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Upturn AI SWOT - About
Cheche Group Inc. Class A Ordinary Shares (CCG)
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Upturn Advisory Summary
04/01/2025: CCG (3-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
AI Based Fundamental Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Analysis of Past Performance
Type Stock | Historic Profit 179.73% | Avg. Invested days 128 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  5.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 77.09M USD | Price to earnings Ratio - | 1Y Target Price 2.5 |
Price to earnings Ratio - | 1Y Target Price 2.5 | ||
Volume (30-day avg) 1012673 | Beta 0.31 | 52 Weeks Range 0.56 - 3.30 | Updated Date 02/26/2025 |
52 Weeks Range 0.56 - 3.30 | Updated Date 02/26/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -1.43 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date 2025-03-28 | When - | Estimate - | Actual -0.0181 |
Profitability
Profit Margin -4.27% | Operating Margin (TTM) -2.97% |
Management Effectiveness
Return on Assets (TTM) -10.99% | Return on Equity (TTM) -45.95% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 68755885 | Price to Sales(TTM) 0.02 |
Enterprise Value 68755885 | Price to Sales(TTM) 0.02 | ||
Enterprise Value to Revenue 0.14 | Enterprise Value to EBITDA - | Shares Outstanding 58540700 | Shares Floating 13652738 |
Shares Outstanding 58540700 | Shares Floating 13652738 | ||
Percent Insiders 72.3 | Percent Institutions 0.68 |
Analyst Ratings
Rating 4 | Target Price 2.5 | Buy 1 | Strong Buy - |
Buy 1 | Strong Buy - | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Cheche Group Inc. Class A Ordinary Shares
Company Overview
History and Background
Cheche Group Inc. is a Chinese company specializing in insurance technology. Founded to modernize and streamline insurance distribution in China, it has evolved into a comprehensive platform.
Core Business Areas
- Insurance Transaction Platform: Facilitates online insurance transactions, connecting insurers and consumers.
- Digital Insurance Solutions: Provides technology solutions to insurance companies, including digital tools and data analytics.
- Value-Added Services: Offers additional services such as claims assistance and risk management.
Leadership and Structure
The leadership team comprises executives with experience in insurance, technology, and finance. The organizational structure includes divisions for technology, sales, and operations.
Top Products and Market Share
Key Offerings
- Online Insurance Marketplace: Connects consumers with various insurance products. Market share data is difficult to ascertain precisely but estimates put it in the 20-25% range in China's digital insurance intermediary market. Competitors include Waterdrop Inc (WDH) and other digital insurance platforms in China.
- SaaS Solutions for Insurers: Provides software solutions to insurers for managing their operations digitally. Market share information is not readily available but plays a smaller role in revenue compared to insurance marketplace. Competitors are the larger IT consulting firms that offer software solutions to insurance companies.
Market Dynamics
Industry Overview
The insurance technology industry is experiencing rapid growth, driven by increasing demand for digital insurance solutions and the need for greater efficiency in insurance operations. Regulatory changes in China are also influencing the market.
Positioning
Cheche Group is positioned as a leading independent digital insurance technology platform in China, offering a comprehensive suite of products and services.
Total Addressable Market (TAM)
The TAM for digital insurance in China is estimated to be significant, potentially reaching hundreds of billions of dollars. Cheche Group is positioned to capture a portion of this TAM through its marketplace and technology solutions.
Upturn SWOT Analysis
Strengths
- Leading independent digital insurance technology platform in China
- Comprehensive suite of products and services
- Strong technology capabilities
- Established relationships with insurers
Weaknesses
- Relatively short operating history as a public company
- Dependence on regulatory environment in China
- Intense competition in the digital insurance market
- Limited brand recognition outside of China
Opportunities
- Expansion into new geographic markets
- Development of new products and services
- Partnerships with other technology companies
- Increased adoption of digital insurance solutions
Threats
- Changes in government regulations
- Increased competition from other players
- Cybersecurity risks
- Economic downturn in China
Competitors and Market Share
Key Competitors
- WDH
- HUBS
- BROG
Competitive Landscape
Cheche Group faces competition from other digital insurance platforms and traditional insurance companies, as well as larger brokers. Its competitive advantage lies in its technology platform and relationships with insurers.
Major Acquisitions
Growth Trajectory and Initiatives
Historical Growth: Limited information as of the company's recent IPO. The company expects to use the proceeds from the IPO to grow business operations and expand market share.
Future Projections: Future projections are dependent on overall economic condition and consumer confidence levels.
Recent Initiatives: Recent initiatives include expanding its online insurance marketplace and developing new technology solutions for insurers.
Summary
Cheche Group is a growing player in China's digital insurance market, with a leading position as an independent digital insurance technology platform. The company needs to navigate a highly competitive and regulated environment. Its success depends on continued innovation, successful execution of its growth strategy, and effective risk management. Overall, the long term investment is considered speculative due to the novelty of business model and potential future regulations.
Similar Companies
BROG
Brooge Holdings Ltd
BROG
Brooge Holdings Ltd
HUBS
HubSpot Inc
HUBS
HubSpot Inc
WDH
Waterdrop Inc ADR
WDH
Waterdrop Inc ADR
Sources and Disclaimers
Data Sources:
- Company filings, industry reports, third-party data providers
Disclaimers:
The data provided is for informational purposes only and should not be considered financial advice. Investing in stocks involves risk, and investors should conduct their own research and consult with a financial advisor before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Cheche Group Inc. Class A Ordinary Shares
Exchange NASDAQ | Headquaters - | ||
IPO Launch date 2023-09-18 | Chairman & CEO Mr. Lei Zhang | ||
Sector Communication Services | Industry Internet Content & Information | Full time employees 635 | Website https://www.chechegroup.com |
Full time employees 635 | Website https://www.chechegroup.com | ||
Cheche Group Inc. operates an auto insurance technology platform. The company offers non-auto insurance products, such as non-auto P&C products, as well as non-auto insurance transaction services. Its digital insurance transaction products include Easy-Insur, an auto-insurance transaction platform; Sky Frontier, an AI-based business intelligence platform for auto insurance; Digital Surge, an intelligent cloud-based Saas solution for insurance intermediaries; and NEV Insurance solution. The company was founded in 2014 and is headquartered in Beijing, China.
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