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Upturn AI SWOT - About
Central Plains Bancshares, Inc. Common Stock (CPBI)
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Upturn Advisory Summary
04/01/2025: CPBI (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
AI Based Fundamental Rating
Outstanding Performance
These Stocks/ETFs, based on Upturn Advisory, have historically outperformed the market, making them a top-tier choice for investors.
Analysis of Past Performance
Type Stock | Historic Profit 46.42% | Avg. Invested days 185 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  5.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 58.36M USD | Price to earnings Ratio 6.88 | 1Y Target Price - |
Price to earnings Ratio 6.88 | 1Y Target Price - | ||
Volume (30-day avg) 7162 | Beta - | 52 Weeks Range 9.96 - 15.50 | Updated Date 04/2/2025 |
52 Weeks Range 9.96 - 15.50 | Updated Date 04/2/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 2.17 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 20% | Operating Margin (TTM) 26.19% |
Management Effectiveness
Return on Assets (TTM) 0.79% | Return on Equity (TTM) 4.66% |
Valuation
Trailing PE 6.88 | Forward PE - | Enterprise Value 27783464 | Price to Sales(TTM) 3.15 |
Enterprise Value 27783464 | Price to Sales(TTM) 3.15 | ||
Enterprise Value to Revenue 46.5 | Enterprise Value to EBITDA 2.39 | Shares Outstanding 3911640 | Shares Floating 3142763 |
Shares Outstanding 3911640 | Shares Floating 3142763 | ||
Percent Insiders 19.54 | Percent Institutions 24.17 |
Analyst Ratings
Rating - | Target Price - | Buy - | Strong Buy - |
Buy - | Strong Buy - | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Central Plains Bancshares, Inc. Common Stock
Company Overview
History and Background
Central Plains Bancshares, Inc. is a community bank holding company, providing financial services to individuals and businesses. Information on founding year and historical milestones requires further research and is not readily available.
Core Business Areas
- Community Banking: Offers traditional banking services, including checking and savings accounts, loans (commercial, agricultural, real estate, and consumer), and other financial products.
Leadership and Structure
Information on the leadership team and organizational structure requires further research and is not readily available.
Top Products and Market Share
Key Offerings
- Commercial Loans: Provides loans to businesses for various purposes, such as equipment financing, working capital, and expansion. Market share data not readily available. Competitors include other regional and national banks like BOKF (BOKF) and UMB Financial (UMBF).
- Agricultural Loans: Offers loans to farmers and ranchers for land, equipment, livestock, and operating expenses. Market share data not readily available. Competitors include Farm Credit Services and Rabobank.
- Real Estate Loans: Provides mortgages and other real estate financing for residential and commercial properties. Market share data not readily available. Competitors include national mortgage lenders such as Rocket Companies (RKT) and PennyMac Financial Services (PFSI).
Market Dynamics
Industry Overview
The banking industry is subject to regulatory changes, interest rate fluctuations, and economic conditions. Community banks face increasing competition from larger national banks and fintech companies.
Positioning
Central Plains Bancshares, Inc. likely positions itself as a relationship-focused community bank, emphasizing local expertise and personalized service. Specific competitive advantages require further research.
Total Addressable Market (TAM)
The TAM represents the total banking market in the geographic area served. Central Plains Bancshares, Inc. aims to capture a portion of this TAM by providing tailored financial solutions. Specific TAM data not readily available.
Upturn SWOT Analysis
Strengths
- Strong local relationships
- Community-focused approach
- Experienced lending team (assumed)
Weaknesses
- Limited scale compared to larger banks
- Geographic concentration
- Dependence on local economy
Opportunities
- Expanding digital banking services
- Acquiring smaller community banks
- Growing commercial and agricultural loan portfolios
Threats
- Increasing competition from larger banks and fintech companies
- Economic downturn impacting loan quality
- Regulatory changes increasing compliance costs
Competitors and Market Share
Key Competitors
- BOKF
- UMBF
Competitive Landscape
Central Plains Bancshares, Inc. competes with larger regional and national banks, as well as other community banks. Its advantages likely include local expertise and personalized service. Disadvantages may include limited scale and geographic concentration.
Major Acquisitions
Growth Trajectory and Initiatives
Historical Growth: Historical growth trends cannot be determined without financial data.
Future Projections: Future growth projections require analyst estimates and are not readily available.
Recent Initiatives: Information on recent strategic initiatives requires further research and is not readily available.
Summary
Central Plains Bancshares, Inc. is a community bank likely focusing on relationship-based banking. Its success depends on its ability to serve its local market effectively and manage competition from larger institutions. It faces challenges from economic volatility and evolving customer preferences. Further research is needed for detailed financial analysis and strategic assessment.
Similar Companies
BOKF
BOK Financial Corporation
BOKF
BOK Financial Corporation
UMBF
UMB Financial Corporation
UMBF
UMB Financial Corporation
Sources and Disclaimers
Data Sources:
- Publicly available information (company website, news articles)
- Limited financial data available.
Disclaimers:
This analysis is based on limited publicly available information and assumptions. A complete analysis requires access to the company's financial statements and detailed business information.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Central Plains Bancshares, Inc. Common Stock
Exchange NASDAQ | Headquaters Grand Island, NE, United States | ||
IPO Launch date 2023-10-20 | CEO, President & Chairman Mr. Steven D. Kunzman | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 71 | Website https://www.homefederalne.bank |
Full time employees 71 | Website https://www.homefederalne.bank | ||
Central Plains Bancshares, Inc. operates as the bank holding company for Home Federal Savings and Loan Association of Grand Island that operates as a federally chartered stock savings and loan association in Nebraska, the United States. It offers checking accounts, savings accounts, and certificate of deposit accounts. The company also provides one- to four-family residential mortgage loans secured by properties, commercial real estate loans, commercial and industrial loans, multi-family residential real estate loans, construction and land development loans, agricultural real estate, and non-real estate loans, as well as consumer loans, such as dental implant loans, automobile loans, energy loans, student loans, recreation vehicles, boat loans, and unsecured preferred lines of credit. In addition, it offers electronic banking services, including mobile banking, on-line banking and bill pay, and electronic funds transfer. The company was founded in 1935 and is based in Grand Island, Nebraska.
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