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Upturn AI SWOT - About
Expensify Inc (EXFY)
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Upturn Advisory Summary
04/01/2025: EXFY (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit -58.44% | Avg. Invested days 32 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  1.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 269.67M USD | Price to earnings Ratio - | 1Y Target Price 4.5 |
Price to earnings Ratio - | 1Y Target Price 4.5 | ||
Volume (30-day avg) 508493 | Beta 1.83 | 52 Weeks Range 1.24 - 4.13 | Updated Date 04/2/2025 |
52 Weeks Range 1.24 - 4.13 | Updated Date 04/2/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.12 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -7.22% | Operating Margin (TTM) 1.26% |
Management Effectiveness
Return on Assets (TTM) -0.29% | Return on Equity (TTM) -8.78% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 227361976 | Price to Sales(TTM) 1.94 |
Enterprise Value 227361976 | Price to Sales(TTM) 1.94 | ||
Enterprise Value to Revenue 1.63 | Enterprise Value to EBITDA 37.93 | Shares Outstanding 79507200 | Shares Floating 57833054 |
Shares Outstanding 79507200 | Shares Floating 57833054 | ||
Percent Insiders 28.62 | Percent Institutions 37.77 |
Analyst Ratings
Rating 3.8 | Target Price 3.75 | Buy - | Strong Buy 2 |
Buy - | Strong Buy 2 | ||
Hold 3 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Expensify Inc
Company Overview
History and Background
Expensify, Inc. was founded in 2008 by David Barrett. Initially bootstrapped, it gained traction with its expense management software aimed at streamlining the process for businesses. It went public via an IPO in November 2021.
Core Business Areas
- Expense Management Software: Expensify's core offering is its expense management software platform, used by businesses of all sizes to automate expense reporting, track spending, and manage reimbursements.
Leadership and Structure
David Barrett is the founder and CEO. The company follows a relatively flat organizational structure, emphasizing autonomy and distributed decision-making.
Top Products and Market Share
Key Offerings
- Expensify: Cloud-based expense management software that automates expense report creation, approval, and reimbursement. It provides features like receipt scanning, automatic expense categorization, and direct integrations with accounting software. While specific market share data fluctuates, it's a prominent player in the SMB expense management space. Competitors include SAP Concur, Zoho Expense, and Rydoo. Data on paying customers on the investor relations website.
Market Dynamics
Industry Overview
The expense management software industry is growing, driven by the increasing need for businesses to streamline their financial operations, improve efficiency, and gain better visibility into spending. Cloud-based solutions are becoming increasingly popular.
Positioning
Expensify is positioned as a user-friendly and scalable solution, particularly targeting small to medium-sized businesses. Its strengths lie in its ease of use, mobile capabilities, and integrations with accounting software.
Total Addressable Market (TAM)
The global expense management software market is projected to reach billions of dollars. Expensify's positioning allows it to capture a significant share of the SMB segment within this TAM.
Upturn SWOT Analysis
Strengths
- User-friendly interface
- Mobile app functionality
- Integrations with accounting software
- Strong brand recognition within SMBs
- Receipt scanning automation
Weaknesses
- Reliance on SMB market segment
- Pricing model sensitivity to economic downturns
- Limited enterprise features compared to competitors
Opportunities
- Expanding into larger enterprise markets
- Developing new product features and integrations
- Strategic partnerships with other business software providers
- International expansion
Threats
- Intense competition from established players
- Economic downturn impacting SMB spending
- Emergence of new disruptive technologies
- Changes in regulatory requirements
Competitors and Market Share
Key Competitors
- ADBE
- CRM
- SAP
Competitive Landscape
Evaluate Expensify Incu2019s advantages and disadvantages compared to its competitors.
Major Acquisitions
Growth Trajectory and Initiatives
Historical Growth: Discuss Expensify Inc's growth trends over the past years.
Future Projections: Provide projections for Expensify Inc's future growth based on analyst estimates.
Recent Initiatives: Highlight recent strategic initiatives undertaken by Expensify Inc.
Summary
Expensify is a software company that makes money by solving a problem. The software is user-friendly and integrates with other accounting programs. Expensify needs to be aware that is market share is low and that competitors can be difficult to overtake. If they can innovate and expand into larger enterprise markets then their revenues should increase
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Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Website
- Industry Reports
- Market Analyst Reports
Disclaimers:
The information provided is for informational purposes only and should not be construed as investment advice. Market conditions and company performance are subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Expensify Inc
Exchange NASDAQ | Headquaters Portland, OR, United States | ||
IPO Launch date 2021-11-10 | Founder, CEO, President & Director Mr. David Barrett | ||
Sector Technology | Industry Software - Application | Full time employees 115 | Website https://www.expensify.com |
Full time employees 115 | Website https://www.expensify.com | ||
Expensify, Inc. engages in the provision of a cloud-based expense management software platform in the United States and internationally. The company offers Expensify, a platform that offers corporate card management, bills payment, invoice generation, payment collection, and travel booking services, as well as track and submit plans for individuals. It serves individuals and corporations, small and midsized businesses, and enterprises. Expensify, Inc. was founded in 2008 and is based in Portland, Oregon.
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