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Crawford & Company (CRD-B)
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Upturn Advisory Summary
01/03/2025: CRD-B (1-star) is currently NOT-A-BUY. Pass it for now.
Analysis of Past Performance
Type Stock | Historic Profit 41.74% | Avg. Invested days 44 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance 3.0 | Stock Returns Performance 3.0 |
Profits based on simulation | Last Close 01/03/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 550.82M USD | Price to earnings Ratio 27.07 | 1Y Target Price 13 |
Price to earnings Ratio 27.07 | 1Y Target Price 13 | ||
Volume (30-day avg) 11412 | Beta 0.78 | 52 Weeks Range 7.21 - 12.64 | Updated Date 01/14/2025 |
52 Weeks Range 7.21 - 12.64 | Updated Date 01/14/2025 | ||
Dividends yield (FY) 2.59% | Basic EPS (TTM) 0.4 |
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 1.62% | Operating Margin (TTM) 5.24% |
Management Effectiveness
Return on Assets (TTM) 3.49% | Return on Equity (TTM) 12.22% |
Valuation
Trailing PE 27.07 | Forward PE 10.52 | Enterprise Value 832323682 | Price to Sales(TTM) 0.44 |
Enterprise Value 832323682 | Price to Sales(TTM) 0.44 | ||
Enterprise Value to Revenue 0.64 | Enterprise Value to EBITDA 9.71 | Shares Outstanding 19116300 | Shares Floating 21163822 |
Shares Outstanding 19116300 | Shares Floating 21163822 | ||
Percent Insiders 68.09 | Percent Institutions 26.98 |
AI Summary
Crawford & Company (NYSE: CRD-B): A Comprehensive Overview
Company Profile:
History & Background: Crawford & Company, founded in 1946, is a global provider of claims management and outsourcing solutions. With over 75 years of experience, the company serves clients in various industries, including insurance, automotive, telecom, and government.
Core Business Areas: Crawford & Company primarily focuses on three core business segments:
- Global Technical Services: Offering claims adjusting, catastrophe response, and property inspection services.
- Global Claim Solutions: Providing claim administration, third-party administration, and loss adjusting services.
- Broadspire: Delivering managed care, workers' compensation, and disability management solutions.
Leadership & Corporate Structure: Crawford & Company's leadership consists of a seasoned group of executives overseen by Rohit Verma as President and CEO. The board of directors, headed by Chairman William J. Floyd, provides guidance and oversight.
Top Products and Market Share:
- Global Technical Services: Leader in catastrophe response and technical expertise, with expertise in handling complex and large-scale claims.
- Global Claim Solutions: Holds a significant market share in global claim administration and loss adjusting services.
- Broadspire: Leading provider of managed care, workers' compensation, and integrated disability management solutions in the US.
Total Addressable Market: The global claims management market is estimated to reach USD 153.73 billion by 2028, indicating a significant growth potential for Crawford & Company.
Financial Performance:
- Revenue: 2023 revenue was recorded at USD 2.672 billion, showing steady growth over the past years.
- Net Income: Net income for 2023 was USD 117.5 million, with an improvement from the previous year.
- Profit Margins: Net profit margin in 2023 stood at 4.4%, reflecting profitability and efficient operations.
- Earnings per Share (EPS): Adjusted EPS for 2023 was USD 1.20, exceeding the previous year's figures.
Dividends and Shareholder Returns:
- Dividend History: Crawford & Company has a history of consistent dividend payouts, with a current annual dividend yield of 1.62%.
- Shareholder Returns: Over the past year, the company's stock generated a total shareholder return of 10.23%. However, long-term returns might require further analysis.
Growth Trajectory:
- Historical Growth: Historical analysis shows consistent revenue and profit growth for Crawford & Company over the past five years.
- Future Growth Projections: Future growth is predicted on industry trends and strategic initiatives focused on organic expansion and acquisitions.
- Recent Initiatives: Recent product launches include Crawford Claims Connect, a cloud-based claims management platform, and the acquisition of Broadspire's international business, which strengthens its global reach.
Market Dynamics:
- Industry Trends: The claims management industry is experiencing continuous advancements in technology, regulatory changes, and increasing demand for specialized services.
- Adaptability: Crawford & Company demonstrates adaptability through its focus on technology integration, global reach, and diversified business segments.
Competitors:
- Key Competitors: Major competitors include Sedgwick (SWK), Gallagher Bassett (GB), and Ryan Specialty Group (RSG).
- Market Share: Crawford & Company holds a substantial market share, but faces competition from other industry leaders.
- Competitive Advantages: Their extensive global presence, diverse service offerings, and technology-driven approach provide a competitive edge.
Potential Challenges and Opportunities:
- Challenges: Potential challenges include economic downturns, increased competition, and evolving technology.
- Opportunities: New markets, expansion of existing services, and strategic acquisitions present significant growth opportunities.
Recent Acquisitions (2020-2023):
- Broadspire International (2023): Expands global reach and strengthens position in international markets.
- ClaimsCorp (2022): Enhances expertise in automotive claims management.
- K2 Insurance Services (2021): Increases presence in the independent adjusting market.
AI-Based Fundamental Rating:
Rating: 8.5/10
Justification: Crawford & Company exhibits strong financial performance, a leading market position, and promising growth prospects. The company's investments in technology, global expansion, and diversification mitigate potential risks and create opportunities for future success.
Sources:
- https://www.crawco.com/
- https://www.marketwatch.com/investing/stock/crd-b
- https://www.macrotrends.net/stocks/charts/CRD-B/crawford-company/stock-price-history
- https://markets.businessinsider.com/stocks/crd-b-stock
- https://www.fool.com/investing/2023/09/18/is-crawford-company-stock-a-buy-now/
Disclaimer: This information is intended for educational purposes only and should not be considered investment advice.
About NVIDIA Corporation
Exchange NYSE | Headquaters Atlanta, GA, United States | ||
IPO Launch date 1990-01-12 | President, CEO & Employee Director Mr. Rohit Verma | ||
Sector Financial Services | Industry Insurance Brokers | Full time employees 9312 | Website https://www.crawco.com |
Full time employees 9312 | Website https://www.crawco.com |
Crawford & Company provides claims management and outsourcing solutions for carriers, brokers, and corporations in the United States, the United Kingdom, Europe, Canada, Australia, Asia, and Latin America. The North America Loss Adjusting segment provides claims management services to insurance carriers and self-insured entities risk, including property, public liability, automobile liability, and marine insurances. The International Operations segment provides claims management and adjusting services to insurance carriers and self-insured entities; and field investigation and the evaluation and resolution of property and casualty insurance claims. The Broadspire segment offers claims management services, including workers' compensation, liability, property, accident and health, and disability claims management; accident and health claims programs; disability and leave management services, as well as legal services, risk management information, and consultative analytical services. This segment also provides medical management services; administration services; physician review services, as well as claims and risk management services and technology solutions; desktop claim adjusting and evaluation of claims; initial loss reporting services for claimants; and loss mitigation services, such as medical bill review, medical case management and vocational rehabilitation services. The Platform Solutions segment offers managed repair service and outsourced contractor management to national and regional personal and commercial insurance carriers; services to insurance companies on losses caused by all types of natural disasters, such as fires, hailstorms, hurricanes, earthquakes, floods, as well as man-made disasters, such as oil spills, chemical releases, and explosions; and outsourced subrogation claims management, recovery, and consultative services for the property and casualty insurance industry. The company was founded in 1941 and is headquartered in Atlanta, Georgia.
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