.98 |
Enterprise Value 157814226944 | Price to Sales(TTM) 2.98 | ||
Enterprise Value to Revenue 9.56 | Enterprise Value to EBITDA - | Shares Outstanding 3046479872 | Shares Floating 3094247621 |
Shares Outstanding 3046479872 | Shares Floating 3094247621 | ||
Percent Insiders - | Percent Institutions 5.61 |
Analyst Ratings
Rating 3.5 | Target Price 19.4 | Buy 1 | Strong Buy - |
Buy 1 | Strong Buy - | ||
Hold 1 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
ING Group NV ADR
Company Overview
History and Background
ING Group NV ADR originates from the 1991 merger of Nationale-Nederlanden and NMB Postbank Group. Nationale-Nederlanden was founded in 1845 and focused on insurance, while NMB Postbank Group was a banking institution. The merger created a diversified financial services provider.
Core Business Areas
- Retail Banking: Provides banking services to individuals and small to medium-sized enterprises (SMEs), including current accounts, savings accounts, mortgages, and consumer loans.
- Wholesale Banking: Offers financial services to large corporations, financial institutions, and public sector entities. These services include lending, transaction services, corporate finance, and financial markets products.
- Direct Banking: Delivers banking services directly to customers through online and mobile platforms, primarily in selected European markets.
Leadership and Structure
The leadership team consists of the CEO, CFO, and other key executives. ING operates with a board of directors and a management board.
Top Products and Market Share
Key Offerings
- Mortgages: ING offers mortgages to individuals in various countries. Market share varies by country; in the Netherlands, ING is a major player. Competitors include ABN AMRO, Rabobank, and local banks. Revenue data unavailable.
- Savings Accounts: ING provides savings accounts to individuals and businesses. Competitors include other major banks and online savings platforms. Market share data unavailable.
- Current Accounts: ING provides current accounts to individuals and businesses. Competitors include other major banks. Market share data unavailable.
Market Dynamics
Industry Overview
The banking industry is currently characterized by increased regulation, low interest rates, technological disruption, and increasing competition from fintech companies. Economic uncertainty and geopolitical risks also play a role.
Positioning
ING is a well-established European bank with a strong brand and a focus on digital banking. Its competitive advantages include a large customer base, a strong balance sheet, and a commitment to innovation.
Total Addressable Market (TAM)
The global banking market is in the trillions of dollars. ING is positioned to capture a share of the retail and wholesale banking sectors within its European operating region. TAM varies dependent on market and sector, and specific data unavailable.
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Large customer base
- Solid capital position
- Advanced digital capabilities
- Experienced management team
Weaknesses
- Geographic concentration in Europe
- Exposure to regulatory risks
- Vulnerability to cyberattacks
- Dependence on interest rate environment
Opportunities
- Expansion into new markets
- Development of innovative financial products
- Increased adoption of digital banking
- Strategic acquisitions
- Leveraging AI for enhanced customer experience
Threats
- Increased competition from fintech companies
- Economic downturns
- Changes in regulatory environment
- Cybersecurity threats
- Geopolitical instability
Competitors and Market Share
Key Competitors
- BAC
- JPM
- WFC
Competitive Landscape
ING competes with other large European and global banks, as well as with fintech companies. Its strengths include its strong brand, large customer base, and advanced digital capabilities. Its weaknesses include its geographic concentration and exposure to regulatory risks.
Major Acquisitions
Payvision
- Year: 2018
- Acquisition Price (USD millions): 390
- Strategic Rationale: Expanded ING's payment processing capabilities.
Growth Trajectory and Initiatives
Historical Growth: ING has experienced moderate growth in recent years, driven by expansion in its retail and wholesale banking businesses. Specific growth rates vary.
Future Projections: Analyst estimates suggest continued moderate growth for ING, with potential for increased profitability through efficiency improvements and digital transformation.
Recent Initiatives: Recent initiatives include investments in digital banking platforms, expansion into new markets, and strategic acquisitions to strengthen its core businesses.
Summary
ING Group NV ADR is a stable, well-established financial institution with a strong presence in Europe and increasingly invests in digital initiatives. Their solid financial position helps with dividends and acquisitions. Risks such as economic downturns, increasing competition, and cybersecurity challenges must be monitored. Geographic concentration and regulatory exposure are items that ING needs to address.
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BAC
Bank of America Corp
BAC
Bank of America Corp
C
Citigroup Inc
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JPM
JPMorgan Chase & Co
JPM
JPMorgan Chase & Co
MS
Morgan Stanley
MS
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Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Reports
- Analyst Estimates
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered financial advice. Market conditions are constantly changing and may impact the accuracy of the information presented.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About ING Group NV ADR
Exchange NYSE | Headquaters - | ||
IPO Launch date 1996-11-18 | CEO and Chairman of the Executive Board & Management Board Banking Mr. Steven J. A. van Rijswijk | ||
Sector Financial Services | Industry Banks - Diversified | Full time employees 60000 | Website https://www.ing.com |
Full time employees 60000 | Website https://www.ing.com | ||
ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and internationally. The company operates through five segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, and Wholesale Banking. It accepts current and savings accounts, as well as time deposits. The company also offers business lending products; SME loans; consumer lending products, such as residential mortgage loans and other consumer lending loans; and mortgages. In addition, it provides working capital solutions; debt and equity market solutions; various loans; payments; and cash management, trade and corporate finance, and treasury services, as well as savings, investment, insurance, and digital banking services. The company serves individual customers, corporate clients, and financial institutions. ING Groep N.V. was founded in 1762 and is headquartered in Amsterdam, the Netherlands.
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