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Upturn AI SWOT - About
HBAN 
Huntington Bancshares Incorporated (HBAN)
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Upturn Advisory Summary
04/01/2025: HBAN (3-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
AI Based Fundamental Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Analysis of Past Performance
Type Stock | Historic Profit 9.39% | Avg. Invested days 54 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 21.84B USD | Price to earnings Ratio 12.25 | 1Y Target Price 18.34 |
Price to earnings Ratio 12.25 | 1Y Target Price 18.34 | ||
Volume (30-day avg) 25570942 | Beta 1.1 | 52 Weeks Range 11.54 - 18.09 | Updated Date 04/1/2025 |
52 Weeks Range 11.54 - 18.09 | Updated Date 04/1/2025 | ||
Dividends yield (FY) 4.13% | Basic EPS (TTM) 1.22 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 27.93% | Operating Margin (TTM) 39.76% |
Management Effectiveness
Return on Assets (TTM) 1% | Return on Equity (TTM) 10.01% |
Valuation
Trailing PE 12.25 | Forward PE 10.74 | Enterprise Value 27689687040 | Price to Sales(TTM) 3.14 |
Enterprise Value 27689687040 | Price to Sales(TTM) 3.14 | ||
Enterprise Value to Revenue 5.45 | Enterprise Value to EBITDA - | Shares Outstanding 1460749952 | Shares Floating 1442331727 |
Shares Outstanding 1460749952 | Shares Floating 1442331727 | ||
Percent Insiders 0.93 | Percent Institutions 87.02 |
Analyst Ratings
Rating 3.82 | Target Price 18.66 | Buy 4 | Strong Buy 8 |
Buy 4 | Strong Buy 8 | ||
Hold 8 | Sell 2 | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Huntington Bancshares Incorporated
Company Overview
History and Background
Huntington Bancshares Incorporated was founded in 1866 as The Huntington National Bank in Columbus, Ohio. Over the years, it has grown through organic expansion and strategic acquisitions to become a major regional bank holding company.
Core Business Areas
- Commercial Banking: Provides a range of financial services to businesses, including commercial lending, treasury management, and capital markets solutions.
- Consumer Banking: Offers a variety of retail banking products and services, such as checking and savings accounts, mortgages, auto loans, and credit cards.
- Wealth Management: Provides investment management, trust services, and financial planning to individuals and families.
Leadership and Structure
The leadership team includes the CEO, CFO, and other key executives. The organizational structure is typical of a large bank holding company, with various lines of business reporting to senior management.
Top Products and Market Share
Key Offerings
- Commercial Lending: Provides loans and credit facilities to businesses of all sizes. Market share data is proprietary but competes with national and regional banks such as JPMorgan Chase, Bank of America, and Fifth Third Bank.
- Market Share:
- Market Share:
- Mortgages: Offers mortgage products to homebuyers. Market share data varies regionally and competes with Quicken Loans (Rocket Mortgage), Wells Fargo, and local lenders.
- Checking Accounts: Provides various checking account options for consumers and businesses. Competitors include Chase, PNC, and regional banks.
- Market Share:
Market Dynamics
Industry Overview
The banking industry is currently navigating rising interest rates, increased regulatory scrutiny, and evolving customer expectations. Digital transformation and fintech competition are also major trends.
Positioning
Huntington Bancshares Incorporated is positioned as a super-regional bank with a strong presence in the Midwest. Its competitive advantages include a customer-centric approach and a diversified business model.
Total Addressable Market (TAM)
The TAM for banking services in Huntington's operating regions is estimated to be in the hundreds of billions of dollars. Huntington is well positioned to capture a larger share through strategic initiatives and expansion.
Upturn SWOT Analysis
Strengths
- Strong regional presence in the Midwest
- Diversified business model
- Customer-centric approach
- Experienced management team
- Sound capital position
Weaknesses
- Limited geographic reach compared to national banks
- Sensitivity to interest rate fluctuations
- Dependence on regional economic conditions
- Potential for increased regulatory scrutiny
Opportunities
- Expansion into new markets
- Strategic acquisitions
- Digital transformation
- Growing wealth management business
- Increased demand for commercial lending
Threats
- Increased competition from fintech companies
- Economic downturn
- Rising interest rates
- Cybersecurity risks
- Changes in regulations
Competitors and Market Share
Key Competitors
- JPM
- BAC
- PNC
- KEY
Competitive Landscape
Huntington Bancshares Incorporated competes with national and regional banks, as well as fintech companies. Its competitive advantages include its strong regional presence and customer-centric approach.
Major Acquisitions
TCF Financial Corporation
- Year: 2021
- Acquisition Price (USD millions): 6000
- Strategic Rationale: The acquisition of TCF Financial Corporation expanded Huntington Bancshares Incorporated's presence in the Midwest and enhanced its product offerings.
Growth Trajectory and Initiatives
Historical Growth: Huntington Bancshares Incorporated has experienced steady growth over the past years, driven by organic expansion and strategic acquisitions.
Future Projections: Analysts project continued growth for Huntington Bancshares Incorporated, driven by its strong regional presence and diversified business model.
Recent Initiatives: Recent strategic initiatives include investments in digital technology, expansion into new markets, and acquisitions to enhance its service offerings.
Summary
Huntington Bancshares Incorporated is a solid regional bank with a strong presence in the Midwest. Its diversified business model and customer-centric approach are working well. However, it faces challenges from increased competition and sensitivity to economic conditions and rates. Strategic acquisitions will continue to be important for growth.
Similar Companies
FITB
Fifth Third Bancorp
FITB
Fifth Third Bancorp
KEY
KeyCorp
KEY
KeyCorp
PNC
PNC Financial Services Group Inc
PNC
PNC Financial Services Group Inc
ZION
Zions Bancorporation
ZION
Zions Bancorporation
Sources and Disclaimers
Data Sources:
- Company Filings
- Analyst Reports
- Industry Publications
Disclaimers:
The data provided is for informational purposes only and should not be considered financial advice. Market share data is based on estimates and may vary.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Huntington Bancshares Incorporated
Exchange NASDAQ | Headquaters Columbus, OH, United States | ||
IPO Launch date 1990-03-26 | Chairman, President & CEO Mr. Stephen D. Steinour | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 19932 | Website https://www.huntington.com |
Full time employees 19932 | Website https://www.huntington.com | ||
Huntington Bancshares Incorporated operates as the bank holding company for The Huntington National Bank that provides commercial, consumer, and mortgage banking services in the United States. The company offers financial products and services to consumer and business customers, including deposits, lending, payments, mortgage banking, dealer financing, investment management, trust, brokerage, insurance, and other financial products and services. It also provides 24-Hour Grace, Asterisk-Free Checking, Money Scout, $50 Safety Zone, Standby Cash, Early Pay, Instant Access, Savings Goal Getter, And Huntington Heads Up; digitally powered consumer and business financial solutions to consumer lending, regional banking, branch banking, and wealth management customers; direct and indirect consumer loans, as well as dealer finance loans and deposits; and private banking, wealth management and legacy planning through investment and portfolio management, fiduciary administration and trust, institutional custody, and full-service retail brokerage investment services. The company offers equipment financing, asset-based lending, distribution finance, structured lending, and municipal financing solutions, as well as Huntington ChoicePay. In addition, it offers lending, liquidity, treasury management and other payment services, and capital markets; government and non-profits, healthcare, technology and telecommunications, franchises, financial sponsors, and global services; and corporate risk management, institutional sales and trading, debt and equity issuance, and additional advisory services. The company offers its products through a network of channels, including branches and ATMs, online and mobile banking, and through customer call centers to customers in middle market banking, corporate, specialty, and government banking, asset finance, commercial real estate banking, and capital markets. The company was founded in 1866 and is headquartered in Columbus, Ohio.
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