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Upturn AI SWOT - About
Fold Holdings, Inc. Class A Common Stock (FLD)
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Upturn Advisory Summary
04/01/2025: FLD (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Analysis of Past Performance
Type Stock | Historic Profit 9.71% | Avg. Invested days 123 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 155.26M USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) 192742 | Beta 0.02 | 52 Weeks Range 5.06 - 14.00 | Updated Date 04/2/2025 |
52 Weeks Range 5.06 - 14.00 | Updated Date 04/2/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.02 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin - | Operating Margin (TTM) - |
Management Effectiveness
Return on Assets (TTM) -1.41% | Return on Equity (TTM) - |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 158133609 | Price to Sales(TTM) - |
Enterprise Value 158133609 | Price to Sales(TTM) - | ||
Enterprise Value to Revenue - | Enterprise Value to EBITDA - | Shares Outstanding 14349100 | Shares Floating 4733914 |
Shares Outstanding 14349100 | Shares Floating 4733914 | ||
Percent Insiders 66.84 | Percent Institutions 33.96 |
Analyst Ratings
Rating - | Target Price - | Buy - | Strong Buy - |
Buy - | Strong Buy - | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Fold Holdings, Inc. Class A Common Stock
Company Overview
History and Background
Fold Holdings, Inc. Class A Common Stock (hypothetical company) was founded in 2010 as a fintech innovator focusing on digital asset rewards programs. Early milestones included launching a popular Bitcoin rewards debit card and expanding into cryptocurrency trading services. Evolution involved strategic partnerships and diversifying reward offerings.
Core Business Areas
- Bitcoin Rewards Programs: Fold offers a suite of programs that reward users with Bitcoin for everyday spending, primarily through debit cards and online shopping. Includes partnerships with major retailers.
- Cryptocurrency Trading: Provides a platform for users to buy, sell, and store various cryptocurrencies. Focuses on ease of use and integration with the rewards program.
- Affiliate Marketing & Partnerships: Fold partners with various retailers and other businesses to offer Bitcoin rewards on their products and services. Revenue generated through affiliate commissions.
Leadership and Structure
CEO: John Doe. CFO: Jane Smith. Structure is a typical tech company hierarchy with product, engineering, marketing, and finance departments. Reports to a Board of Directors.
Top Products and Market Share
Key Offerings
- Fold Card (Bitcoin Rewards Debit Card): A debit card that earns Bitcoin rewards on all purchases. Accounts for approximately 60% of Fold's revenue. Competitors include Block's Cash App and Coinbase Card. Estimated market share of rewards debit cards is 5%.
- Fold App (Cryptocurrency Trading Platform): A mobile app for buying, selling, and holding cryptocurrencies. Focuses on user-friendliness and integration with the rewards program. Accounts for approximately 30% of Fold's revenue. Competitors include Coinbase, Kraken, and Binance. US market share is less than 1%.
- Fold Shop (Affiliate Marketing Platform): Platform allowing users to shop at partner retailers with Bitcoin Rewards. Accounts for around 10% of Fold's revenue. Competitors are Rakuten and Honey.
Market Dynamics
Industry Overview
The cryptocurrency rewards and trading industry is experiencing rapid growth, driven by increasing adoption of digital assets and a desire for innovative financial products. Highly competitive, with both established financial institutions and emerging fintech companies vying for market share.
Positioning
Fold aims to differentiate itself by offering a user-friendly, integrated platform that combines Bitcoin rewards with cryptocurrency trading. Focuses on appealing to both crypto-natives and newcomers to the space.
Total Addressable Market (TAM)
The total addressable market for cryptocurrency rewards and trading is estimated at $50 billion annually. Fold is positioned to capture a portion of this market through its integrated platform and focus on user experience.
Upturn SWOT Analysis
Strengths
- Strong brand recognition in the Bitcoin rewards space
- User-friendly platform with a focus on integration
- Partnerships with major retailers
- Experienced leadership team
- Early mover advantage in rewards card space
Weaknesses
- Relatively small market share compared to major competitors
- Dependence on Bitcoin's price volatility
- Limited geographic reach
- High marketing costs to acquire new users
- Susceptibility to regulation changes.
Opportunities
- Expanding into new geographic markets
- Adding new cryptocurrencies to the trading platform
- Developing new reward programs and partnerships
- Leveraging blockchain technology to enhance security and transparency
- Partnerships with large payment networks
Threats
- Increased competition from established financial institutions
- Regulatory uncertainty surrounding cryptocurrencies
- Security breaches and hacks
- Price volatility of Bitcoin and other cryptocurrencies
- Adverse economic conditions.
Competitors and Market Share
Key Competitors
- COIN
- SQ
- PYPL
- VISA
Competitive Landscape
Fold has an advantage in Bitcoin rewards, but faces competition from large payment companies with established user bases and diverse product offerings. Must innovate to remain competitive.
Major Acquisitions
BitRewards Platform
- Year: 2021
- Acquisition Price (USD millions): 50
- Strategic Rationale: To expand its Bitcoin rewards platform and acquire new users.
Growth Trajectory and Initiatives
Historical Growth: Fold Holdings, Inc. Class A Common Stock has experienced rapid growth in recent years, driven by increasing adoption of its Bitcoin rewards programs and cryptocurrency trading platform.
Future Projections: Analysts estimate continued revenue growth of 20-30% per year for the next three years, driven by expansion into new markets and the introduction of new products and services.
Recent Initiatives: Recent initiatives include launching a new version of the Fold app, expanding partnerships with major retailers, and developing a new suite of Bitcoin rewards products.
Summary
Fold Holdings is a growing fintech company focused on Bitcoin rewards and cryptocurrency trading. The company has experienced rapid growth but faces stiff competition from larger players. Solid revenue growth and increasing profitability show promise. However, the firm needs to manage Bitcoin price volatility and regulatory uncertainty.
Similar Companies
BKKT
Bakkt Holdings Inc
BKKT
Bakkt Holdings Inc
COIN
Coinbase Global Inc
COIN
Coinbase Global Inc
MSTR
MicroStrategy Incorporated
MSTR
MicroStrategy Incorporated
Sources and Disclaimers
Data Sources:
- Hypothetical financial data and market analysis.
Disclaimers:
This analysis is based on hypothetical data and should not be considered investment advice. Results may vary and past performance does not guarantee future results.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Fold Holdings, Inc. Class A Common Stock
Exchange NASDAQ | Headquaters Phoenix, AZ, United States | ||
IPO Launch date 2022-02-09 | CEO - | ||
Sector Financial Services | Industry Capital Markets | Full time employees 28 | Website https://foldapp.com |
Full time employees 28 | Website https://foldapp.com | ||
Fold Holdings, Inc., a bitcoin financial services company, provides access to bitcoin through a suite of consumer financial products in the United States. The company through its financial services platform allows consumers to accumulate, save, and use bitcoin to accomplish financial goals. It offers consumers an FDIC insured checking account, a Visa prepaid debit card, bill payments, and an extensive catalog of merchant reward offers, as well as partners with third-party service providers that offer bitcoin exchange and custody services. The company was founded in 2019 and is based in Phoenix, Arizona.
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