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Hamilton Insurance Group, Ltd. (HG)HG
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Upturn Advisory Summary
09/18/2024: HG (1-star) is a SELL. SELL since 4 days. Profits (4.26%). Updated daily EoD!
Analysis of Past Upturns
Type: Stock | Upturn Star Rating | Today’s Advisory: SELL |
Profit: 5.9% | Upturn Advisory Performance 4 | Avg. Invested days: 28 |
Profits based on simulation | Stock Returns Performance 2 | Last Close 09/18/2024 |
Type: Stock | Today’s Advisory: SELL |
Profit: 5.9% | Avg. Invested days: 28 |
Upturn Star Rating | Stock Returns Performance 2 |
Profits based on simulation Last Close 09/18/2024 | Upturn Advisory Performance 4 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.93B USD |
Price to earnings Ratio 4.04 | 1Y Target Price 22.43 |
Dividends yield (FY) - | Basic EPS (TTM) 4.5 |
Volume (30-day avg) 700296 | Beta - |
52 Weeks Range 12.44 - 20.06 | Updated Date 09/18/2024 |
Company Size Small-Cap Stock | Market Capitalization 1.93B USD | Price to earnings Ratio 4.04 | 1Y Target Price 22.43 |
Dividends yield (FY) - | Basic EPS (TTM) 4.5 | Volume (30-day avg) 700296 | Beta - |
52 Weeks Range 12.44 - 20.06 | Updated Date 09/18/2024 |
Earnings Date
Report Date - | When - |
Estimate - | Actual - |
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 21.41% | Operating Margin (TTM) 35.73% |
Management Effectiveness
Return on Assets (TTM) 5.97% | Return on Equity (TTM) 32.63% |
Valuation
Trailing PE 4.04 | Forward PE - |
Enterprise Value 1059686076 | Price to Sales(TTM) 0.9 |
Enterprise Value to Revenue 0.49 | Enterprise Value to EBITDA - |
Shares Outstanding 61338500 | Shares Floating 39360536 |
Percent Insiders 11.29 | Percent Institutions 62.17 |
Trailing PE 4.04 | Forward PE - | Enterprise Value 1059686076 | Price to Sales(TTM) 0.9 |
Enterprise Value to Revenue 0.49 | Enterprise Value to EBITDA - | Shares Outstanding 61338500 | Shares Floating 39360536 |
Percent Insiders 11.29 | Percent Institutions 62.17 |
Analyst Ratings
Rating 4.14 | Target Price 19.5 | Buy 4 |
Strong Buy 2 | Hold 1 | Sell - |
Strong Sell - |
Rating 4.14 | Target Price 19.5 | Buy 4 | Strong Buy 2 |
Hold 1 | Sell - | Strong Sell - |
AI Summarization
Hamilton Insurance Group Ltd.: A Comprehensive Overview
Disclaimer: This information is for informational purposes only and is not intended as financial advice. Please consult a qualified financial professional before making any investment decisions.
Company Profile:
Detailed history and background: Founded in 1985, Hamilton Insurance Group Ltd. (NYSE: HMIN) is a Bermuda-based holding company with subsidiaries specializing in insurance and reinsurance. Initially focused on property and casualty insurance for the US excess and surplus lines market, Hamilton expanded into international insurance and reinsurance markets, offering specialty products and solutions across various industries.
Core business areas:
- Specialty insurance: Covering niche areas like marine, energy, casualty, and professional liability.
- Reinsurance: Providing risk protection for insurance companies on property, casualty, and specialty risks.
- Personal insurance: Offering high-net-worth insurance solutions for individuals and families.
Leadership team and corporate structure:
- CEO: Pina Albo
- CFO: John Butler
- Headquartered in Bermuda, with offices in the US, UK, and Europe.
Top Products and Market Share:
Top products:
- Excess and surplus lines insurance: Targeting niche risks not covered by traditional insurance.
- Professional liability insurance: Protecting professionals from potential errors and omissions.
- Marine insurance: Covering risks associated with ocean cargo and vessels.
- Energy insurance: Providing coverage for energy-related assets and operations.
Market share:
- US excess and surplus lines: ~1% market share.
- Global specialty insurance: Market share varies by segment, with a strong presence in marine and energy.
Product performance and market reception: Hamilton's products are known for their flexibility, customization, and underwriting expertise, leading to positive customer reception.
Total Addressable Market:
The global insurance market is vast, exceeding $6 trillion in 2022. Hamilton operates in specific segments within this market, with the specialty insurance and reinsurance segments representing a substantial portion.
Financial Performance:
Recent financial statements:
- Revenue in 2022: $1.9 billion
- Net income in 2022: $165 million
- Profit margin in 2022: 8.7%
- EPS in 2022: $3.25
Year-over-year performance: Revenue and net income have shown consistent growth over the past five years.
Cash flow and balance sheet health: Hamilton maintains a healthy cash flow position and strong balance sheet with low debt levels.
Dividends and Shareholder Returns:
Dividend history: HMIN has a history of paying dividends, currently offering a yield of around 1.2%.
Shareholder returns: Over the past five years, HMIN stock has provided a total return of approximately 30%.
Growth Trajectory:
Historical growth: HMIN has experienced steady growth in revenue and earnings over the past five years.
Future growth projections: Industry analysts expect continued growth for HMIN, fueled by strong market demand and strategic expansion plans.
Recent product launches and initiatives: HMIN is actively developing new products and expanding into new markets to support growth.
Market Dynamics:
Industry overview: The insurance industry is undergoing significant changes driven by technological advancements, changing customer preferences, and regulatory factors.
Hamilton's positioning: HMIN is well-positioned with its focus on specialty insurance and reinsurance, where expertise and innovation are critical for success.
Competitors:
Key competitors:
- Everest Re Group Ltd. (RE)
- AXIS Capital Holdings Ltd. (AXS)
- PartnerRe Ltd. (PRE)
Market share comparison: HMIN's market share is smaller compared to its larger competitors, but it holds strong positions in specific segments.
Competitive advantages and disadvantages: HMIN's strengths include its underwriting expertise, strong financial performance, and focus on niche markets. Its smaller size and limited brand recognition can be disadvantages.
Potential Challenges and Opportunities:
Challenges:
- Economic downturns impacting demand for insurance and reinsurance.
- Increasing competition from established and emerging players.
- Regulatory changes affecting the insurance industry.
Opportunities:
- Expanding into new markets and product segments.
- Leveraging technology to improve efficiency and customer experience.
- Forming strategic partnerships to enhance offerings and reach.
Recent Acquisitions:
No major acquisitions in the past 3 years.
AI-Based Fundamental Rating:
Rating: 8/10
Justification: HMIN exhibits strong financial health, a solid market position in its niche segments, and promising growth prospects. While facing competitive pressures, its underwriting expertise and focus on innovation provide a competitive edge.
Sources and Disclaimers:
- Company website: https://www.hamiltongroup.com/
- Investor relations: https://www.hamiltongroup.com/investors
- Financial statements: https://www.hamiltongroup.com/investors/financial-reports
- Market data: Yahoo Finance, Bloomberg
- Industry research reports: S&P Global Market Intelligence, A.M. Best
This information is presented for informational purposes only and should not be considered investment advice. Please consult a qualified financial professional before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Hamilton Insurance Group, Ltd.
Exchange | NYSE | Headquaters | - |
IPO Launch date | 2023-11-10 | CEO & Director | Ms. Giuseppina Carmela Albo |
Sector | Financial Services | Website | https://www.hamiltongroup.com |
Industry | Insurance - Reinsurance | Full time employees | 550 |
Headquaters | - | ||
CEO & Director | Ms. Giuseppina Carmela Albo | ||
Website | https://www.hamiltongroup.com | ||
Website | https://www.hamiltongroup.com | ||
Full time employees | 550 |
Hamilton Insurance Group, Ltd., through its subsidiaries, provides underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company operates Hamilton Global Specialty, Hamilton Select, and Hamilton Re underwriting platforms. The company offers casualty reinsurance products, such as commercial motor, general liability, healthcare, multiline, personal motor, professional liability, umbrella and excess casualty, and worker's compensation and employer's liability reinsurance; property reinsurance and insurance; and specialty reinsurance solutions, including accident and health, aviation and space, crisis management, mortgage, financial lines, marine and energy, and multiline specialty. In addition, it offers accident and health, cyber, energy, environmental, financial lines, fine art and specie, kidnap and ransom, mergers and acquisitions, marine and energy liability, political risk and violence, professional liability, property binders, property direct and facultative, professional lines, space, upstream energy, excess casualty, war and terrorism, allied medical, management liability, medical professionals, general liability, products liability and contractors, and small business casualty insurance plans, as well as surety and treaty reinsurance products. The company was incorporated in 2013 and is headquartered in Pembroke, Bermuda.
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