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Upturn AI SWOT - About
Euronet Worldwide Inc (EEFT)
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Upturn Advisory Summary
04/01/2025: EEFT (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Analysis of Past Performance
Type Stock | Historic Profit -11.38% | Avg. Invested days 38 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 4.76B USD | Price to earnings Ratio 16.89 | 1Y Target Price 129.62 |
Price to earnings Ratio 16.89 | 1Y Target Price 129.62 | ||
Volume (30-day avg) 484492 | Beta 1.37 | 52 Weeks Range 91.07 - 117.66 | Updated Date 04/1/2025 |
52 Weeks Range 91.07 - 117.66 | Updated Date 04/1/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 6.45 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 7.67% | Operating Margin (TTM) 11.72% |
Management Effectiveness
Return on Assets (TTM) 5.36% | Return on Equity (TTM) 24.71% |
Valuation
Trailing PE 16.89 | Forward PE 10.87 | Enterprise Value 4835890688 | Price to Sales(TTM) 1.17 |
Enterprise Value 4835890688 | Price to Sales(TTM) 1.17 | ||
Enterprise Value to Revenue 1.22 | Enterprise Value to EBITDA 7.33 | Shares Outstanding 43742500 | Shares Floating 40932084 |
Shares Outstanding 43742500 | Shares Floating 40932084 | ||
Percent Insiders 6.57 | Percent Institutions 96.44 |
Analyst Ratings
Rating 4.3 | Target Price 126.75 | Buy 1 | Strong Buy 6 |
Buy 1 | Strong Buy 6 | ||
Hold 3 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Euronet Worldwide Inc
Company Overview
History and Background
Euronet Worldwide, Inc. (EEFT) was founded in 1994. It provides electronic payment and transaction processing solutions to financial institutions, retailers, service providers, and individual consumers. It has grown through organic expansion and strategic acquisitions.
Core Business Areas
- Electronic Funds Transfer (EFT) Processing: Manages and operates a network of ATMs and point-of-sale (POS) terminals, providing transaction processing services.
- ePay Segment: Provides prepaid mobile top-up, gift cards, digital media, and other electronic content and payment solutions.
- Money Transfer Segment: Offers global money transfer services under the Ria Money Transfer brand.
Leadership and Structure
The company is led by Michael J. Brown (Chairman, President, and CEO) and has a typical corporate structure with a board of directors and various executive management positions overseeing different business segments and functional areas.
Top Products and Market Share
Key Offerings
- ATM Network: Operates a large network of ATMs worldwide, providing cash access and other services. Market share varies by region; no specific global market share is readily available. Competitors include large banks and other independent ATM operators.
- Revenue: Not available as specific number.
- Revenue: Not available as specific number.
- Ria Money Transfer: Offers money transfer services globally. Competitors include Western Union (WU) and MoneyGram (MGI).
- Revenue: Not available as specific number.
- ePay Services: Provides prepaid mobile top-up and other digital content distribution. Competitors include InComm and Blackhawk Network.
Market Dynamics
Industry Overview
The electronic payment and transaction processing industry is experiencing growth driven by increasing adoption of digital payments, globalization, and the need for efficient and secure payment solutions.
Positioning
Euronet is positioned as a global provider of electronic payment solutions, with a strong presence in various markets. Its competitive advantages include its extensive network, diverse product portfolio, and established relationships with financial institutions and retailers.
Total Addressable Market (TAM)
TAM is estimated in hundreds of billions, including money transfer, EFT, and epay. Euronet Worldwide Inc holds a small portion of the entire TAM
Upturn SWOT Analysis
Strengths
- Global network and infrastructure
- Diversified product portfolio
- Established relationships with partners
- Strong brand recognition (Ria)
- Scalable technology platform
Weaknesses
- Exposure to currency fluctuations
- Dependence on regulatory approvals
- Intense competition
- Potential for technological disruption
- Geographic concentration in some areas
Opportunities
- Expanding into new markets
- Developing innovative payment solutions
- Acquiring complementary businesses
- Leveraging digital channels
- Capitalizing on the growth of e-commerce
Threats
- Increased competition from fintech companies
- Changes in regulations
- Economic downturns
- Cybersecurity risks
- Technological advancements rendering existing solutions obsolete
Competitors and Market Share
Key Competitors
- Western Union (WU)
- MoneyGram (MGI)
- Fiserv (FI)
- Global Payments (GPN)
Competitive Landscape
Euronet competes with a variety of companies in different segments, including traditional payment processors, fintech companies, and banks. Its advantages include its global network and diversified product portfolio. Disadvantages includes the large market share of competitors.
Major Acquisitions
Innofis
- Year: 2020
- Acquisition Price (USD millions): 45
- Strategic Rationale: Expanded Euronet's digital payment capabilities and product offerings, providing payment processing services for merchants and financial institutions.
Growth Trajectory and Initiatives
Historical Growth: Euronet has grown through organic expansion and acquisitions, expanding its global footprint and product offerings.
Future Projections: Analyst estimates vary, but future growth is expected to be driven by increasing adoption of digital payments and expansion into new markets.
Recent Initiatives: Recent initiatives include expanding its ATM network, developing new payment solutions, and acquiring strategic businesses.
Summary
Euronet Worldwide Inc. is a global payment solution provider. Its strong points are its diverse product offerings and global presence. However, it faces intense competition and exposure to currency fluctuations. Recent acquisitions will enhance its capabilities.
Similar Companies
FI
Fiserv, Inc.
FI
Fiserv, Inc.
GPN
Global Payments Inc
GPN
Global Payments Inc
PYPL
PayPal Holdings Inc
PYPL
PayPal Holdings Inc
WU
Western Union Co
WU
Western Union Co
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings
- Market Research Reports
- Analyst Reports
- Third-Party Financial Databases
Disclaimers:
This analysis is based on publicly available information and is not financial advice. Market conditions and company performance can change. Verify all data before making investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Euronet Worldwide Inc
Exchange NASDAQ | Headquaters Leawood, KS, United States | ||
IPO Launch date 1997-03-06 | Chairman, CEO & President Mr. Michael J. Brown M.Sc. | ||
Sector Technology | Industry Software - Infrastructure | Full time employees 10600 | Website https://www.euronetworldwide.com |
Full time employees 10600 | Website https://www.euronetworldwide.com | ||
Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers worldwide. It operates through three segments: Electronic Funds Transfer (EFT), epay, and Money Transfer. The EFT segment provides automated teller machine (ATM) cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit and prepaid card outsourcing, card issuing, and merchant acquiring services. It also offers ATM and POS dynamic currency conversion, domestic and international surcharge, foreign currency dispensing, advertising, digital content sales at ATMs, customer relationship management, prepaid mobile top-up, bill payment, money transfer, fraud management, foreign remittance payout, cardless payout, banknote recycling solutions, and tax-refund services; and integrated electronic financial transaction software solutions for electronic payment and transaction delivery systems. The epay segment distributes and processes prepaid mobile airtime and other electronic content and payment processing services for various prepaid products, cards, and services. The Money Transfer segment offers consumer-to-consumer money transfer services through a network of locations and its website riamoneytransfer.com; account-to-account money transfer; and money transfer services through its website xe.com, Xe app, and customer service representatives. It also provides foreign currency exchange information on its currency data websites xe.com and x-rates.com; cash management solutions and foreign currency risk management services to small-and-medium-sized businesses; and payment processing services to third-party partners. The company was formerly known as Euronet Services, Inc. and changed its name to Euronet Worldwide, Inc. in August 2001. Euronet Worldwide, Inc. was founded in 1994 and is headquartered in Leawood, Kansas.
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