Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Valuation
- Analyst Ratings
Upturn AI SWOT - About
Ellington Financial Inc. (EFC-PD)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
04/01/2025: EFC-PD (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Analysis of Past Performance
Type Stock | Historic Profit -0.54% | Avg. Invested days 58 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size ETF | Market Capitalization 0 USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) 1152 | Beta 1.99 | 52 Weeks Range 19.12 - 26.49 | Updated Date 04/1/2025 |
52 Weeks Range 19.12 - 26.49 | Updated Date 04/1/2025 | ||
Dividends yield (FY) 7.37% | Basic EPS (TTM) - |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 48.1% | Operating Margin (TTM) 52.36% |
Management Effectiveness
Return on Assets (TTM) 0.94% | Return on Equity (TTM) 9.47% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 16073565184 | Price to Sales(TTM) - |
Enterprise Value 16073565184 | Price to Sales(TTM) - | ||
Enterprise Value to Revenue - | Enterprise Value to EBITDA - | Shares Outstanding - | Shares Floating 88318131 |
Shares Outstanding - | Shares Floating 88318131 | ||
Percent Insiders - | Percent Institutions - |
Analyst Ratings
Rating - | Target Price - | Buy - | Strong Buy - |
Buy - | Strong Buy - | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Ellington Financial Inc.
Company Overview
History and Background
Ellington Financial Inc. was founded in 2007 and is a specialty finance company that invests in a diverse array of financial assets, including mortgage-backed securities, consumer loans, and commercial mortgage loans. It has grown through strategic acquisitions and internal portfolio expansion.
Core Business Areas
- Residential Mortgage Loans: Investments in residential mortgage-backed securities (RMBS), including agency and non-agency securities.
- Commercial Mortgage Loans: Investments in commercial mortgage-backed securities (CMBS) and commercial mortgage loans.
- Consumer Loans: Investments in consumer loans, including unsecured consumer loans and other consumer debt.
- Other: Investments in corporate debt, equity securities, and other strategic investments.
Leadership and Structure
Laurence Penn is the Chief Executive Officer of Ellington Financial Inc. The organizational structure consists of investment teams focused on specific asset classes, supported by risk management and operational functions.
Top Products and Market Share
Key Offerings
- Agency RMBS: Investments in residential mortgage-backed securities guaranteed by government-sponsored enterprises like Fannie Mae and Freddie Mac. Market share data not readily available. Competitors include other REITs specializing in agency RMBS, such as Annaly Capital Management and AGNC Investment Corp.
- Non-Agency RMBS: Investments in residential mortgage-backed securities that are not guaranteed by government agencies. Market share data not readily available. Competitors include other REITs specializing in non-agency RMBS, such as Redwood Trust and Chimera Investment Corporation.
- Commercial Real Estate Debt: Origination and investments in commercial real estate loans. Market share data not readily available. Competitors include Starwood Property Trust and Blackstone Mortgage Trust.
Market Dynamics
Industry Overview
The specialty finance industry is influenced by interest rates, credit spreads, and macroeconomic conditions. Rising interest rates can impact the value of mortgage-backed securities and increase borrowing costs. The commercial real estate and consumer loan markets depend on economic growth and consumer confidence.
Positioning
Ellington Financial Inc. is positioned as a diversified specialty finance company with expertise in various asset classes. Its competitive advantage lies in its ability to identify and capitalize on market inefficiencies and its active portfolio management.
Total Addressable Market (TAM)
The TAM is very large, encompassing trillions of dollars across residential and commercial mortgage markets, as well as consumer credit. Ellington Financial Inc. is positioned to capture opportunities within these markets through its investment strategies.
Upturn SWOT Analysis
Strengths
- Diversified investment portfolio
- Experienced management team
- Active portfolio management
- Access to capital markets
Weaknesses
- Sensitivity to interest rate fluctuations
- Reliance on external financing
- Complexity of asset valuation
- Small Market Capitalization
Opportunities
- Expansion into new asset classes
- Increased investment in underserved markets
- Strategic acquisitions
- Growing demand for alternative investments
Threats
- Economic recession
- Increased competition
- Regulatory changes
- Credit market disruptions
Competitors and Market Share
Key Competitors
- Annaly Capital Management (NLY)
- AGNC Investment Corp. (AGNC)
- Redwood Trust (RWT)
- Starwood Property Trust (STWD)
Competitive Landscape
Ellington Financial Inc. competes with other specialty finance companies and REITs. Its advantages include its diversified investment portfolio and experienced management team. Disadvantages may include its smaller size compared to some larger competitors.
Major Acquisitions
Longbridge Financial, LLC
- Year: 2021
- Acquisition Price (USD millions):
- Strategic Rationale: Acquisition of a reverse mortgage originator and servicer to diversify investment strategies.
Growth Trajectory and Initiatives
Historical Growth: Ellington Financial Inc.'s historical growth has been driven by strategic investments and acquisitions.
Future Projections: Future growth projections depend on analyst estimates and the company's ability to execute its investment strategy.
Recent Initiatives: Recent initiatives include expanding into new asset classes, such as commercial real estate debt and consumer loans.
Summary
Ellington Financial Inc. is a diversified specialty finance company that strategically invests in mortgage-backed securities, commercial real estate debt, and consumer loans. Its strengths include its experienced management and active portfolio management, but it faces challenges due to interest rate sensitivity and market competition. The company can capitalize on opportunities by expanding into new asset classes and underserved markets. Economic conditions and regulatory changes pose potential threats.
Similar Companies
- NLY
- AGNC
- RWT
- STWD
Sources and Disclaimers
Data Sources:
- Company SEC Filings (10-K, 10-Q)
- Company Website
- Third-party Financial Data Providers (e.g., Yahoo Finance, Bloomberg)
Disclaimers:
This analysis is based on available information and is not financial advice. Investment decisions should be made in consultation with a qualified financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Ellington Financial Inc.
Exchange NYSE | Headquaters Old Greenwich, CT, United States | ||
IPO Launch date 2023-12-14 | CEO, President & Director Mr. Laurence Eric Penn | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 400 | |
Full time employees 400 | |||
Ellington Financial Inc., through its subsidiary, Ellington Financial Operating Partnership LLC, acquires and manages mortgage-related, consumer-related, corporate-related, and other financial assets in the United States. It operates in two segments, Investment Portfolio and Longbridge. The company acquires and manages residential mortgage-backed securities (RMBS) backed by prime jumbo, Alt-A, non-QM, manufactured housing, subprime residential, and single-family-rental mortgage loans; RMBS for which the principal and interest payments are guaranteed by the U.S. government agency or the U.S. government-sponsored entity; residential and commercial mortgage loans; residential mortgage-backed securities; commercial mortgage-backed securities; consumer loans and asset-backed securities backed by consumer loans; investments referencing mortgage servicing rights on traditional forward mortgage loans; collateralized loan obligations; non-mortgage- and mortgage-related derivatives; debt and equity investments in loan origination companies; and other strategic investments. It also offers reverse mortgage loans, including associated financial assets, financing, hedging, and allocated expenses. The company qualifies as a real estate investment trust (REIT) for federal income tax purposes. As a REIT, it intends to distribute at least 90% of its taxable income as dividends to shareholders. Ellington Financial Inc. was incorporated in 2007 and is headquartered in Old Greenwich, Connecticut.
Upturn is now on iOS and Android!
Experience Upturn on your mobile. Install it now!
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.