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Upturn AI SWOT - About
CB 
Chubb Ltd (CB)
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Upturn Advisory Summary
04/01/2025: CB (3-star) is a STRONG-BUY. BUY since 23 days. Profits (5.91%). Updated daily EoD!
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
AI Based Fundamental Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Analysis of Past Performance
Type Stock | Historic Profit 24.01% | Avg. Invested days 52 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 121.20B USD | Price to earnings Ratio 13.32 | 1Y Target Price 302.2 |
Price to earnings Ratio 13.32 | 1Y Target Price 302.2 | ||
Volume (30-day avg) 1837216 | Beta 0.48 | 52 Weeks Range 235.74 - 306.91 | Updated Date 04/4/2025 |
52 Weeks Range 235.74 - 306.91 | Updated Date 04/4/2025 | ||
Dividends yield (FY) 1.21% | Basic EPS (TTM) 22.71 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 16.59% | Operating Margin (TTM) 21.37% |
Management Effectiveness
Return on Assets (TTM) 3.01% | Return on Equity (TTM) 14.6% |
Valuation
Trailing PE 13.32 | Forward PE 14.14 | Enterprise Value 138258215950 | Price to Sales(TTM) 2.17 |
Enterprise Value 138258215950 | Price to Sales(TTM) 2.17 | ||
Enterprise Value to Revenue 2.47 | Enterprise Value to EBITDA - | Shares Outstanding 400704000 | Shares Floating 370885697 |
Shares Outstanding 400704000 | Shares Floating 370885697 | ||
Percent Insiders 7.36 | Percent Institutions 84.59 |
Analyst Ratings
Rating 3.5 | Target Price 301.65 | Buy 6 | Strong Buy 4 |
Buy 6 | Strong Buy 4 | ||
Hold 9 | Sell 3 | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Chubb Ltd
Company Overview
History and Background
Chubb Ltd was formed in January 2016 when ACE Limited acquired The Chubb Corporation. ACE adopted the Chubb name because of its strong brand recognition. The original Chubb Corporation was founded in 1882.
Core Business Areas
- North America Commercial P&C Insurance: Provides commercial property and casualty insurance products and services to businesses of all sizes in North America.
- North America Personal P&C Insurance: Offers personal lines insurance products such as homeowners, auto, and umbrella insurance to high-net-worth individuals and families in North America.
- Overseas General Insurance: Provides commercial and personal property and casualty insurance, accident and health insurance, and reinsurance to businesses and individuals outside of North America.
- Global Reinsurance: Offers reinsurance solutions to other insurance companies globally.
- Life Insurance: Offers life insurance products, including term life, whole life, and universal life insurance, primarily in Asia and Latin America.
Leadership and Structure
Evan G. Greenberg serves as the Chairman and Chief Executive Officer. Chubb operates with a global management structure, with regional and functional leaders reporting to the CEO. Their organizational structure is matrix based with regional reporting managers alongside functional reporting managers to support risk management and governance.
Top Products and Market Share
Key Offerings
- Commercial Property and Casualty Insurance: Chubb's commercial P&C insurance includes property, casualty, professional liability, and other specialty lines. This segment holds significant market share. Competitors include AIG, Travelers, and Hartford Financial Services.
- Market Share (%):
- High-Net-Worth Personal Insurance: Chubb's personal lines insurance caters to affluent individuals, offering customized coverage for homes, autos, and valuables. They are a leader in this niche market. Competitors include AIG Private Client Group and PURE Insurance.
- Market Share (%):
- Accident and Health Insurance: Chubb offers accident and health insurance products, including travel insurance and supplemental health coverage, globally. Competitors include Aetna (CVS), UnitedHealth Group (UNH), and Cigna (CI).
- Market Share (%):
- Global Reinsurance: Chubb provides reinsurance to other insurance companies worldwide. Competitors include Swiss Re, Munich Re, and Berkshire Hathaway Specialty Insurance.
- Market Share (%):
Market Dynamics
Industry Overview
The property and casualty insurance industry is highly competitive and heavily influenced by macroeconomic factors, regulatory changes, and catastrophic events. The industry faces challenges such as rising claims costs, increasing cyber threats, and changing consumer preferences.
Positioning
Chubb is positioned as a leading global insurer with a focus on high-value, complex risks. Its competitive advantages include its strong brand reputation, extensive distribution network, underwriting expertise, and financial strength (high credit ratings).
Total Addressable Market (TAM)
The global property and casualty insurance market is estimated to be over $7 trillion. Chubb is well-positioned to capture a significant share of this TAM due to its global reach, diverse product offerings, and strong financial position.
Upturn SWOT Analysis
Strengths
- Strong brand reputation
- Global presence
- Underwriting expertise
- Financial strength
- Diversified product offerings
Weaknesses
- Exposure to large catastrophic events
- Complexity of global operations
- Dependence on economic conditions
- High operational costs
- Exposure to interest rate fluctuations
Opportunities
- Expansion into emerging markets
- Development of new insurance products
- Leveraging technology to improve efficiency
- Increasing demand for cyber insurance
- Growth in high-net-worth personal insurance
Threats
- Increased competition
- Regulatory changes
- Economic downturn
- Cybersecurity risks
- Climate change and natural disasters
Competitors and Market Share
Key Competitors
- The Travelers Companies (TRV)
- American International Group (AIG)
- Hartford Financial Services (HIG)
- Berkshire Hathaway (BRK.B)
Competitive Landscape
Chubb has a competitive advantage in high-value, complex risks and high-net-worth personal insurance. Its strong brand reputation, underwriting expertise, and global presence give it an edge over competitors. However, competitors like AIG and Travelers have a larger overall market share.
Major Acquisitions
Combined Insurance
- Year: 2018
- Acquisition Price (USD millions): 315
- Strategic Rationale: Expanding Chubb's presence in the supplemental health insurance market.
Growth Trajectory and Initiatives
Historical Growth: Chubb has demonstrated consistent growth in revenue and earnings over the past several years, driven by organic growth, strategic acquisitions, and disciplined underwriting.
Future Projections: Analyst estimates suggest continued growth in revenue and earnings, driven by expansion into new markets, increased demand for insurance products, and effective cost management.
Recent Initiatives: Recent strategic initiatives include expanding its presence in emerging markets, investing in technology to improve efficiency, and developing new insurance products to meet changing customer needs.
Summary
Chubb is a strong global insurer with a focus on high-value, complex risks. The company's underwriting expertise and diversified product offerings are working well, contributing to consistent growth. Potential threats include increased competition and exposure to catastrophic events. Future initiatives, such as expansion into emerging markets, position Chubb for sustained success.
Similar Companies
AIG
American International Group Inc
AIG
American International Group Inc
ALL
The Allstate Corporation
ALL
The Allstate Corporation
HIG
Hartford Financial Services Group
HIG
Hartford Financial Services Group
TRV
The Travelers Companies Inc
TRV
The Travelers Companies Inc
WRB
W. R. Berkley Corp
WRB
W. R. Berkley Corp
Sources and Disclaimers
Data Sources:
- Company Filings (10-K, 10-Q)
- Analyst Reports
- Industry Publications
- Financial News Outlets
Disclaimers:
This analysis is for informational purposes only and should not be considered investment advice. Market conditions and company performance are subject to change. Please verify any information from above with latest 10-K forms from SEC. Market share percentages are estimates.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Chubb Ltd
Exchange NYSE | Headquaters - | ||
IPO Launch date 1993-03-24 | CEO - | ||
Sector Financial Services | Industry Insurance - Property & Casualty | Full time employees 43000 | Website https://www.chubb.com/us-en |
Full time employees 43000 | Website https://www.chubb.com/us-en | ||
Chubb Limited provides insurance and reinsurance products worldwide. The company operates through six segments: North America Commercial P&C Insurance, North America Personal P&C Insurance, North America Agricultural Insurance, Overseas General Insurance, Global Reinsurance, and Life Insurance. The company provides package policies, property and general liability, workers' compensation, automobile, umbrella, financial lines, professional and management liability, environmental, international coverages, property and casualty, commercial marine, and risk management products and services. It also offers homeowners, automobile and collector cars, valuable articles, personal and excess liability, travel insurance, cyber, and recreational marine insurance and services. In addition, the company provides multiple peril crop insurance and crop-hail insurance for farm, ranch, and specialty property and casualty, and commercial agriculture products; and property insurance products, including traditional commercial fire coverage, as well as energy industry-related, construction, and other technical coverages; personal accident and supplemental medical coverages, such as accidental death, business/holiday travel, specified disease, disability, medical and hospital indemnity, and income protection; and professional indemnity, cyber, surety, aviation, political risk, and specialty personal lines products. Further, the company offers property catastrophe reinsurance, traditional and specialty P&C reinsurance; and protection and savings products, which includes whole life, universal life, unit linked contracts, endowment plans, individual and group term life, dental, critical illness, dementia, hospital cash, personal accident, credit life, and group employee benefits. The company was formerly known as ACE Limited and changed its name to Chubb Limited in January 2016. Chubb Limited was incorporated in 1985 and is headquartered in Zurich, Switzerland.
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