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Upturn AI SWOT - About
EFC 
Ellington Financial Inc. (EFC)
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Upturn Advisory Summary
04/01/2025: EFC (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
AI Based Fundamental Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Analysis of Past Performance
Type Stock | Historic Profit 5.13% | Avg. Invested days 45 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.20B USD | Price to earnings Ratio 9.75 | 1Y Target Price 14.21 |
Price to earnings Ratio 9.75 | 1Y Target Price 14.21 | ||
Volume (30-day avg) 1282219 | Beta 1.99 | 52 Weeks Range 9.61 - 14.26 | Updated Date 04/1/2025 |
52 Weeks Range 9.61 - 14.26 | Updated Date 04/1/2025 | ||
Dividends yield (FY) 11.76% | Basic EPS (TTM) 1.36 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 48.1% | Operating Margin (TTM) 52.36% |
Management Effectiveness
Return on Assets (TTM) 0.94% | Return on Equity (TTM) 9.47% |
Valuation
Trailing PE 9.75 | Forward PE 8.26 | Enterprise Value 15122348032 | Price to Sales(TTM) 3.97 |
Enterprise Value 15122348032 | Price to Sales(TTM) 3.97 | ||
Enterprise Value to Revenue 55.77 | Enterprise Value to EBITDA - | Shares Outstanding 90678496 | Shares Floating 88318131 |
Shares Outstanding 90678496 | Shares Floating 88318131 | ||
Percent Insiders 3.6 | Percent Institutions 57.27 |
Analyst Ratings
Rating 4 | Target Price 13.75 | Buy 4 | Strong Buy 2 |
Buy 4 | Strong Buy 2 | ||
Hold 2 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Ellington Financial Inc.
Company Overview
History and Background
Ellington Financial Inc. was founded in 2007 and is a specialty finance company that invests in a diverse array of financial assets, including mortgage-backed securities (MBS), consumer loans, commercial mortgage loans, and other debt and equity investments.
Core Business Areas
- Residential Mortgage-Backed Securities (RMBS): Investing in and managing RMBS, including agency and non-agency securities.
- Commercial Mortgage Loans (CML): Originating and investing in commercial mortgage loans.
- Consumer Loans: Investing in and managing portfolios of consumer loans.
- Other Real Estate-Related Assets: Investing in a variety of other real estate-related assets.
Leadership and Structure
Laurence Penn is the Chief Executive Officer. The company has a board of directors and operates with a team of investment professionals.
Top Products and Market Share
Key Offerings
- RMBS Portfolio: Investments in residential mortgage-backed securities, providing income through interest payments and capital appreciation. Market share data is difficult to pinpoint as it is spread across the overall RMBS Market. Competitors include other REITs and investment funds focused on RMBS.
- Commercial Mortgage Loan Portfolio: Directly originating or acquiring commercial mortgage loans. Again, precise market share is difficult to determine. Competitors include banks, insurance companies, and other private lenders.
- Consumer Loan Portfolio: Investing in consumer loans. Again, precise market share is difficult to determine. Competitors include other REITs and investment funds focused on consumer loans.
Market Dynamics
Industry Overview
The specialty finance industry is influenced by interest rates, economic conditions, and regulatory changes. Demand for residential and commercial mortgages drives opportunities for REITs and funds like Ellington Financial.
Positioning
Ellington Financial positions itself as a flexible investor capable of adapting to market changes and generating returns through diverse asset classes. Its competitive advantage lies in its expertise in mortgage credit and its ability to source attractive investment opportunities.
Total Addressable Market (TAM)
The TAM consists of the overall value of the mortgage and credit markets, which is trillions of dollars. Ellington Financial's positioning allows it to capitalize on niches within these markets.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Diverse asset portfolio
- Flexible investment strategy
- Strong track record of dividend payments
- Expertise in mortgage credit
Weaknesses
- Sensitivity to interest rate changes
- Reliance on external financing
- Complexity of asset portfolio
- Potential for credit losses
Opportunities
- Expansion into new asset classes
- Increased demand for mortgage credit
- Strategic acquisitions
- Capitalizing on market dislocations
Threats
- Rising interest rates
- Economic recession
- Increased competition
- Regulatory changes
Competitors and Market Share
Key Competitors
- AG Mortgage Investment Trust, Inc. (MITT)
- Invesco Mortgage Capital Inc. (IVR)
- Annaly Capital Management, Inc. (NLY)
Competitive Landscape
Ellington Financial competes with other REITs and investment funds for attractive investment opportunities. Its competitive advantage lies in its specialized knowledge and flexible approach. The competitiveness in the market for RMBS assets is very high.
Major Acquisitions
Growth Trajectory and Initiatives
Historical Growth: Ellington Financial's growth has been driven by its ability to deploy capital into attractive investment opportunities. Performance has been subject to market conditions.
Future Projections: Future growth projections are dependent on market conditions and analyst estimates. Specific projections are not available here.
Recent Initiatives: Recent initiatives are not known but usually includes portfolio diversification and capital allocation strategies.
Summary
Ellington Financial is a specialty finance company with expertise in mortgage credit. The company is well-positioned to capitalize on opportunities in the market. Ellington's flexible approach to investment and diversification are strengths, however, macroeconomic conditions could create significant challenges. Constant monitoring of risk is critical.
Similar Companies
- MITT
- IVR
- NLY
- TWO
Sources and Disclaimers
Data Sources:
- Company filings
- Financial news sources
- Industry reports
Disclaimers:
This analysis is based on publicly available information and is not financial advice. Market conditions can change rapidly.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Ellington Financial Inc.
Exchange NYSE | Headquaters Old Greenwich, CT, United States | ||
IPO Launch date 2010-10-08 | CEO, President & Director Mr. Laurence Eric Penn | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 400 | |
Full time employees 400 | |||
Ellington Financial Inc., through its subsidiary, Ellington Financial Operating Partnership LLC, acquires and manages mortgage-related, consumer-related, corporate-related, and other financial assets in the United States. It operates in two segments, Investment Portfolio and Longbridge. The company acquires and manages residential mortgage-backed securities (RMBS) backed by prime jumbo, Alt-A, non-QM, manufactured housing, subprime residential, and single-family-rental mortgage loans; RMBS for which the principal and interest payments are guaranteed by the U.S. government agency or the U.S. government-sponsored entity; residential and commercial mortgage loans; residential mortgage-backed securities; commercial mortgage-backed securities; consumer loans and asset-backed securities backed by consumer loans; investments referencing mortgage servicing rights on traditional forward mortgage loans; collateralized loan obligations; non-mortgage- and mortgage-related derivatives; debt and equity investments in loan origination companies; and other strategic investments. It also offers reverse mortgage loans, including associated financial assets, financing, hedging, and allocated expenses. The company qualifies as a real estate investment trust (REIT) for federal income tax purposes. As a REIT, it intends to distribute at least 90% of its taxable income as dividends to shareholders. Ellington Financial Inc. was incorporated in 2007 and is headquartered in Old Greenwich, Connecticut.
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