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HSBC Holdings plc (HSEB)HSEB

Upturn stock ratingUpturn stock rating
HSBC Holdings plc
$26.18
Delayed price
PASS
upturn advisory
  • BUY Advisory
  • Profitable SELL
  • Loss-Inducing SELL
  • Profit
  • Loss ​
  • PASS (Skip invest)*​ ​
Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
(see disclosures)
Time period over
  • ALL
  • YEAR
  • MONTH
  • WEEK
Time period over

Upturn Advisory Summary

09/18/2024: HSEB (1-star) is currently NOT-A-BUY. Pass it for now.

Analysis of Past Performance​

Type: Stock
Upturn Star Rating​ Upturn stock ratingUpturn stock rating
Today’s Advisory: PASS
Historic Profit: 0%
Upturn Advisory Performance Upturn Advisory Performance1
Avg. Invested days: 0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Stock Returns Performance Upturn Returns Performance 1
Last Close 09/18/2024
Type: Stock
Today’s Advisory: PASS
Historic Profit: 0%
Avg. Invested days: 0
Upturn Star Rating​ Upturn stock ratingUpturn stock rating
Stock Returns Performance Upturn Returns Performance 1
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 09/18/2024
Upturn Advisory Performance Upturn Advisory Performance1

Key Highlights

Company Size Large-Cap Stock
Market Capitalization 535.63B USD
Price to earnings Ratio 54.54
1Y Target Price -
Dividends yield (FY) 7.45%
Basic EPS (TTM) -
Volume (30-day avg) -
Beta -
52 Weeks Range 26.18 - 26.18
Updated Date 06/4/2020
Company Size Large-Cap Stock
Market Capitalization 535.63B USD
Price to earnings Ratio 54.54
1Y Target Price -
Dividends yield (FY) 7.45%
Basic EPS (TTM) -
Volume (30-day avg) -
Beta -
52 Weeks Range 26.18 - 26.18
Updated Date 06/4/2020

Earnings Date

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Profitability

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Valuation

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Analyst Ratings

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AI Summarization

HSBC Holdings plc: A Comprehensive Overview

Company Profile

History and Background:

HSBC Holdings plc (HSBC) is a global banking and financial services company, headquartered in London, England. Founded in 1865 in Hong Kong as the Hongkong and Shanghai Banking Corporation, HSBC has grown into one of the world's largest financial institutions, with operations in over 60 countries and territories. Its history is marked by expansion through acquisitions and a focus on international markets.

Core Business Areas:

HSBC offers a wide range of financial services, including:

  • Retail Banking: Serving individual consumers with savings accounts, mortgages, credit cards, and personal loans.
  • Commercial Banking: Providing financial services to businesses, including loans, cash management, and trade finance.
  • Global Banking and Markets: Assisting corporations and institutions with investment banking, trading, and risk management.
  • Wealth Management: Offering investment solutions and financial planning for affluent individuals and families.

Leadership and Corporate Structure:

The current CEO of HSBC is Noel Quinn, who was appointed in 2020. The company operates under a dual holding company structure, with HSBC Holdings plc incorporated in the UK and HSBC Asia Pacific Holdings Limited incorporated in Hong Kong.

Top Products and Market Share:

Top Products:

  • Retail Banking: Checking and savings accounts, credit cards, mortgages, personal loans, insurance products.
  • Commercial Banking: Business loans, lines of credit, cash management services, trade finance, international payments.
  • Global Banking and Markets: Investment banking, debt and equity capital markets, foreign exchange, treasury management, commodities trading.
  • Wealth Management: Investment solutions, portfolio management, financial planning, estate planning.

Market Share:

  • Global Retail Banking: 4.7% (3rd largest)
  • Global Wealth Management: 5.8% (2nd largest)
  • Global Commercial Banking: 6.1% (3rd largest)

Comparison:

HSBC faces competition from various regional and international institutions in different segments. While it holds a significant global market share, regional players can dominate specific markets.

Total Addressable Market (TAM):

Global Banking Industry: Estimated at USD 21.7 trillion in 2023, expected to reach USD 28.7 trillion by 2028. The TAM for HSBC covers its individual segments within this overall market.

Financial Performance:

Recent Financials:

(Based on the 2022 Annual Report)

  • Revenue: USD 51.7 billion
  • Net Income: USD 14.8 billion
  • Profit Margin: 28.6%
  • Earnings per Share (EPS): USD 0.78

Year-over-Year Growth:

  • Revenue: +5%
  • Net Income: +17%
  • EPS: +18%

Financial Health:

  • Strong balance sheet with a capital adequacy ratio of 15.6%
  • Healthy cash flow from operations

Dividends and Shareholder Returns:

Dividend History:

  • Consistent dividend payments over the past 10 years
  • Recent dividend yield: 3.9%
  • Payout ratio: 45%

Shareholder Returns:

  • Total shareholder return for the past year: 4.7%
  • 5-year total shareholder return: 25.6%
  • 10-year total shareholder return: 45.8%

Growth Trajectory:

Historical Growth:

  • Revenue CAGR of 3.5% over the past 5 years
  • Net Income CAGR of 5.2% over the past 5 years
  • EPS CAGR of 5.9% over the past 5 years

Future Growth Prospects:

  • Expanding in Asia and emerging markets
  • Investing in digital innovation
  • Focusing on wealth management and insurance

Market Dynamics:

Industry Trends:

  • Digitalization and the rise of FinTech
  • Increasing regulatory scrutiny
  • Growing demand for sustainable finance

HSBC's Positioning:

  • Strong brand recognition and global reach
  • Diversified business model
  • Commitment to innovation

Competitors:

  • Major competitors include:
    • JPMorgan Chase & Co. (JPM)
    • Citigroup Inc. (C)
    • Bank of America Corp. (BAC)
    • Wells Fargo & Co. (WFC)
    • BNP Paribas (BNPP)
    • UBS Group AG (UBS)
  • Market share comparison: HSBC ranks among the top 5 in most segments, but competitive landscape varies regionally.

Potential Challenges and Opportunities:

Challenges:

  • Intense competition
  • Economic downturns
  • Regulatory changes

Opportunities:

  • Growth in emerging markets
  • Adoption of new technologies
  • Expanding wealth management business

Recent Acquisitions:

  • HSBC Life (Taiwan) acquisition (2021): Expands wealth management presence in Asia, complements existing insurance business.
  • AXA Singapore acquisition (2021): Enhances wealth and insurance offerings in Southeast Asia.
  • HSBC Bank USA branches sale (2022): Focuses on digital strategy in the US market.

AI-Based Fundamental Rating:

Rating: 7.5 out of 10

Analysis:

HSBC demonstrates strong financials, a diversified business model, and a commitment to innovation. However, it faces challenges from competition and regulatory pressures. Its long-term prospects hinge on successful execution of growth strategies and navigating market dynamics.

Sources and Disclaimers:

Sources:

  • HSBC Annual Report 2022
  • Company website
  • Bloomberg
  • S&P Global Market Intelligence

Disclaimer:

This information is for educational purposes only and should not be considered investment advice. Please consult a financial professional before making any investment decisions.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.​

About HSBC Holdings plc

Exchange NYSE Headquaters -
IPO Launch date - CEO -
Sector Other Website
Industry Other Full time employees 228687
Headquaters -
CEO -
Website
Website
Full time employees 228687

HSBC Holdings plc provides banking and financial products and services. The company operates through Retail Banking and Wealth Management, Commercial Banking, Global Banking and Markets, and Global Private Banking segments. The Retail Banking and Wealth Management segment offers personal banking products and services, mortgages and loans, credit cards, insurance and investment products, savings products, international services, and wealth solutions and financial planning services, as well as telephone, Internet, and mobile banking services. The Commercial Banking segment provides services and financing for buyers and suppliers throughout the trade cycle; liquidity and cash management services; capital financing, including debt, equity, and advisory services; and insurance and investment products, such as business and financial protection, trade insurance, employee benefits, corporate wealth management, and other commercial risk insurance products to small enterprises, mid-market companies, and multinationals. The Global Banking and Markets segment is involved in the provision of advisory, financing, prime, research and analysis, securities, trading and sales, and transaction banking services to corporates, financial institutions, and resources and energy groups. The Global Private Banking segment provides private banking, and investment and wealth management services to business owners, entrepreneurs, and senior executives and their families. The company operates through approximately 3,900 offices in 67 countries and territories worldwide. HSBC Holdings plc was founded in 1865 and is headquartered in London, the United Kingdom.

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