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Upturn AI SWOT - About
GBDC 
Golub Capital BDC Inc (GBDC)
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Upturn Advisory Summary
03/27/2025: GBDC (3-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
AI Based Fundamental Rating
Outstanding Performance
These Stocks/ETFs, based on Upturn Advisory, have historically outperformed the market, making them a top-tier choice for investors.
Analysis of Past Performance
Type Stock | Historic Profit 37.17% | Avg. Invested days 90 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  5.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 03/27/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 4.05B USD | Price to earnings Ratio 11.47 | 1Y Target Price 16.25 |
Price to earnings Ratio 11.47 | 1Y Target Price 16.25 | ||
Volume (30-day avg) 1527976 | Beta 0.54 | 52 Weeks Range 12.92 - 15.83 | Updated Date 03/30/2025 |
52 Weeks Range 12.92 - 15.83 | Updated Date 03/30/2025 | ||
Dividends yield (FY) 10.23% | Basic EPS (TTM) 1.33 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 39.63% | Operating Margin (TTM) 79.64% |
Management Effectiveness
Return on Assets (TTM) 5.49% | Return on Equity (TTM) 9.4% |
Valuation
Trailing PE 11.47 | Forward PE 9.42 | Enterprise Value 8829140992 | Price to Sales(TTM) 5.19 |
Enterprise Value 8829140992 | Price to Sales(TTM) 5.19 | ||
Enterprise Value to Revenue 28.93 | Enterprise Value to EBITDA 18.93 | Shares Outstanding 265499008 | Shares Floating - |
Shares Outstanding 265499008 | Shares Floating - | ||
Percent Insiders 6.36 | Percent Institutions 40.93 |
Analyst Ratings
Rating 4 | Target Price 16.25 | Buy 1 | Strong Buy 2 |
Buy 1 | Strong Buy 2 | ||
Hold 2 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Golub Capital BDC Inc
Company Overview
History and Background
Golub Capital BDC Inc. (GBDC) was founded in 2009. It is a specialty finance company and internally managed business development company (BDC) focused on providing financing solutions to middle-market companies in the U.S. Golub Capital BDC is managed by Golub Capital Investment Corporation.
Core Business Areas
- Direct Lending: Provides senior secured loans, including first lien, unitranche, and second lien loans, as well as mezzanine debt and equity investments, to U.S. middle-market companies.
Leadership and Structure
David B. Golub is the Chairman and CEO. The company is internally managed by Golub Capital Investment Corporation.
Top Products and Market Share
Key Offerings
- Senior Secured Loans: Provides first lien, unitranche, and second lien loans primarily to middle-market companies. Market share is difficult to pinpoint precisely but GBDC is considered a significant player in the BDC sector. Competitors include Ares Capital Corporation (ARCC) and Prospect Capital Corporation (PSEC).
- Mezzanine Debt and Equity Investments: Offers mezzanine debt and equity co-investments. Market share is not readily available but GBDC targets companies where they see strong return potential. Competitors in this area are other BDCs and private equity firms.
Market Dynamics
Industry Overview
The BDC industry focuses on lending to and investing in small and medium-sized businesses. It is subject to regulatory oversight and influenced by interest rate environments and economic conditions.
Positioning
GBDC is a well-established BDC with a focus on senior secured lending. It emphasizes disciplined underwriting and aims for consistent returns. Golub Capital's long-standing reputation for credit expertise gives it an advantage.
Total Addressable Market (TAM)
The TAM for middle-market lending is estimated to be in the hundreds of billions of dollars. GBDC is well-positioned to capture a portion of this market due to its strong origination platform and expertise in credit underwriting.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Strong origination platform
- Disciplined underwriting process
- Focus on senior secured loans
Weaknesses
- Exposure to credit risk in middle-market lending
- Reliance on leverage
- Vulnerability to interest rate fluctuations
- Performance can fluctuate with economy
Opportunities
- Growing demand for private credit
- Expansion into new sectors or geographies
- Increased regulatory focus on bank lending, creating opportunities for non-bank lenders
- Strategic acquisitions
Threats
- Economic downturn
- Increased competition from other lenders
- Changes in regulations affecting BDCs
- Rising interest rates impacting borrower creditworthiness
Competitors and Market Share
Key Competitors
- ARCC
- PSEC
- TCPC
- TCRD
- OCSL
Competitive Landscape
GBDC competes with other BDCs and direct lenders for investment opportunities. Its advantages include its experienced management team and disciplined underwriting process. Disadvantages may include its reliance on leverage and exposure to credit risk.
Major Acquisitions
Growth Trajectory and Initiatives
Historical Growth: GBDC's historical growth has been driven by its ability to originate and manage loans to middle-market companies.
Future Projections: Future growth is dependent on factors such as the economic environment, interest rates, and the company's ability to continue to source attractive investment opportunities. Analyst estimates are regularly updated on major financial news sites.
Recent Initiatives: Recent strategic initiatives would be highlighted in company press releases and investor presentations.
Summary
Golub Capital BDC is a significant player in middle market lending with an experienced management team. Disciplined underwriting is a strength, but the company faces exposure to credit risk and economic downturns. Continued growth depends on sourcing investment opportunities and managing its leveraged balance sheet carefully.
Similar Companies
- ARCC
- PSEC
- TCPC
- TCRD
- OCSL
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings
- Financial News Providers (e.g., Bloomberg, Reuters, Yahoo Finance)
- Analyst Reports
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Investment decisions should be based on individual research and consultation with a financial professional. Market share data is approximate and subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Golub Capital BDC Inc
Exchange NASDAQ | Headquaters New York, NY, United States | ||
IPO Launch date 2010-04-15 | CEO & Director Mr. David B. Golub Ph.D. | ||
Sector Financial Services | Industry Asset Management | Full time employees - | Website https://www.golubcapitalbdc.com |
Full time employees - | Website https://www.golubcapitalbdc.com | ||
Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.
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