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Upturn AI SWOT - About
FFWM 
First Foundation Inc. (FFWM)
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Upturn Advisory Summary
03/10/2025: FFWM (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Analysis of Past Performance
Type Stock | Historic Profit 3.22% | Avg. Invested days 35 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 03/10/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 427.48M USD | Price to earnings Ratio - | 1Y Target Price 7.12 |
Price to earnings Ratio - | 1Y Target Price 7.12 | ||
Volume (30-day avg) 589756 | Beta 1.36 | 52 Weeks Range 4.52 - 8.52 | Updated Date 04/1/2025 |
52 Weeks Range 4.52 - 8.52 | Updated Date 04/1/2025 | ||
Dividends yield (FY) 0.20% | Basic EPS (TTM) -1.48 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -96.19% | Operating Margin (TTM) -52.14% |
Management Effectiveness
Return on Assets (TTM) -0.71% | Return on Equity (TTM) -9.34% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 2080056320 | Price to Sales(TTM) 4.45 |
Enterprise Value 2080056320 | Price to Sales(TTM) 4.45 | ||
Enterprise Value to Revenue 39.75 | Enterprise Value to EBITDA - | Shares Outstanding 82365400 | Shares Floating 53985570 |
Shares Outstanding 82365400 | Shares Floating 53985570 | ||
Percent Insiders 6.78 | Percent Institutions 84.44 |
Analyst Ratings
Rating 3.4 | Target Price 7.75 | Buy - | Strong Buy 1 |
Buy - | Strong Buy 1 | ||
Hold 4 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
First Foundation Inc.
Company Overview
History and Background
First Foundation Inc. was founded in 1990. Initially a financial planning firm, it evolved into a full-service bank and wealth management company through strategic acquisitions and organic growth. It aimed to provide personalized financial solutions to high-net-worth individuals and businesses.
Core Business Areas
- Banking: Provides deposit accounts, loans, and other banking services to individuals and businesses.
- Wealth Management: Offers financial planning, investment management, and trust services to high-net-worth clients.
- Real Estate Lending: Focuses on originating and servicing residential and commercial real estate loans.
Leadership and Structure
Scott F. Kavanaugh is the Chief Executive Officer. The organizational structure includes various departments such as banking, wealth management, lending, and support functions, all reporting to the CEO and the Board of Directors.
Top Products and Market Share
Key Offerings
- Market Share (%):
- Residential Mortgages: Offers various residential mortgage products, targeting high-net-worth individuals. Data on market share for this specific product are difficult to obtain without specific databases. Competitors include large national banks like Wells Fargo (WFC) and JPMorgan Chase (JPM), as well as regional banks.
- Commercial Real Estate Lending: Provides financing for commercial real estate projects. Data on market share for this specific product are difficult to obtain without specific databases. Competitors include other regional banks and private lenders.
- Market Share (%):
- Market Share (%):
- Wealth Management Services: Offers customized financial planning and investment management services. Market share data is fragmented and difficult to isolate precisely. Competitors include large wealth management firms like Goldman Sachs (GS) and Morgan Stanley (MS).
Market Dynamics
Industry Overview
The banking and wealth management industry is highly competitive and subject to regulatory changes, interest rate fluctuations, and economic cycles. The industry is adapting to technological advancements and changing customer preferences.
Positioning
First Foundation Inc. positions itself as a provider of personalized financial solutions to high-net-worth individuals and businesses. Its competitive advantage lies in its customer service and comprehensive suite of services.
Total Addressable Market (TAM)
The TAM for banking and wealth management is in the trillions of dollars globally. First Foundation Inc. targets a niche market of high-net-worth clients and businesses within specific geographic regions and is relatively small compared to this vast market.
Upturn SWOT Analysis
Strengths
- Strong client relationships
- Experienced management team
- Comprehensive suite of financial services
- Focus on high-net-worth clients
Weaknesses
- Smaller scale compared to larger competitors
- Geographic concentration in specific markets
- Higher cost structure compared to some competitors
Opportunities
- Expansion into new geographic markets
- Increased adoption of digital banking solutions
- Growth in wealth management demand
- Strategic acquisitions
Threats
- Increased competition from larger banks and fintech companies
- Economic downturns and interest rate fluctuations
- Regulatory changes and compliance costs
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- SVB Financial Group (SIVB)
- PacWest Bancorp (PACW)
- Western Alliance Bancorporation (WAL)
Competitive Landscape
First Foundation Inc. competes with larger regional and national banks, as well as wealth management firms. Its strengths lie in personalized service and comprehensive offerings, but it faces challenges due to its smaller size and geographic concentration. Information to compare competitors against FFWMC is needed.
Major Acquisitions
Growth Trajectory and Initiatives
Historical Growth: Historical growth trends require access to historical financial data.
Future Projections: Analyst estimates for future growth require access to financial databases.
Recent Initiatives: Information about recent strategic initiatives are needed.
Summary
First Foundation Inc. is a wealth management and banking institution focused on high-net-worth individuals. Its personalized approach and comprehensive service offerings are key strengths. Smaller size compared to the national players creates some challenges. The bank must focus on adapting to the changing technological landscape and competitive environment in the financial sector. They need to be weary of larger banks and potential downturns that impact these clients.
Similar Companies
- PACW
- WAL
- UMPQ
- CADE
- BOH
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings (where available)
- MarketWatch
Disclaimers:
This analysis is based on publicly available information and is for informational purposes only. It should not be considered financial advice. Market share data may not be readily available for specific product segments and estimates may vary across sources. The data provided is limited by the inability to get live real time feeds.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About First Foundation Inc.
Exchange NYSE | Headquaters Dallas, TX, United States | ||
IPO Launch date 2014-11-03 | CEO & Director Mr. Thomas C. Shafer | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 551 | |
Full time employees 551 | |||
First Foundation Inc., together with its subsidiaries, provides banking services, investment advisory, wealth management, and trust services to individuals, businesses, and other organizations in the United States. The company operates in two segments, Banking and Wealth Management. It offers a range of deposit products, including personal and business checking accounts, savings accounts, interest-bearing demand deposit accounts, money market accounts, and time certificate of deposits; and loan products consisting of multifamily and single family residential real estate loans, commercial real estate loans, commercial term loans, and line of credits, as well as consumer loans, such as personal installment loans and line of credits, and home equity line of credits. The company provides various specialized services comprising trust services, online and mobile banking, remote deposit capture services, merchant credit card services, ATM cards, Visa debit cards, and business sweep accounts, as well as insurance brokerage services and equipment financing solutions. In addition, it offers investment management and financial planning services; financial, investment, and economic advisory and related services; and treasury management services, such as bill pay, check/payee/ACH positive pay, wire origination, internal and external transfers, account reconciliation reporting, mobile deposit, lockbox, cash vault services and merchant processing. Further, the company provides support services, including the processing and transmission of financial and economic data for charitable organizations. It operates through a network of branch offices and loan production offices. The company was founded in 1985 and is headquartered in Dallas, Texas.
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