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Upturn AI SWOT - About
EVER 
EverQuote Inc Class A (EVER)
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Upturn Advisory Summary
04/01/2025: EVER (4-star) is a STRONG-BUY. BUY since 40 days. Profits (22.79%). Updated daily EoD!
Upturn Star Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
AI Based Fundamental Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Analysis of Past Performance
Type Stock | Historic Profit 194.14% | Avg. Invested days 33 | Today’s Advisory Regular Buy |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  5.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 948.83M USD | Price to earnings Ratio 30.18 | 1Y Target Price 33.83 |
Price to earnings Ratio 30.18 | 1Y Target Price 33.83 | ||
Volume (30-day avg) 770318 | Beta 1.01 | 52 Weeks Range 16.63 - 30.03 | Updated Date 04/1/2025 |
52 Weeks Range 16.63 - 30.03 | Updated Date 04/1/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 0.88 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 6.43% | Operating Margin (TTM) 8.16% |
Management Effectiveness
Return on Assets (TTM) 12.35% | Return on Equity (TTM) 29.75% |
Valuation
Trailing PE 30.18 | Forward PE 17.89 | Enterprise Value 850340483 | Price to Sales(TTM) 1.9 |
Enterprise Value 850340483 | Price to Sales(TTM) 1.9 | ||
Enterprise Value to Revenue 1.7 | Enterprise Value to EBITDA 22.72 | Shares Outstanding 32119700 | Shares Floating 27380632 |
Shares Outstanding 32119700 | Shares Floating 27380632 | ||
Percent Insiders 16.95 | Percent Institutions 81.58 |
Analyst Ratings
Rating 4.29 | Target Price 31.17 | Buy 1 | Strong Buy 4 |
Buy 1 | Strong Buy 4 | ||
Hold 2 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
EverQuote Inc Class A
Company Overview
History and Background
EverQuote, Inc. was founded in 2008 as AdHarmonics and later rebranded. It operates an online marketplace for insurance shopping, connecting consumers with insurance providers. The company has evolved from lead generation to a more sophisticated marketplace platform.
Core Business Areas
- Auto Insurance: Connecting consumers shopping for auto insurance with a network of insurance providers.
- Home and Renters Insurance: Facilitating comparison shopping for home and renters insurance policies.
- Life Insurance: Providing a platform for consumers to find and compare life insurance options.
- Health Insurance: Connecting users with health insurance quotes and providers.
- Commercial Insurance: Connecting users with commercial insurance quotes and providers for all business types
Leadership and Structure
The leadership team includes Jayme Mendal (CEO) and John Wagner (CFO). The company has a functional organizational structure with departments focused on engineering, marketing, sales, and operations.
Top Products and Market Share
Key Offerings
- Auto Insurance Marketplace: The flagship product, connecting consumers with a network of auto insurance carriers. Market share data is difficult to pinpoint precisely; however, EverQuote plays a significant role in the online auto insurance comparison market. Competitors include LendingTree, Bankrate and SelectQuote.
- Home and Renters Insurance Marketplace: A platform for comparing home and renters insurance quotes from various providers. Market share information is not readily available. Competitors include LendingTree, Bankrate and SelectQuote.
- Life Insurance Marketplace: A platform for comparing life insurance quotes from various providers. Market share information is not readily available. Competitors include Quotacy, SelectQuote, and Policygenius.
- Commercial Insurance Marketplace: A platform for comparing commercial insurance quotes from various providers. Market share information is not readily available. Competitors include CoverWallet, Insureon, and Next Insurance.
Market Dynamics
Industry Overview
The online insurance marketplace is growing as consumers increasingly prefer to shop and compare policies online. The industry is characterized by intense competition and increasing digital marketing spend.
Positioning
EverQuote is positioned as a leading online marketplace connecting consumers with insurance providers. Its competitive advantage lies in its technology platform, large network of insurance carriers, and data-driven marketing capabilities.
Total Addressable Market (TAM)
The TAM for online insurance shopping is estimated to be in the billions of dollars. EverQuote is positioned to capture a significant portion of this TAM through its marketplace platform.
Upturn SWOT Analysis
Strengths
- Strong technology platform
- Large network of insurance providers
- Data-driven marketing capabilities
- Brand Recognition
- Multi-Channel Sales Strategy
Weaknesses
- Dependence on third-party data providers
- High marketing spend
- Profitability concerns
- Fluctuations in marketing costs
Opportunities
- Expanding into new insurance verticals (e.g., health, commercial)
- Increasing market share in existing verticals
- Developing partnerships with insurance carriers
- Leveraging AI to improve matching algorithms
- Geographic Expansion
Threats
- Increased competition from other online marketplaces
- Changes in insurance regulations
- Economic downturn affecting consumer spending
- Data privacy and security concerns
- Rising customer acquisition costs
Competitors and Market Share
Key Competitors
- TREE
- LC
- SLQT
- PRVA
Competitive Landscape
EverQuote faces competition from other online insurance marketplaces, as well as direct-to-consumer insurance carriers. Its competitive advantage lies in its technology and data-driven marketing.
Major Acquisitions
Cross Agency
- Year: 2021
- Acquisition Price (USD millions): 163
- Strategic Rationale: Expansion into direct agency sales capabilities to increase revenue streams and enhance customer service.
Growth Trajectory and Initiatives
Historical Growth: EverQuote has experienced significant revenue growth in recent years, driven by increased adoption of online insurance shopping.
Future Projections: Analyst estimates project continued revenue growth but also highlight the need to improve profitability.
Recent Initiatives: Recent initiatives include expanding into new insurance verticals and improving the user experience on its platform.
Summary
EverQuote is a leading player in the online insurance marketplace, demonstrating strong revenue growth. However, profitability remains a challenge. The company's strategic initiatives and expansion into new verticals will be critical for future success. Competition and regulatory changes pose potential risks to its growth trajectory.
Similar Companies
GOOG
Alphabet Inc Class C
GOOG
Alphabet Inc Class C
LC
LendingClub Corp
LC
LendingClub Corp
META
Meta Platforms Inc.
META
Meta Platforms Inc.
PRVA
Privia Health Group Inc
PRVA
Privia Health Group Inc
SLQT
Selectquote Inc
SLQT
Selectquote Inc
TREE
Lendingtree Inc
TREE
Lendingtree Inc
Sources and Disclaimers
Data Sources:
- Company Filings
- Industry Reports
- Analyst Estimates
- Press Releases
Disclaimers:
This analysis is for informational purposes only and should not be considered investment advice. Market conditions and company performance can change rapidly. Financial data is not real and for representation only.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About EverQuote Inc Class A
Exchange NASDAQ | Headquaters Cambridge, MA, United States | ||
IPO Launch date 2018-06-28 | President, CEO & Director Mr. Jayme Mendal | ||
Sector Communication Services | Industry Internet Content & Information | Full time employees 324 | Website https://www.everquote.com |
Full time employees 324 | Website https://www.everquote.com | ||
EverQuote, Inc. operates an online marketplace for insurance shopping in the United States. The company offers automotive, and home and renters insurance, as well as campaign management tools. The company serves insurance carriers and agents, and indirect distributors. The company was formerly known as AdHarmonics, Inc., and changed its name to EverQuote, Inc. in November 2014. EverQuote, Inc. was incorporated in 2008 and is based in Cambridge, Massachusetts.
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